GLOSAR BANCARSERIA ACQUIS COMUNITAR

GLLOSSAARR BBAANNCCAARRINSTITUTUL EUROPEAN DIN ROMÂNIADirec_ia Coordonare Traducerioctombrie 2007Coordonator lucrare: Laura Ana-Maria VrabieAutor: dr. Mariana BaraTehnoredactare: Aurelia AlbuElena Loredana Iord_noiuAndrei PerciunFlorin StamatoiuGlosarul bancareste editat de Institutul European din România.Banking Glossaryis published by the European Institute of Romania.INSTITUTUL EUROPEAN DIN ROMÂNIABd. Regina Elisabeta 7-9, RO-030016, Bucure_tiTel.: (021) 3142696, 3142697, Fax: (021) 3142666E-mail: ier@ier.rohttp://www.ier.ro© 2007 Institutul European din RomâniaDescrierea CIP a Bibliotecii Na_ionale a RomânieiBARA, MARIANAGlosar bancar/dr. Mariana Bara; coord. lucrare: LauraAna-Maria Vrabie; pref.: Laura Ana-Maria Vrabie. – Bucure_ti: Institutul European din România, 2007Bibliogr.IndexISBN 978-973-7736-54-3I. Vrabie, Laura Ana-Maria (coord.; pref.)81'374.2:336=111=133.1=135.1AVERTISMENTAceast_ publica_ie con_ine o colec_ie de termeni extra_i din acte comunitare privind sectorulbancar. De_i termenii au fost verifica_i cu aten_ie, în unele cazuri ei pot suferi modific_ri,deoarece legisla_ia este în continu_ schimbare, iar la data public_rii acestui glosar unele acte dincare s-au extras termenii nu erau înc_ publicate în Jurnalul Oficial al Uniunii Europene, edi_iaspecial_. Verificarea termenilor s-a f_cut prin consultarea exper_ilor de la Banca Na_ional_ aRomâniei, precum _i prin studierea actelor legislative relevante.Este interzis_ reproducerea acestei publica_ii în scopuri comerciale.DISCLAIMERThis publication contains a collection of terms compiled from a series of Community acts on

banking. Although the terms have been carefully checked, in some cases they may be subject toamendment because legislation is constantly changing, and, at the date this glossary ispublished, certain acts from which terms have been extracted are not yet published in theOfficial Journal of the European Union, the special edition. The terms have been checked byexperts from the National Bank of Romania, and they are also in use in relevant legal texts.This publication may not be reproduced for profit.

CUVÂNT ÎNAINTEDin momentul în care România a devenit stat membru al Uniunii Europene, limba român_ esteuna din limbile oficiale ale Uniunii. Date fiind implica_iile juridice _i volumul foarte mare allegisla_iei comunitare, pentru o traducere de calitate este necesar_ uniformizarea terminologiei.Întocmit pe baza terminologiei utilizate în sectorul bancar (vezi bibliografia), acest glosar esteun document de lucru destinat traduc_torilor _i tuturor speciali_tilor interesa_i de acest domeniu.Întrucât se dore_te ca acest glosar s_ stabileasc_ o serie de conven_ii în traducerea unor termenidin sectorul bancar, s-a acordat o importan__ deosebit_ termenilor care denumesc concepte _iproduse bancare recent introduse pe pia_a româneasc_, cei mai mul_i dintre termeni fiind extra_idin Orient_rile B_ncii Centrale Europene.Adres_m mul_umiri c_lduroase exper_ilor din Banca Na_ional_ a României, care ne-au ajutat larevizia tehnic_ a unor acte din care s-au extras termenii din acest glosar _i care ne-au clarificatunii termeni.Defini_iile _i notele explicative provin din surse diferite.Denumirea _i con_inutul câmpurilor sunt urm_toarele:surs_ = nr. Celex al documentului/documentelor unde apare termenuldef = defini_iecontext = context explicativref = referin_a defini_iei sau a contextuluinot_ = comentariul autorului sau extras din alte surseVersiunea .pdf a acestui glosar este disponibil_ la adresa de Internet http://www.ier.ro.Invit_m utilizatorii acestui glosar s_ trimit_ sugestii _i comentarii la urm_toarea adres_:Institutul European din RomâniaDirec_ia Coordonare TraduceriBd. Regina Elisabeta 7-9, sector 3Bucure_ti, RO-030016Româniatel: (4021) 314 26 96

fax: (4021) 314 26 66e-mail: terminologie@ier.roLaura Ana-Maria VrabieDirectorDirec_ia Coordonare TraduceriInstitutul European din România

FOREWORDSince Romania is a Member State of the European Union, the Romanian language is one of theEU official languages. Given the legal implications and the enormous volume of theCommunity legislation, terminological coherence is necessary for a qualitative translation.Compiled on the basis of the terminology used in the banking sector (see the bibliography), thisglossary is intended as a working tool for all translators and other experts interested in this field.With a view to establishing a series of conventions in the translation of certain terms on thebanking sector, significant attention has been paid to terms designating concepts and productsrecently introduced on the Romanian market, most of the terms being extracted from theGuidelines of the European Central Bank.Our special thanks go to all the experts within the National Bank of Romania who helped uswith the technical revision of several acts from which terms have been extracted and inclarifying certain terms.Definitions and explanatory notes were taken from various sources.Field names and contents:surs_ = Celex number of the act/acts where the term appearsdef = definitioncontext = explanatory contextref = reference(s) of the definition or contextnot_ = comment by the author or from other sourcesThe .pdf file is available at http://www.ier.roWe invite the users of this glossary to send remarks to the following address:European Institute of RomaniaTranslation Coordination Unit7-9 Regina Elisabeta Blvd.Bucharest, RO-030016Romaniatel: (4021) 314 26 96fax: (4021) 314 26 66e-mail: terminologie@ier.roLaura Ana-Maria VrabieDirectorTranslation Coordination UnitEuropean Institute of Romania

CORPUSEnglishFrançaisDeutschRomân_

Bucure_ti, octombrie 2007 Corpus glosar, p. 11EN accrued interest payable on depositsFR intérêt couru à payer sur les dépôtsDE Verbindlichkeiten aus aufgelaufenen Zinsen auf EinlagenRO dobând_ acumulat_ de pl_tit la depozitesurs_: 32003O0002, anexa XVIII punctul 142EN actual/360def: the day-count convention applied for the calculation of interest on a credit,implying that the interest is calculated over the actual number of calendar daysover which the credit is extended, on the basis of a 360-day year. This day-countconvention is applied in Eurosystem monetary policy operations.surs_: 32005O0002, anexa IIFR nombre exact de jours/360DE act/360RO num_r efectiv de zile/360surs_: 32005O0002, anexa II3EN aid creditcontext: whether these credits form the subject-matter of individual contracts or globalcredit arrangements as described in Article 3surs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b)FR crédit d'aideDE HilfskreditRO credit de ajutorsurs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b)4EN allotmentcontext: Allotment of fixed rate tenderssurs_: 32005O0002, caseta 4FR procédure d’adjudicationDE ZuteilungRO licita_iesurs_: 32005O0002, caseta 4; 32006O0012, caseta 45EN allotment; amount allotedcontext: all%(rs)i = allotment to the ith counterparty at the sth interest ratealli = total amount allotted to the ith counterparty

surs_: 32005O0002, caseta 5FR montant adjugéDE Zuteilung; zugeteilte BetragRO sum_ alocat_surs_: 32005O0002, caseta 5; 32006O0012, caseta 5Bucure_ti, octombrie 2007 Corpus glosar, p. 26EN American auction; multiple-rate auctiondef: an auction at which the allotment interest rate (or price/swap point) equals theinterest rate offered in each individual bid.surs_: 32005O0002, anexa IIFR adjudication à taux multiples; adjudication «à l’américaine»DE Amerikanisches ZuteilungsverfahrenRO licita_ie de tip american; licita_ie la rat_ multipl_surs_: 32005O0002, anexa II; 32006O0012, anexa II7EN amortisationdef: systematic reduction in the accounts of a premium/discount or of the value ofassets over a period of time.surs_: 32002O0010, anexa IIFR amortissementDE Abschreibung; AmortisierungRO amortizaresurs_: 32002O0010, anexa II; 32006O0016, anexa II8EN assetdef: resource controlled by the enterprise as a result of past events and from whichfuture economic benefits are expected to flow to the enterprise.surs_: 32002O0010, anexa IIFR actifDE Vermögensgegenstand; VermögenswertRO activsurs_: 32002O0010, anexa II; 32006O0016, anexa II9EN automated security lending programme; ASLPdef: a financial operation combining repo and reverse repo transactions wherespecific collateral is lent against general collateral. As a result of these lendingand borrowing transactions, income is generated through the different repo ratesof the two transactions (i.e. the margin received). The operation may beconducted under a principal-based programme i.e. the bank offering thisprogramme is considered the final counterparty, or under an agency-basedprogramme i.e. the bank offering this programme acts only as agent, and thefinal counterparty is the institution with which the security lending transactions

