ACADEMIA DE STUDII ECONOMICE DIN BUCUREŞTI

Şcoala Doctorală Economie II

TEZĂ DE DOCTORAT

Prezentată şi susţinută public de către autor:

DANIELA D. MIHAI

Titlul tezei de doctorat:

CERCETĂRI PRIVIND FINANŢĂREA AGRICULTURII PRIN

CREDITE ŞI FONDURI NERAMBURSABILE

Conducătorştiinţific: Prof. dr.Gabriel Popescu

Comisia de susţinere a tezei de doctorat:

Prof.dr. Nicu Marcu(preşedinte) - Academia de Studii Economice din Bucureşti

Prof.dr. Gabriel Popescu (conducător ştiinţific) - Academia de Studii Economice din Bucureşti

Prof.dr. (referent)Emilian Dobrescu - Academia Romana

C.S. gr.IValentin-Mihai Bohatereţ (referent) - Institutul de Cercetări Economice şi Sociale “Gh.

Zane”, filiala Iaşi a Academiei Române

Prof.dr. Dan Boboc (referent) - Academia de Studii Economice din Bucureşti

Bucureşti, 2018

ACADEMIA DE STUDII ECONOMICE DIN BUCUREŞTI

Consiliul pentru Studii Universitare de Doctorat

Şcoala Doctorală Economie II

CERCETĂRI PRIVIND FINANŢĂREA AGRICULTURII

PRIN CREDITE ŞI FONDURI NERAMBURSABILE

Daniela Mihai

Conducător ştiinţific: Prof.dr. Gabriel Popescu

Bucureşti, 2018

CUPRINS

LISTA FIGURILOR ................................................................. Error! Bookmark not defined.

LISTA TABELELOR ............................................................... Error! Bookmark not defined.

INTRODUCERE ....................................................................... Error! Bookmark not defined.

1 SINTEZA STADIULUI CUNOAŞTERII ÎN DOMENIU Error! Bookmark not defined.

1.1 Rolul şi importanţa finanţării agriculturii ................... Error! Bookmark not defined.

1.2 Scurt istoric privind finanţarea agriculturii ................ Error! Bookmark not defined.

1.3 Modaliăţi de finanţare a agriculturii ........................... Error! Bookmark not defined.

1.3.1 Creditarea în agricultură............................................ Error! Bookmark not defined.

1.3.2 Finanţarea din fonduri nerambursabile ..................... Error! Bookmark not defined.

1.3.3 Politica Agricolă Comună (PAC) ............................. Error! Bookmark not defined.

1.4 Managementul riscului în agricultură din perspectiva credităriiError! Bookmark

not defined.

2 METODOLOGIA CERCETĂRII...................................... Error! Bookmark not defined.

2.1 Tehnica bibliometrică ................................................. Error! Bookmark not defined.

2.2 Analiza cantitativă prin abordări econometrice .......... Error! Bookmark not defined.

2.3 Tehnica interviului ...................................................... Error! Bookmark not defined.

2.4.1 Ghid de interviu aplicat fermierilor .......................... Error! Bookmark not defined.

2.4.2 Ghid de interviu aplicat reprezentanţilor instituţiilor de creditareError! Bookmark

not defined.

2.4.3 Ghid de interviu aplicat reprezentanţilor organizaţiilor de evaluare, gestionare şi

monitorizare a fondurilor europene.................................... Error! Bookmark not defined.

3 STUDIU ASUPRA ABORDĂRILOR TEORETICE PRIVIND FINANŢAREA

AGRICULTURII ...................................................................... Error! Bookmark not defined.

3.1 Analiza cantitativă a publicaţiilor ştiinţifice din domeniu de pe Scopus ........... Error!

Bookmark not defined.

3.2 Analiză comparativă la nivelul UE, ROMÂNIA, BRIC şi SUAError! Bookmark

not defined.

3.3 Relaţia dintre fermieri şi instituţiile de creditare în literatura de specialitate ..... Error!

Bookmark not defined.

3.4 Relaţia dintre fermieri şi autorităţile publice din perspectiva evaluării, gestionării şi

monitorizării fondurilor europene în literatura de specialitateError! Bookmark not

defined.

4 CERCETAREA CANTITATIVĂ PRIVIND FINANŢAREA ÎN

AGRICULTURĂ ...................................................................... Error! Bookmark not defined.

4.1 Modele de finanţare inovative în agricultură .............. Error! Bookmark not defined.

4.2 Statistica descriptivă a datelor .................................... Error! Bookmark not defined.

4.3 Determinarea corelaţiilor între variabile ..................... Error! Bookmark not defined.

4.4 Modele econometrice de tip panel .............................. Error! Bookmark not defined.

4.5 Discuţii privind rezultatele obţinute ........................... Error! Bookmark not defined.

5 FINANŢAREA AGRICULTURII ÎN OPINIILE UNOR ACTORI

REPREZENTATIVI ................................................................. Error! Bookmark not defined.

5.1 Opinii ale fermierilor asupra finanţării în agricultură Error! Bookmark not defined.

5.2 Opinii ale reprezentanţilor instituţiilor de creditare asupra finanţării în

agricultură .............................................................................. Error! Bookmark not defined.

5.3 Opinii ale reprezentanţilor organismelor de evaluare, gestionare şi monitorizare a

fondurilor europene asupra finanţării în agricultură .............. Error! Bookmark not defined.

5.4 Propuneri de îmbunătăţire a finanţării în agricultură .. Error! Bookmark not defined.

6 CONCLUZII ...................................................................... Error! Bookmark not defined.

REFERINŢE BIBLIOGRAFICE ............................................................................................... 5

Rezumat:Teza propune identificare unor factori interesaţi şi a unor soluţii care să

îmbunătăţească finanţarea în agricultură atât din punct de vedere al infrastructurii existente cât

şi din punct de vedere al accesului fermierilor. S-a analizat evoluţia literaturii ştiinţifice din

domeniul finanţării agriculturii atât din punct de vedere cantitativ cât şi din punct de vedere

parţial calitativ prin analiza publicaţiilor de pe baza de date Scopus, analizându-le la nivelul

UE, României, SUA şi BRIC începând cu 1960. De asemenea, s-a investigat relaţia dintre

fermieri şi instituţiile de creditare şi relaţia dintre fermieri şi autorităţile publice din perspectiva

evaluării, gestionării şi monitorizării fondurilor europene în literatura de specialitate.

Aplicabilitatea tezei constă în cele două cercetări bazate pe analiza econometrică şi tehnica

interviului. Astfel, s-aevaluat stadiul finanţării agriculturii la nivelul UE prin evaluarea

factorilor care contribuie la îndatorarea în domeniul agriculturii. S-a pornit de la premisa că

influenţa acestor factori asupra gradului de îndatorare, evaluat prin datoriile totale, pe termen

scurt şi pe termen lung, evidenţiează o serie de probleme referitoare la finanţarea agriculturii.

În plus, capitolul final prezintă opiniile fermierilor, ale responsabililor cu gestiunea fondurilor

europene şi ale reprezentanţilor instituţiilor bancare şi financiare care asigură posibilităţi de

finanţare a activităţilor din agricultură, în baza interviului semi-structurat. În baza acestora,se

propune o serie de soluţii de îmbunătăţire a stării de fapt din agricultură şi de îmbunătăţire a

comunicării între cei mai importanţi actori care sunt importanţi din prisma finanţării în

agricultură.

Cuvinte cheie: fermieri, finanţarea agriculturii, interviu, panel de date

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