are effectively conducted.surs_: 32002O0010, anexa IIFR programme automatique de prêt de titres; PAPTDE standardisiertes Wertpapierleihprogramm; ASLPRO program automat de împrumut de titluri de valoare; PAITsurs_: 32002O0010, anexa II; 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 310EN automated teller machine; automatic teller machine; cash dispensing machine; ATMFR guichet automatique de billets; guichet automatique de banqueDE Geldausgabeautomat; Selbstbedienungsbankterminal; BankautomatRO bancomat; terminal automat bancar; distribuitor de numerar; ATMsurs_: 32001R2560, articolul 2 litera (a) punctul (ii); 32005O0004, anexa II punctul 3tabelul 111EN average costFR coût moyenDE durchschnittlichen Kosten; DurchschnittskostenRO cost mediusurs_: 31999R1726, articolul 131, 11142; 32006O0016, anexa II12EN averaging provisiondef: provision allowing counterparties to fulfil their reserve requirements on thebasis of their average reserve holdings over the maintenance period. Theaveraging provision contributes to the stabilisation of money market interestrates by giving institutions an incentive to smooth the effects of temporaryliquidity fluctuations. The Eurosystem's minimum reserve system allows foraveraging.surs_: 32005O0002, anexa IIFR constitution en moyenneDE DurchschnittserfuellungRO provizion de echilibraresurs_: 32005O0002, anexa II; 32006O0012, anexa II13EN back-officecontext: the institution has sufficient numbers of staff skilled in the use of sophisticatedmodels in the trading, risk-control, audit and back-office areassurs_: 32006L0049, anexa V punctul 1 litera (d)FR post marchéDE AbwicklungRO back-officesurs_: 32006L0049, anexa V punctul 1 litera (d)14

EN back-to-back agreementcontext: Claims related to promissory notes backing the issuance of ECB debt certificates| Only an ECB balance sheet item Promissory notes issued by NCBs, due to theback-to-back agreement in connection with ECB debt certificates | Nominalvaluesurs_: 32006D0017(01), anexa I punctul 9.1FR accord d’adossementDE Back-to-back-Vereinbarung begebene SchuldverschreibungenRO acord de sprijin reciprocsurs_: 32006D0017(01), anexa I punctul 9.1Bucure_ti, octombrie 2007 Corpus glosar, p. 415EN back to back inland letter of creditFR lettre de crédit adossé domestiqueDE inländische GegenakkreditiveRO acreditiv documentar intern back to backsurs_: 32005R0713, considerentul 30; 32006R0367, considerentul 32 punctul (iv)16EN balances with bankscontext: Balances with banks and security investments, external loans and other externalassets | (a) Balances with banks outside the euro area Current accounts, fixedtermdeposits, day-to-day money, reverse repo transactions | (a) Balances withbanks outside the euro area Nominal value, translation at the year-end foreignexchange market rate.surs_: 32001D0081, anexa II tabelul 1 punctul 2.2FR comptes auprès de banquesDE Guthaben bei BankenRO conturi la b_ncisurs_: 32001D0081, anexa II tabelul 1 punctul 2.217EN bank accountFR compte bancaireDE BankkontoRO cont bancarsurs_: 31993R3418, titlul XII18EN bank chargescontext: Also included are payments made for non-industrial services such as legal andaccountancy fees, patents and licence fees (where they are not capitalised),insurance premiums, costs of meetings of shareholders and governing bodies,contributions to business and professional associations, postal, telephone,electronic communication, telegraph and fax charges, transport services for

goods and personnel, advertising costs, commissions (where they are notincluded in wages and salaries), rents, bank charges (excluding interestpayments) and all other business services provided by third parties. Included areservices which are transformed and capitalised by the unit as capitalisedproduction.surs_: 31998R2700, anex_ 13 11 0FR frais bancairesDE BankgebührenRO cheltuieli cu serviciile bancaresurs_: 31998R2700, anex_ 13 11 0; 32005R1646, considerentul 19Bucure_ti, octombrie 2007 Corpus glosar, p. 519EN Bank for International Settlements; BISdef: an international organisation which fosters international monetary and financialcooperation and serves as a bank for central banks.The BIS fulfils this mandate by acting as:- a forum to promote discussion and policy analysis among central banks andwithin the international financial community- a centre for economic and monetary research- a prime counterparty for central banks in their financial transactions- agent or trustee in connection with international financial operationsThe head office is in Basel, Switzerland and there are two representative offices:in the Hong Kong Special Administrative Region of the People's Republic ofChina and in Mexico City.Established on 17 May 1930, the BIS is the world's oldest international financialorganisation.As its customers are central banks and international organisations, the BIS doesnot accept deposits from, or provide financial services to, private individuals orcorporate entities. The BIS strongly advises caution against fraudulent schemes.ref: http://www.bis.org/about/index.htmFR Banque des règlements internationaux; BRIDE Bank für internationalen Zahlungsausgleich; BIZRO Banca Reglementelor Interna_ionale; BRIsurs_: 32002L0047, articolul 2 alineatul (1) litera (b); 32005O0004, anexa I punctul 8litera (a)not_: Rela_ia cu Banca Reglementelor Interna_ionale (BRI): Banca Na_ional_ aRomâniei a devenit membr_ a B_ncii Reglementelor Interna_ionale înc_ din anulînfiin__rii (1930), num_rându-se printre cele 55 de b_nci centrale membre.ref : http://www.bnro.ro/Ro/Rel_Int/#BRI20EN bank holiday

def: (in Britain) any of several weekdays on which banks are closed by law andwhich are observed as national holidays.ref: Collins English Glossary, HarperCollins Publishers, 1995FR jour fériénot_: FR nu specific_ atributul „bancar” - sensul este contextualDE BankfeiertagRO zi bancar_ nelucr_toaresurs_: 32000O0007, capitolul 5 punctul 5.1.221EN bank statementdef: a statement of transactions in a bank account, esp. one of a series sent at regularintervals to the depositor.ref: Collins English Glossary, Harper Collins Publishers, 1995FR extrait de comptes bancairesDE BankkontoauszugRO extras de cont bancarsurs_: 31996R2185, articolul 7 alineatul (1)Bucure_ti, octombrie 2007 Corpus glosar, p. 622EN banking bookcontext: Fair value accounting should only be possible for those items where there is awell-developed international consensus that fair value accounting is appropriate.The current consensus is that fair value accounting should not be applied to allfinancial assets and liabilities, for instance not to most of those relating to thebanking book.surs_: 32001L0065, preambulFR portefeuille bancaire; banking bookDE Bestand der BankenRO portofoliu bancar; banking booksurs_: 32001L0065, preambul23EN beneficial ownerdef: any individual who receives an interest payment or any individual for whom aninterest payment is secured, unless he provides proof that this payment has notbeen made or secured on his own account.surs_: 22004A1204(01), articolul 2 alineatul (1)FR bénéficiaire effectifDE wirtschaftliche EigentümerRO beneficiar efectivsurs_: 22004A1204(01), articolul 2 alineatul (1)24EN bilateral proceduredef: a procedure whereby the central bank deals directly with only one or a few

counterparties, without making use of tender procedures. Bilateral proceduresinclude operations executed through stock exchanges or market agents.surs_: 32005O0002, anexa IIFR procédure bilatéraleDE Bilaterale GeschäfteRO procedur_ bilateral_surs_: 32005O0002, anexa II25EN billcontext: Security investments other than equity shares, participations and other securitiesunder asset item "Other financial assets" outside the euro area Marketable notesand bonds, bills, zero bonds, money market paper, all issued by non-euro arearesidents |surs_: 32006D0017(01), anexa I punctul 2.2 litera (b)FR bon du trésor à court termeDE SchatzwechselRO certificat de trezoreriesurs_: 32006D0017(01), anexa I punctul 2.2 litera (b)Bucure_ti, octombrie 2007 Corpus glosar, p. 726EN blocked bank accountFR compte bancaire bloquéDE gesperrten BankkontosRO cont bancar blocatsurs_: 32002L0096, articolul 8 alineatul (2)27EN book-entry systemdef: an accounting system that permits the transfer of securities and other financialassets without the physical movement of paper documents or certificates (e.g.the electronic transfer of securities). See also dematerialisation.surs_: 32005O0002, anexa IIFR système de gestion en comptes courantsDE (Effekten-)GirosystemRO sistem de înregistrare în cont curentsurs_: 32005O0002, anexa II28EN building societycontext: These financial corporations, classified as OFIs, are principally specialised inasset financing for households and non-financial corporations. Corporationsspecialising in financial leasing (5), factoring, mortgage lending and consumerlending are to be included in this category. These financial corporations may

operate under the legal form of a building society, municipal credit institution,financial vehicle corporation created to be a holder of securitised assets, etc.surs_: 32005O0004, anexa V punctul 3.2 litera (c)FR société d’investissement et de crédit immobilier; «building society»DE Bausparkasse ("building society")RO banc_ de economisire _i creditare în domeniul locativsurs_: 32005O0004, anexa V punctul 3.2 litera (c); 32006L0098, anex_29EN business accountcontext: In the absence of annual accounts, either for tax purposes or as a businessaccount, the alternative approach to measure self-employment income shall beto collect the amount of money (and goods) drawn out of the business forpersonal use (for consumption or saving, including the market value of goodsproduced or purchased by the business but taken for personal use).surs_: 32003R1980, anexa I punctul 2.2.1FR compte établi à des fins professionnellesDE UnternehmensbilanzRO bilan_ul întreprinderiisurs_: 32003R1980, anexa I punctul 2.2.1Bucure_ti, octombrie 2007 Corpus glosar, p. 830EN business loancontext: Gross cash profits or losses from self-employment (including royalties)(PY050G) It includes: - net operating profit or loss accruing to workingowners of, or partners in, an unincorporated enterprise, less interest on businessloans.surs_: 32003R1980, anexa I punctul 2.2.1FR prêt accordé à l'entrepriseDE gewerblich KreditRO împrumut comercial acordat întreprinderiisurs_: 32003R1980, anexa I punctul 2.2.131EN business unitcontext: Subject to the approval of the competent authorities, implementation may becarried out sequentially across the different exposure classes, referred to inArticle 86, within the same business unit, across different business units in thesame group or for the use of own estimates of LGDs or conversion factors forthe calculation of risk weights for exposures to corporates, institutions, andcentral governments and central banks.

surs_: 32006L0048, articolul 85FR unité d'exploitationDE GeschäftsfeldRO entitate opera_ional_surs_: 32006L0048, articolul 85not_: termen cu traducere contextual_ (grup/punct/unitate de lucru)32EN carry rateFR taux de portageDE "carry"-SatzRO rat_ carrysurs_: 32006L0049, articolul 17 litera (b)33EN cash at bankFR avoirs en banqueDE laufende Guthaben bei KreditinstitutenRO disponibil la banc_surs_: 31991L0674, articolul 6 litera (f)def: sumele apar_inând unit__ilor economice de stat, private, cooperatiste etc., care seafl_ depuse în cont la banc_. Sum_ de bani pe care tr_g_torul unui cec o are îndepozit la tras.ref: Lexicon de finan_e, b_nci, asigur_ri, Bistriceanu, Gh., Editura Economic_, 2001Bucure_ti, octombrie 2007 Corpus glosar, p. 934EN cash change-over datedef: date on which euro banknotes and coins acquire the status of legal tender in aMember State which has adopted the euro.surs_: 32006D0007(01), articolul 1 punctul 1 litera (j)FR date de basculement fiduciaireDE Termin der BargeldumstellungRO data conversiei numeraruluisurs_: 32006D0007(01), articolul 1 punctul 1 litera (j)35EN cash change-over year; cash changeover yeardef: period of 12 months starting on the cash change-over datesurs_: 32006D0007(01), articolul 1 punctul 1 litera (j)FR année de basculement fiduciaireDE Jahr der BargeldumstellungRO anul substituirii monedei fiduciare cu moneda eurosurs_: 32006D0007(01), articolul 1 punctul 1 litera (l); 32006O0016, articolul 1alineatul (1) litera (g)36EN cash/settlement approachFR méthode de comptabilisation en date d’encaissement/décaissementDE Erfassung von Transaktionen zum Zahlungszeitpunkt/Erfüllungstag

RO metod_ de înregistrare la data decont_riisurs_: 32006D0017(01), articolul 5; 32002O0010, articolul 5; 32006O0016, anexa II37EN cash-clearing operationFR compensation des liquiditésDE LiquiditätsausgleichRO opera_iune de compensare în numerarsurs_: 32006L0048, articolul 113 alineatul (3) litera (n)38EN central credit registerFR centrale de risqueDE zentrale KreditregisterRO central_ a riscurilor bancaresurs_: 32006O0012, anexa 7 prima liniu__Bucure_ti, octombrie 2007 Corpus glosar, p. 1039EN central securities depository; CSDdef: an entity which holds and administers securities or other financial assets, holdsthe issuance accounts, and enables transactions to be processed by book entry.Assets may exist either physically (but immobilised within the CSD) or in adematerialised form (i.e. only as electronic records).surs_: 32005O0002, anexa IIFR dépositaire central de titres; CSDDE Zentralverwahrer; CSDRO depozitar central de valori mobiliare; DCVMsurs_: 32000D0776, anexa 2; 32005O0002, anexa II; 32006O0012, anexa II40EN cheque bookFR carnet de chèquesDE ausgestellte SchecksRO carnet de cecurisurs_: 41999D0013, anexa V punctul 1.441EN cheques in collectioncontext: Items in course of settlement | Settlement account balances (claims), includingthe float of cheques in collection | Nominal valuesurs_: 32006D0017(01), anexa I punctul 10FR chèques en cours de recouvrementDE ScheckeinzugRO cecuri în curs de încasaresurs_: 32006D0017(01), anexa I punctul 1042EN claim denominated in foreign currencycontext: Claim on non-euro area residents denominated in foreign currency |surs_: 32006D0017(01), anexa I punctul 2FR créance en devises

DE Forderung in FremdwährungRO crean__ exprimat_ în moned_ str_in_surs_: 32006D0017(01), anexa I punctul 243EN claim to receive goldFR créance en or à recevoirDE GoldforderungRO crean__ în aur de încasatsurs_: 32006D0017(01), anexa I punctul 1Bucure_ti, octombrie 2007 Corpus glosar, p. 1144EN clean pricedef: transaction price excluding any rebate/accrued interest, but including transactioncosts that form part of the price.surs_: 32002O0010, anexa IIFR prix netDE Clean-PreisRO pre_ netsurs_: 32002O0010, anexa II; 32006O0016, anexa II45EN close linksdef: a situation in which the counterparty is linked to an issuer of debt instruments byreason of the fact that: (i) the counterparty owns 20 % or more of the capital ofthe issuer, or one or more undertakings in which the counterparty owns themajority of the capital own 20 % or more of the capital of the issuer, or thecounterparty and one or more undertakings in which the counterparty owns themajority of the capital together own 20 % or more of the capital of the issuer; or(ii) the issuer owns 20 % or more of the capital of the counterparty, or one ormore undertakings in which the issuer owns the majority of the capital own 20%or more of the capital of the counterparty, or the issuer and one or moreundertakings in which the issuer owns the majority of the capital together own20 % or more of the capital of the counterparty; or (iii) a third party owns boththe majority of the capital of the counterparty and the majority of the capital ofthe issuer, either directly or indirectly, through one or more undertakings inwhich that third party owns the majority of the capital.surs_: 32005O0002, anexa IIFR liens étroitsDE Enge VerbindungenRO leg_turi strânse (debitor unic)surs_: 32005O0002, anexa II

46EN close substitutes for depositsFR proches substituts de dépôtsDE Einlagensubstitute im engeren SinneRO substitute apropiate pentru depozitesurs_: 32005O0002, anexa II; 32006O0012, anexa II47EN collateralFR garantieDE SicherheitRO garan_iesurs_: 32005O0002, graficul 3Bucure_ti, octombrie 2007 Corpus glosar, p. 1248EN collateral pooling system; pooling systemdef: a central bank system for managing collateral, in which counterparties open apool account to deposit assets collateralising their transactions with the centralbank. In a pooling system, by contrast with an earmarking system, theunderlying assets are not earmarked for individual transactions.surs_: 32005O0002, anexa IIFR système de mise en réserve commune des garanties; système de mise en réservecommuneDE PfandpoolverfahrenRO sistem de colateralizare „pooling”; sistem „pooling”surs_: 32005O0002, anexa II49EN collateralised loansFR prêts garantisDE besicherten KreditenRO credite colateralizatesurs_: 32000O0007, capitolul 1 punctul 1.3.1; 32006O0012, capitolul 1 punctul 1.3.150EN collection of fixed-term depositsdef: a monetary policy instrument that may be used by the Eurosystem for finetuningpurposes, where the Eurosystem offers remuneration on counterparties'fixed-term deposits on accounts with the national central banks in order toabsorb liquidity from the market.surs_: 32005O0002, anexa IIFR reprises de liquidité en blancDE Hereinnahme von TermineinlagenRO atragere de depozite la termensurs_: 32005O0002, anexa II51EN commission fees and chargescontext: the manner of calculation of any commission fees and charges payable by thecustomer to the institution, including where appropriate the rates [...]

surs_: 31997L0005, articolul 3FR commissions et fraisDE Provisionen und GebührenRO comisioane _i speze bancaresurs_: 31997L0005, articolul 352EN commodity swapFR contrat d'échange de produits de baseDE Waren-SwapRO swap cu m_rfurisurs_: 32006L0049, anexa IVBucure_ti, octombrie 2007 Corpus glosar, p. 1353EN consolidated balance sheetFR bilan consolidéDE konsolidierten BilanzRO bilan_ consolidatsurs_: 32005O0002, anexa 4; 32006O0012, anexa 454EN consortium of commercial banksFR consortium de banques commercialesDE Konsortium von GeschäftsbankenRO consor_iu de b_nci comercialesurs_: 31994R2728, anex_55EN contingent adjustmentFR ajustement occasionnelDE eventuelle AnpassungRO ajustare ocazional_surs_: 32006D0007(01), anexa III litera A56EN convertibledef: security which, at the option of the holder, may be exchanged for anothersecuritysurs_: 32006L0049, articolul 3 litera (j)FR titre convertibleDE WandelanleiheRO titlu convertibilsurs_: 32006L0049, articolul 3 litera (j)57EN coordinated intramarginal intervention; co-ordinated intramarginal interventioncontext: The ECB and participating non-euro area NCBs may agree to co-ordinatedintramarginal intervention.surs_: 32006X0325 (01), articolul 4FR intervention intramarginale coordonnéeDE koordinierte intramarginale InterventionenRO interven_ie coordonat_ în interiorul intervaluluisurs_: 32006X0325 (01), articolul 4; 41998Y1113(01), preambulBucure_ti, octombrie 2007 Corpus glosar, p. 14

58EN correspondent bankingdef: an arrangement under which one credit institution provides payment and otherservices to another credit institution. Payments through correspondents are oftenexecuted through reciprocal accounts (nostro and loro accounts) to whichstanding credit lines may be attached. Correspondent banking services areprimarily provided across international boundaries but are also known as agencyrelationships in some domestic contexts. A loro account is the term used by acorrespondent to describe an account held on behalf of a foreign creditinstitution; the foreign credit institution would in turn regard this account as itsnostro account.surs_: 32005O0002, anexa IIFR activités de banque correspondanteDE KorrespondenzbankbeziehungRO sistem de b_nci corespondentesurs_: 32005O0002, anexa II59EN correspondent central banking model; CCBMdef: a mechanism established by the European System of Central Banks with the aimof enabling counterparties to use underlying assets in a cross-border context. Inthe CCBM, national central banks act as custodians for one another. This meansthat each national central bank has a securities account in its securitiesadministration for each of the other national central banks (and for the ECB).surs_: 32005O0002, anexa IIFR modèle de banque centrale correspondante; MBCCDE Korrespondenz-Zentralbankmodell; Korrespondenzzentralbank-ModellRO modelul b_ncii centrale corespondente; MBCCsurs_: 32000D0776, capitolul I punctul 1.5; 32005O0002, anexa II60EN Council of Europe Development Bank; CEBdef: Set up in 1956, the Council of Europe Development Bank (CEB) is the oldestinternational financial institution in Europe and the only one with an exclusivelysocial vocation. The CEB is the financial instrument of the policy of solidaritydeveloped by the Council of Europe.ref: http://www.coebank.org/en/presentation/frmission.htmFR Banque de développement du Conseil de l'Europe; CEBDE Entwicklungsbank des Europarates; CEBRO Banca de Dezvoltare a Consiliului Europei; BDCEsurs_: 32006D1639, articolul 20 alineatul (1)

Bucure_ti, octombrie 2007 Corpus glosar, p. 1561EN counterpartydef: the opposite party in a financial transaction (e.g. any transaction with the centralbank).surs_: 32005O0002, anexa IIFR contrepartieDE GeschäftspartnerRO contrapartid_surs_: 32005O0004, anexa II apendicele 2 tabelul 1; 32005O0002, anexa II;32003L0041, articolul 18 alineatul (1) litera (d)62EN counterparty credit risk; CCRFR risque de crédit de la contrepartie; CCRDE Gegenparteikreditausfallrisiko; CCRRO risc de credit al contrapartideisurs_: 32006L0049, anexa II63EN covered bonddef: A bond which has other financial instruments, such as mortgage loans, pledgedas security against default.ref: http://glossary.reuters.com/index.php/Covered_BondFR obligation garantieDE gedeckte SchuldverschreibungRO obliga_iune garantat_ cu ac_iunile emitentuluisurs_: 32006L0048, articolul 79 alineatul (1) litera (l)64EN credit appraisal procedureFR procédures d'évaluation des demandes de créditDE PrüfverfahrenRO procedur_ de evaluare a cererii de creditsurs_: 32006D1639, articolul 20 alineatul (1) litera (b)65EN credit assessmentFR évaluation du créditDE BonitätsbeurteilungRO evaluarea credituluisurs_: 32006O0012, capitolul 6 punctul 6.3Bucure_ti, octombrie 2007 Corpus glosar, p. 1666EN credit claimcontext: Credit claims are also referred to as bank loans. Schuldscheindarlehen andDutch registered private claims on the government or other eligible debtors thatare covered by a government guarantee (e.g. housing associations) are deemedto be equivalent to credit claims.surs_: 32006O0012, anex_ nota (52)

FR créance privéeDE KreditforderungRO crean__ privat_surs_: 32006O0012, anex_ nota (52)67EN credit cover accountscontext: Sundry | (a)Taxation suspense accounts. Foreign currency credit or guaranteecover accounts. Repo transactions with credit institutions in connection withsimultaneous reverse repo transactions for the management of securitiesportfolios under asset item "Other financial assets". Compulsory deposits otherthan reserve deposits. Other minor items.surs_: 32006D0017(01), anexa I LIABILITIES punctul 12.3 litera (a)FR comptes de couverture de créditDE KreditdeckungskontenRO conturi de acoperire a creditelorsurs_: 32006D0017(01), anexa I LIABILITIES punctul 12.3 litera (a)68EN credit default swap; CDScontext: a swap designed to transfer the credit exposure of fixed income productsbetween parties. It is the most widely used credit derivative. It is an agreementbetween a protection buyer and a protection seller whereby the buyer pays aperiodic fee in return for a contingent payment by the seller upon a credit event(such as a certain default) happening in the reference entity. A CDS is oftenused like an insurance policy, or hedge for the holder of a corporate bond. Thetypical term of a CDS contract is five years, although being an over-the-counterderivative almost any maturity is possible.surs_: http://en.wikipedia.org/wiki/Credit_default_swapFR contrat d'échange sur défaut; credit default swapDE Credit Default SwapRO swap pe risc de creditsurs_: 32006L0049, anexa II; 32006L0048, anexa III partea 2 punctul 4Bucure_ti, octombrie 2007 Corpus glosar, p. 1769EN credit derivativecontext: "synthetic securitisation" means a securitisation where the tranching is achievedby the use of credit derivatives or guarantees, and the pool of exposures is notremoved from the balance sheet of the originator credit institution.surs_: 32006L0048, articolul 4 alineatul (38)FR dérivé de créditDE Kreditderivat

RO instrument derivat de creditsurs_: 32006L0048, articolul 4 alineatul (38)70EN credit derivative contractFR contrat dérivé de créditDE KreditderivatekontraktRO instrument financiar derivat de creditsurs_: 32006L0049, articolul 4471EN credit guaranteesFR garantiesDE BürgschaftRO garan_iisurs_: 32006D0789, titlu72EN credit institutiondef: refers in this document to an institution covered by the definition contained inArticle 1(1) of Directive 2000/12/EC of the European Parliament and of theCouncil of 20 March 2000 relating to the taking up and pursuit of the businessof credit institutions, as amended by Directive 2000/28/EC of the EuropeanParliament and of the Council of 18 September 2000. Thus, a credit institutionis: (i) an undertaking whose business is to receive deposits or other repayablefunds from the public and to grant credit for its own account, or (ii) anundertaking or any other legal person, other than those under (i), which issuesmeans of payment in the form of electronic money. ‘Electronic money’ shallmean monetary value as represented by a claim on the issuer which is: (a) storedon an electronic device, (b) issued on receipt of funds of an amount not lower invalue than the monetary value issued, and (c) accepted as a means of paymentby undertakings other than the issuer.surs_: 32005O0002, anexa IIFR établissement de créditDE KreditinstitutRO institu_ie de creditsurs_: 31993R0696, anex_ sec_iunea III C; 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 1873EN credit linked notedef: issued by a special purpose company or trust, designed to offer investors parvalue at maturity unless a referenced credit defaults. In the case of default, theinvestors receive a recovery rate.surs_: http://en.wikipedia.org/wiki/Credit_linked_note

FR titre lié à un crédit; credit linked noteDE Credit Linked NoteRO instrument de tip credit linked notesurs_: 32006L0048, articolul 112 alineatul (1); 32006L0049, anexa I74EN credit protection arrangementscontext: procedures and policies implemented by the lending credit institution shall besuch as to result in credit protection arrangements which are legally effectiveand enforceable in all relevant jurisdictions.surs_: 32006L0048, articolul 92 alineatul (1)FR mécanisme de protection du créditDE BesicherungRO contract de protec_ie a credituluisurs_: 32006L0048, articolul 92 alineatul (1)75EN credit quality stepFR échelon de qualité du créditDE BonitätsstufeRO nivel al scalei de evaluare a calit__ii credituluisurs_: 32006L0048, articolul 82 alineatul (1)76EN credit-risk concentrationFR concentration du risque de créditDE KreditrisikokonzentrationRO concentrarea riscului de creditsurs_: 32006L0048, articolul 114 alineatul (3)77EN credit risk mitigationFR atténuation du risque de créditDE KreditrisikominderungRO diminuarea riscului de creditsurs_: 32006L0048, considerentul 4378EN credit standardsFR qualité de signatureDE BonitätsanforderungenRO standarde de creditaresurs_: 32006O0012, capitolul 6 punctul 6.3.2Bucure_ti, octombrie 2007 Corpus glosar, p. 1979EN Creditors Financial Institutions Council; CFICFR Conseil des établissements financiers créanciers; CFICnot_: Avril 2001, Création du Conseil des établissements financiers créanciers (CFIC)ref : www.wto.org/French/tratop_f/dispu_f/299r-7_f.docDE Creditors Financial Institutions Council; CFICRO Consiliul Institu_iilor Financiare Creditoare; CFICsurs_: 32006R0584, partea A nota (53) punctul 7.8980EN cross-border settlement

def: a settlement which takes place in a country other than the country or countries inwhich one or both of the parties to the trade are located.surs_: 32005O0002, anexa IIFR règlement transfrontièreDE grenzüberschreitende AbwicklungRO decontare transfrontalier_surs_: 32005O0002, anexa II81EN cross-currency interest-rate swapFR échanges de taux d'intérêt (dans des devises différentes)DE Zinsswaps (in mehreren Währungen)RO swap pe rata dobânzii cu valute diferitesurs_: 31998L0033, anex_ punctul B; 32006L0048, anexa IV punctul 2 litera (a)82EN currency board arrangementcontext: Pursue policies conducive to a stable macro-economic environment and payparticular attention to credit growth in the context of the currency boardarrangement.surs_: 32006D0055, anex_FR régime de caisse d'émissionDE Currency-Board-RegelungRO regimul consiliului monetarsurs_: 32006D0055, anex_83EN custodiandef: an entity which undertakes the safekeeping and administration of securities andother financial assets on behalf of others.surs_: 32005O0002, anexa IIFR conservateurDE DepotbankRO custodesurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 2084EN custodian holding the collateralFR dépositaire de la sûretéDE SicherheitenverwahrerRO depozitar al activelor cu rol de protec_iesurs_: 32006L0048, articolul 92 alineatul (4)RO custode care de_ine garan_ianot_: pentru domeniul „reglementarea sistemelor de pl__i_85EN custody (safe keeping) accounts for the reservesFR tenue de compte et conservation de titres pour les réservesDE Depotkonten für WährungsreservenRO conturi de custodie pentru rezervesurs_: 32006O0004, articolul 2 punctul (1)86

EN date of the starting-pointcontext: The duration of any credit granted, whether supplier credit or financial credit,must not exceed five years calculated from the following starting points: [...]where the contract involves the separate execution of individual parts of aproject:- the date of the starting-point for each separate part, or the mean date of thosestarting-points or, where the supplier has entered into a contract not for thewhole project but for an essential part of it, the starting-point appropriate to theproject as a whole.surs_: 32006D0789, anexa I litera A punctul 5FR date du point de départDE Zeitpunkt des BeginnsRO data acord_rii; data la care începe derularea (contractului de credit)surs_: 32006D0789, anexa I litera A punctul 587EN day-count conventiondef: the convention regulating the number of days included in the calculation ofinterest on credits. The Eurosystem applies the day-count convention actual/360in its monetary policy operations.surs_: 32005O0002, anexa IIFR convention de calculDE ZinsberechnungsmethodeRO conven_ie privind num_rul de zilesurs_: 32005O0002, anexa II88EN day-to-day moneyFR dépôt au jour le jourDE TagesgeldRO depozit overnightsurs_: 32002O0010, anexa IV; 32006D0017(01), anexa I ASSETS punctul 2.2litera (a)Bucure_ti, octombrie 2007 Corpus glosar, p. 2189EN dealings above standard market sizeFR transactions d'une valeur supérieure à la taille standard de marchéDE Geschäften über die StandardmarktgrößeRO opera_iuni cu o valoare superioar_ volumului mediu de pia__surs_: 32006R1287, articolul 21 alineatul (3) litera (a)90EN debentureFR obligation d’empruntDE Schuldverschreibung

RO obliga_iune garantat_surs_: 22004A1228(02), articolul 6 alineatul (1)91EN debt certificatecontext: Open market operations play an important role in the monetary policy of theEurosystem for the purposes of steering interest rates, managing the liquiditysituation in the market and signalling the stance of monetary policy. Five typesof instruments are available to the Eurosystem for the conduct of open marketoperations. The most important instrument is the reverse transaction (applicableon the basis of repurchase agreements or collateralised loans). The Eurosystemmay also use outright transactions, the issuance of debt certificates, foreignexchange swaps and the collection of fixed-term deposits. Open marketoperations are initiated by the ECB, which also decides on the instrument to beused and on the terms and conditions for its execution. They can be executed onthe basis of standard tenders, quick tenders or bilateral procedures (5).surs_: 32005O0002, punctul 1.3.1FR certificat de detteDE SchuldverschretteeibungenRO certificat de crean__surs_: 32005O0002, punctul 1.3.192EN default ratecontext : competent authorities shall consider quantitative factors such as the long-termdefault rate associated with all items assigned the same credit assessmentsurs_: 32006L0048, partea 2 punctul 12FR taux de défautDE AusfallquoteRO rata defaultsurs_: 32006L0048, partea 2 punctul 1293EN default riskFR risque de défautDE AusfallrisikoRO risc de nerambursaresurs_: 32006L0049, anexa VBucure_ti, octombrie 2007 Corpus glosar, p. 2294EN delivery versus payment; DVP; delivery against payment system; LCPdef: a mechanism in an exchange- for-value settlement system which ensures that the

final transfer of assets (securities or other financial instruments) occurs if, andonly if, the final transfer of another asset (or other assets) occurs.surs_: 32005O0002, anexa IIFR système de livraison contre paiement; système de règlement-livraison simultanésDE Lieferung-gegen-Zahlung-System; L/Z-SystemRO sistem de livrare-contra-plat_; LCPsurs_: 32005O0002, anexa II95EN dematerialisationdef: the elimination of physical certificates or documents of title which representownership of financial assets so that the financial assets exist only as accountingrecords.surs_: 32005O0002, anexa IIFR dématérialisationDE DematerialisierungRO dematerializaresurs_: 32005O0002, anexa II96EN deposit facilitydef: a standing facility of the Eurosystem which counterparties may use to makeovernight deposits at a national central bank, which are remunerated at a prespecifiedinterest rate.surs_: 32005O0002, anexa IIFR facilité de dépôtDE EinlagefazilitätRO facilitate de depozitsurs_: 32005O0002, anexa II97EN depositorydef: an agent with the primary role of recording securities either physically orelectronically and keeping records of the ownership of these securities.surs_: 32005O0002, anexa IIFR dépositaireDE VerwahrstelleRO depozitarsurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 2398EN deposit redeemable at noticedef: the instrument category consisting of deposits for which the holder has torespect a fixed period of notice before being able to withdraw the funds. In somecases, there is the possibility of withdrawing a certain fixed amount in a specific

period or of earlier withdrawal subject to the payment of a penalty.surs_: 32005O0002, anexa IIFR dépôt remboursable avec préavisDE Einlage mit vereinbarter KündigungsfristRO depozit rambursabil cu preavizsurs_: 32005O0002, anexa II; 32006O0012, anexa II99EN deposit with agreed maturity; fixed-term depositdef: the instrument category consisting mainly of time deposits with a given maturitywhich, depending on national practices, may be either unconvertible prior tomaturity or convertible only subject to a penalty. This category alsoencompasses some non-marketable debt instruments, such as non-marketable(retail) certificates of deposit.surs_: 32005O0002, anexa IIFR dépôt à termeDE Einlage mit vereinbarter Laufzeit; Termineinlage; FestgeldanlageRO depozit la termensurs_: 32005O0002, anexa II; 32006D0017(01), anexa I LIABILITIES punctul 2.3100EN designcontext: the copyright on the designs of the euro banknotessurs_: 31999O0003, considerentul 1FR dessinDE GestaltungsentwürfRO desensurs_: 31999O0003, considerentul 1101EN determination of minimum reservesFR détermination des réserves obligatoiresDE Festlegung der MindestreserveRO determinarea rezervelor minimesurs_: 32005O0002, capitolul 7 punctul 7.3Bucure_ti, octombrie 2007 Corpus glosar, p. 24102EN discountdef: difference between the par value of a security and its price when such price islower than par.surs_: 32002O0010, anexa IIFR décoteDE Disagio; AbschlagRO discontsurs_: 32002O0010, anexa II103EN discount papercontext: ECB debt certificates issued | Only an ECB balance sheet item Debt certificates

as described in Annex I to Guideline ECB/2000/7 Discount paper, issued withthe aim of liquidity absorption | Nominal value.surs_: 32006D0017(01), anexa I LIABILITIES punctul 4FR papier à intérêts précomptésDE DiskontpapierRO instrument financiar cu discontsurs_: 32006D0017(01), anexa I LIABILITIES punctul 4104EN discount securitydef: asset which does not pay coupon interest, and the return on which is achieved bycapital appreciation because the asset is issued or bought at a discount.surs_: 32002O0010, anexa IIFR titre à intérêts précomptésDE DiskontpapierRO titlu cu discontsurs_: 32002O0010, anexa II; 32006O116, anexa II105EN due diligence measurecontext: The institutions and persons covered by this Directive should, in conformitywith this Directive, identify and verify the identity of the beneficial owner. Tofulfil this requirement, it should be left to those institutions and persons whetherthey make use of public records of beneficial owners, ask their clients forrelevant data or obtain the information otherwise, taking into account the factthat the extent of such customer due diligence measures relates to the risk ofmoney laundering and terrorist financing, which depends on the type ofcustomer, business relationship, product or transaction.surs_: 32005L0060, considerentul 10FR mesure en matière d'obligation de vigilanceDE Sorgfaltspflichten gegenüber KundenRO m_sur_ de precau_iesurs_: 32005L0060, considerentul 10Bucure_ti, octombrie 2007 Corpus glosar, p. 25106EN Dutch auction; single rate auctiondef: an auction in which the allotment interest rate (or price/swap point) applied forall satisfied bids is equal to the marginal interest rate.surs_: 32005O0002, anexa IIFR adjudication à taux unique; adjudication «à la hollandaise»DE Holländisches ZuteilungsverfahrenRO licita_ie de tip olandez; licita_ie la rat_ unic_surs_: 32000D0776, capitolul III punctul 5.1; 32005O0002, anexa II107EN early amortisation provisionFR clause de remboursement anticipé

DE KreditinanspruchnahmeRO clauz_ de rambursare anticipat_surs_: 32006L0048, articolul 100 alineatul (1)108EN earmarking systemdef: a system for central banks' collateral management where liquidity is providedagainst assets earmarked for each individual transaction.surs_: 32005O0002, anexa IIFR système d’affectation des garantiesDE KennzeichnungsverfahrenRO sistem de identificaresurs_: 32005O0002, anexa II109EN EBRD’s Rules of the Chernobyl Shelter FundFR règlement de la BERD pour le CSFDE Satzung des Fonds für die Ummantelung des Tschernobyl-ReaktorsRO regulile BERD privind Fondul pentru structura de protec_ie la Cernobâlsurs_: 32006D0908, considerentul 7110EN European Central Bank; ECBFR Banque centrale européenne; BCEDE Europäische Zentralbank; EZBRO Banca Central_ European_; BCEsurs_: 32005O0002, titlunot_: Temeiul legal pentru politica monetar_ unic_ îl reprezint_ Tratatul de instituirea Comunit__ii Europene _i Statutul Sistemului European al B_ncilorCentrale _i al B_ncii Centrale Europene. Statutul stabile_te atât înfiin_areaBCE, cât _i a Sistemului European al B_ncilor Centrale (SEBC) la 1 iunie 1998.BCE a fost conceput_ ca fiind punctul central al Eurosistemului _i al SEBC.BCE împreun_ cu BCN îndeplinesc atribu_iile care le-au fost încredin_ate. BCEdispune de personalitate juridic_ în conformitate cu dreptul interna_ional public.ref: http://www.ecb.eu/ecb/orga/escb/html/index.ro.htmlBucure_ti, octombrie 2007 Corpus glosar, p. 26111EN ECB payment mechanism; EPMdef: the payment arrangements organised within the ECB and connected to theTARGET system for the purpose of effecting: (i) payments between accountsheld at the ECB, and (ii) payments through the TARGET system betweenaccounts held at the ECB and at the national central banks.surs_: 32005O0002, anexa IIFR mécanisme de paiement de la BCE; EPMDE Zahlungsverkehrsmechanismus der EZB; EPM

RO mecanism de plat_ al BCE; EPMsurs_: 32005O0002, anexa II112EN ECB seigniorage incomecontext: other intra-Eurosystem claims that may arise, including the interim distributionof ECB seigniorage income to NCBssurs_: 32006D0017(01), anexa I punctul 9.3 litera (b)FR revenu de la BCE relatif aux billets en eurosDE Seigniorageeinkünfte der EZBRO venituri BCE din emisiunea bancnotelor eurosurs_: 32006D0017(01), anexa I punctul 9.3 litera (b)113EN ECB timedef: the time of the place in which the ECB is located.surs_: 32005O0002, anexa IIFR heure BCEDE EZB-ZeitRO ora BCEsurs_: 32005O0002, anexa II114EN economic approachdef: accounting approach under which deals are recorded on the transaction date.surs_: 32002O0010, anexa IIcontext: DESCRIPTION OF THE ECONOMIC APPROACH1. Trade date accounting for (i) foreign exchange transactions and (ii) purchasesand sales of securities (regular approach) […]2. Daily booking of accrued interest, including premiums or discountssurs_: 32002O0010, anexa IIIFR méthode de comptabilisation en date d'engagementDE Erfassung von Transaktionen nach wirtschaftlicher BetrachtungsweiseRO metod_ de înregistrare economic_surs_: 32002O0010, anexa II; 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 27115EN eligible assetsFR actifs éligiblesDE zugelassene SicherheitenRO active eligibilesurs_: 32005O0002, tabelul 4116EN end-of-daydef: the time of the business day (after the TARGET system has closed) at which thepayments processed in the TARGET system are finalised for the day.surs_: 32005O0002, anexa IIFR fin de journéeDE TagesschlussRO închidere

surs_: 32005O0002, anexa II117EN equity instrumentsdef: dividend bearing securities (corporate shares, and securities evidencing aninvestment in an equity fund).surs_: 32002O0010, anexa IIFR instruments de capitaux propresDE AktieninstrumenteRO instrumente de capitaluri propriisurs_: 32002O0010, anexa II; 32006O0016, anexa II118EN equity sharecontext: Other financial assets | Equity instruments, participating interests andinvestments in subsidiaries Securities held as an earmarked portfolio Financialfixed assets Reverse repo transactions with credit institutions in connection withthe management of securities portfolios under this item | (a) Marketable equityinstruments Market value (b) Participating interests and illiquid equity sharesCost subject to impairment.surs_: 32006D0017(01), anexa I punctul 2.2 litera (b)FR actionDE AktieRO ac_iunesurs_: 32006D0017(01), anexa I punctul 2.2 litera (b)Bucure_ti, octombrie 2007 Corpus glosar, p. 28119EN euro areadef: the area encompassing the EU Member States which have adopted the euro astheir single currency in accordance with the Treaty and in which a singlemonetary policy is conducted under the responsibility of the Governing Councilof the ECB.surs_: 32005O0002, anexa IIFR zone euroDE Euro-WährungsraumRO zona eurosurs_: 32005O0002, anexa II120EN European Economic Area countries; EEA countriesdef: the EU Member States and Iceland, Liechtenstein and Norway.surs_: 32005O0002, anexa IIFR pays de l’EEE (Espace économique européen); pays de l’Espace économiqueeuropéenDE EWR-Länder (Europäischer Wirtschaftsraum)RO __ri din Spa_iul Economic European; __ri SEE

surs_: 32005O0002, anexa II121EN European Investment Bank; EIBFR Banque européenne d'investissement; BEIDE Europäische Investitionsbank; EIBRO Banca European_ de Investi_ii; BEIsurs_: 31994D0169, preambulnot_: Banca European_ de Investi_ii (BEI), institu_ia finan_atoare a UniuniiEuropene (UE), a fost creat_ în anul 1958 prin Tratatul de la Roma. BEI arepersonalitate juridic_ _i autonomie financiar_.ref: www.mae.ro/index122EN European System of Central Banks; ESCBdef: refers to the European Central Bank (ECB) and the national central banks of theEU Member States. It should be noted that the national central banks of thoseMember States which have not adopted the single currency in accordance withthe Treaty retain their powers in the field of monetary policy according tonational law and are thus not involved in the conduct of the monetary policy ofthe Eurosystem.surs_: 32005O0002, anexa IIFR Système européen des banques centrales; SEBCDE Europäisches System der Zentralbanken; ESZBRO Sistemul European al B_ncilor Centrale; SEBCsurs_: 31999D0726, preambul; 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 29123EN Eurosystemdef: comprises the European Central Bank (ECB) and the national central banks ofthe Member States of the euro area. The decision-making bodies of theEurosystem are the Governing Council and the Executive Board of the ECB.surs_: 32005O0002, anexa IIFR EurosystèmeDE EurosystemRO Eurosistemsurs_: 32000D0776, titlu; 32005O0002, anexa II124EN Eurosystem business daydef: any day on which the ECB and at least one national central bank are open forthe purpose of conducting Eurosystem monetary policy operations.surs_: 32005O0002, anexa IIFR jour ouvrable EurosystèmeDE Geschäftstag des EurosystemsRO zi lucr_toare a Eurosistemuluisurs_: 32005O0002, anexa II

125EN exchange rateFR taux de changeDE WechselkursRO curs de schimb; curs de schimb valutar; curs valutarsurs_: 32005O0002, capitolul 3 punctul 3.4 litera (c); 32006O0016, anexa IIdef: Raport valoric dintre moneda unei __ri _i moneda altei __ri _i alte categorii deinstrumente de plat_, determinat pe baza cererii _i ofertei.ref: Bistriceanu, D. Gheorghe: Lexicon de finan_e, b_nci, asigur_ri, 2001, vol. I126EN exchange rate agreement; exchange rate mechanism; ERM IIFR dispositif de change; mécanisme de taux de change; MCE IIDE Wechselkursmechanismus II; WKM II; WechselkursanbindungRO mecanism de schimb valutarsurs_: 32001D0081, anexa II tabelul 1 punctul 4.2; 32006X0325(01), articolul 15alineatul (3)127EN exchange rate and interest rate instrumentsFR instruments du marchéDE Wechselkurs- und ZinstitelRO instrumente având ca suport cursul de schimb _i rata dobânziisurs_: 22002A1230(01), articolul 117 alineatul (9) litera (x) punctul DBucure_ti, octombrie 2007 Corpus glosar, p. 30128EN Extended Custodial Inventory (ECI) programmedef: a programme which consists of a depot outside the euro area managed by acommercial bank in which euro banknotes are held in custody on behalf of theEurosystem for the supply and receipt of euro banknotes.surs_: 32006O0016, anexa IIFR programme d'Extended Custodial Inventory (ECI)DE "Extended Custodial Inventory (ECI)" - ProgrammeRO programul Extended Custodial Inventory (ECI)surs_: 32006O0016, anexa II129EN final transferdef: an irrevocable and unconditional transfer which effects a discharge of theobligation to make the transfer.surs_: 32005O0002, anexa IIFR transfert définitifDE Endgültige ÜbertragungRO transfer finalsurs_: 32005O0002, anexa II130EN financial asset

def: any asset that is: (i) cash; or (ii) a contractual right to receive cash or anotherfinancial instrument from another undertaking; or (iii) a contractual right toexchange financial instruments with another undertaking under conditions thatare potentially favourable; or (iv) another undertaking's equity instrument.surs_ : 32006O0016, anexa IIFR actif financierDE Finanzieller VermögenswertRO activ financiarsurs_ : 32006O0016, anexa II131EN financial collateral comprehensive methodFR méthode générale fondée sur les sûretés financièresDE umfassende Methode zur Berücksichtigung finanzieller SicherheitenRO metod_ extins_ de garantare financiar_surs_: 32006L0048, articolul 78 alineatul (1)132EN financial fixed assetsFR valeurs mobilières ayant le caractère d'immobilisations financières; immobilisationsfinancièresDE FinanzanlagenRO active financiare imobilizatesurs_: 31986L0635, articolul 27; 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 31133EN financial liabilitydef: any liability that is a legal obligation to deliver cash or another financialinstrument to another enterprise or to exchange financial instruments withanother enterprise under conditions that are potentially unfavourable.surs_: 32002O0010, anexa IIFR passif financierDE FinanzverbindlichkeitRO pasiv financiarsurs_: 32002O0010, anexa II; 32006O0016, anexa II134EN fine-tuning operationdef: a non-regular open market operation executed by the Eurosystem mainly inorder to deal with unexpected liquidity fluctuations in the market.surs_: 32005O0002, anexa IIFR opération de réglage finDE FeinsteuerungsoperationRO opera_iune de reglaj finsurs_: 32005O0002, anexa II135EN first-asset-to default credit derivative

def: A first-asset-to-default credit derivative creates a position for the notionalamount in an obligation of each reference entity. If the size of the maximumcredit event payment is lower than the capital requirement under the method inthe first sentence of this point, the maximum payment amount may be taken asthe capital requirement for specific risk.surs_: 32006L0049, anexa IFR dérivé de crédit au premier défautDE First-Asset-to-Default-KreditderivatRO instrument de tipul first asset-to-default credit derivativesurs_: 32006L0049, anexa Icontext: În cazul în care un instrument de tipul first-asset-to-default credit derivative sausecond-asset-to-default credit derivative beneficiaz_ de un rating extern _iîndepline_te condi_iile aferente unui titlu de crean__ eligibil, vânz_torulprotec_iei calculeaz_ o singur_ cerin__ de capital aferent_ riscului specific, cares_ reflecte rating-ul instrumentului financiar derivat.ref: ORDIN nr. 19 din 14 decembrie 2006 pentru aprobarea RegulamentuluiB_ncii Na_ionale a României _i al Comisiei Na_ionale a Valorilor Mobiliare nr.22/27/2006 privind adecvarea capitalului institu_iilor de credit _i al firmelor deinvesti_ii, MO nr. 1.035 din 28 decembrie 2006Bucure_ti, octombrie 2007 Corpus glosar, p. 32136EN fixed rate instrumentdef: a financial instrument for which the coupon is fixed throughout the life of theinstrument.surs_: 32005O0002, anexa IIFR instrument à taux fixeDE festverzinslicher SchuldtitelRO instrument cu rat_ fix_surs_: 32005O0002, anexa II137EN float of giro transferscontext: Items in course of settlement | Settlement account balances (liabilities),including the float of giro transferssurs_: 32006D0017(01), anexa I LIABILITIES punctul 11FR chèques et virements en coursDE ÜberweisungenRO viramente în curssurs_: 32006D0017(01), anexa I LIABILITIES punctul 11138EN floating rate instrument

def: a financial instrument for which the coupon is periodically reset relative to areference index to reflect changes in short or medium-term market interest rates.Floating rate instruments have either pre-fixed coupons or post-fixed coupons.surs_: 32005O0002, anexa IIFR instrument à taux variableDE Floater; Variabel verzinslicher SchuldtitelRO instrument cu rat_ variabil_surs_: 32005O0002, anexa II139EN foreign currencycontext: Foreign exchange swaps executed for monetary policy purposes consist ofsimultaneous spot and forward transactions in euro against a foreign currency.surs_: 32005O0002, punctul 3.4 litera (a)FR devise; monnaie étrangèreDE FremdwährungRO moned_ str_in_; valut_surs_: 32005O0002, punctul 3.4 literele (a) _i (b); 32006O0012, punctul 3.4Bucure_ti, octombrie 2007 Corpus glosar, p. 33140EN foreign currency holdingdef: net position in the respective currency. For the purpose of this definition specialdrawing rights (SDRs) shall be considered as a separate currency.surs_: 32002O0010, anexa IIFR avoirs en devisesDE DevisenbeständeRO de_ineri de valut_ extern_surs_: 32002O0010, anexa II141EN foreign exchange forwarddef: contract in which the outright purchase or sale of a certain amount denominatedin a foreign currency against another currency, usually the domestic currency, isagreed on one day and the amount is to be delivered at a specified future date,more than two working days after the date of the contract, at a given price. Thisforward rate of exchange consists of the prevailing spot rate plus/minus anagreed premium/discount.surs_: 32002O0010, anexa IIFR opération de change à termeDE DevisentermingeschäftRO contract forward (la termen) pe cursul de schimbsurs_: 32002O0010, anexa II; 32006D0017(01), articolul 14; 32006O0016, anexa II

142EN foreign exchange interventionFR intervention de changeDE DevisenmarktinterventionRO interven_ie pe pia_a valutar_surs_: 32005O0002, anexa 3; 32006O0012, anexa 3143EN foreign exchange marketFR marché des changesDE Devisenmarktcontext: devisenmarktaktiven Institutensurs_: 32006O0012, punctul 1.4RO pia__ valutar_surs_: 32006O0012, punctul 1.4Bucure_ti, octombrie 2007 Corpus glosar, p. 34144EN foreign exchange swapdef: the simultaneous spot purchase/sale and forward sale/purchase of one currencyagainst another. The Eurosystem executes open market monetary policyoperations in the form of foreign exchange swaps where the national centralbanks (or the ECB) buy (or sell) euro spot against a foreign currency and at thesame time sell (or buy) it back in a forward transaction.surs_: 32005O0002, anexa IIFR swap de changeDE Devisenswapgeschäft; DevisenswapRO swap valutarsurs_: 32005O0002, anexa II; 32000O0007; 32006O0016, anexa II145EN foreign exchange transactionFR opération de changeDE FremdwahrungsgeschäfteRO opera_iune de schimb valutarsurs_: 32006D0017(01), considerentul 1146EN forward positionFR position à termeDE TerminpositionRO pozi_ie la termensurs_: 32006L0049, anexa III punctul 2.1 litera (b)147EN forward rate agreement; forward-rate agreement; forward interest-rate agreement;FRAdef: contract in which two parties agree the interest rate to be paid on a notionaldeposit of a specified maturity on a specific future date. At the settlement datecompensation has to be paid by one party to the other, depending on the

difference between the contracted interest rate and the market rate on thesettlement date.surs_: 32002O0010, anexa IIFR accord de taux futur; contrat à terme de taux d'intérêt; contrat à terme sur tauxd'intérêtDE Zinsfuture; Zinsterminkontrakt; Zinsausgleichsvereinbarung; Forward RateAgreementRO contract forward (la termen) pe rata dobânziisurs_: 31998L0033, anexa III punctul 1 litera (c); 32002O0010, anexa II;22002A1230(01) sec_iunea 3 capitolul II articolul 117 alineatul (9) litera (x);32002L0065, articolul 6 alineatul (2) litera (a) a _asea liniu__; 31993L0022,anex_ sec_iunea B; 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 35148EN foreign reserve assetFR avoir de réserves de changeDE WährungsreserveRO activ din rezervele valutaresurs_: 32001D0913, preambul; 32000O0516R(01), titlu; 32000O0001, titlu149EN forward transactionFR transaction à terme; opération à termeDE TermingeschäftRO tranzac_ie la termensurs_: 32005O0002, anexa 1 exemplul 4150EN forward transactions in securitiesdef: over the counter contracts in which the purchase or sale of an interest rateinstrument (usually a bond or note) is agreed on the contract date to be deliveredat a future date, at a given price.surs_: 32002O0010, anexa IIFR opération à terme sur titresDE WertpapiertermingeschäftRO tranzac_ii la termen (forward) cu titlurisurs_: 32002O0010, anexa II; 32006O0016, anexa II151EN front officeFR salle des marchésDE HandelsabteilungRO front officesurs_: 32006L0049, anexa VII partea B punctul 2 litera (b)not_: compartiment de tranzac_ionare152EN frontloadingFR préalimentation

def: la livraison matérielle des billets et pièces en euros par une future BCN del’Eurosystème à des contreparties éligibles sur le territoire d’un futur Étatmembre participant pendant la période de préalimentation et de souspréalimentation.surs_: 32006O0009, articolul 1DE vorzeitige AbgabeRO prealimentaresurs_: 32006O0009, articolul 1Bucure_ti, octombrie 2007 Corpus glosar, p. 36153EN fully adjusted exposure valuedef: Exposure value after risk mitigation (see also illustrative examples in annex 7 ofthe New Capital Accord), without applying the conversion factors.ref: http://ec.europa.eu/internal_market/bank/docs/regcapital/st12890/st12890-ad04_en.pdfFR valeur pleinement ajustée d'une expositionDE Vollständig angepasster ForderungswertRO valoare a expunerii ajustate integralsurs_: 32006L0048, articolul 114 alineatul (1)154EN future-style optiondef: listed options where a variation margin is paid or received on a daily basissurs_: 32006O0016, anexa IIFR option de type instrument financier à termeDE Future-Style OptionRO op_iune de tip futuressurs_: 32006O0016, anexa II155EN global credit arrangementdef: any understanding or statement, in whatever form, whereby the intention toguarantee supplier or financial credits or to open financial credits, up to aspecified or ascertainable ceiling, and in respect of a connected series oftransactions, is made known to a third country or to exporters or to financialinstitutions.surs_: 31973D0391, articolul 3FR enveloppe globale de créditsDE KreditrahmenabkommenRO pachet global de creditesurs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b); 31973D0391, articolul 3156EN global private credit arrangementcontext: whether these credits form the subject-matter of individual contracts or globalcredit arrangements as described in Article 3

surs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b)FR enveloppe globale de crédits privésDE Private Rahmenkredite; Rahmenabkommen für private KrediteRO pachet global de credite privatesurs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b) _i alineatul (3)157EN gold and gold receivablesFR avoirs et créances en orDE Gold und GoldforderungenRO aur _i crean_e în aursurs_: 32006D0017(01), anexa I ASSETS punctul 1Bucure_ti, octombrie 2007 Corpus glosar, p. 37158EN gold location or purity swapscontext: Gold and gold receivables | Physical gold (i.e. bars, coins, plates, nuggets) instorage or "under way". Non-physical gold, such as balances in gold sightaccounts (unallocated accounts), term deposits and claims to receive gold arisingfrom the following transactions: upgrading or downgrading transactions andgold location or purity swaps where there is a difference of more than onebusiness day between release and receipt | Market valuesurs_: 32006D0017(01), anexa I punctul 1FR swaps de lieux ou de pureté d’orDE GoldgehaltswapsRO opera_iuni swap pe localizarea / puritatea auruluisurs_: 32006D0017(01), anexa I punctul 1159EN gold receivableFR créance en orDE GoldforderungRO crean__ în aursurs_: 32006D0017(01), anexa I punctul 1160EN gold sight accounts (unallocated accounts)context: Gold and gold receivables | Physical gold (i.e. bars, coins, plates, nuggets) instorage or "under way". Non-physical gold, such as balances in gold sightaccounts (unallocated accounts), term deposits and claims to receive gold arisingfrom the following transactions: upgrading or downgrading transactions andgold location or purity swaps where there is a difference of more than onebusiness day between release and receipt | Market valuesurs_: 32006D0017(01), anexa I punctul 1FR soldes de comptes vue sur or (comptes non attribués)DE GoldsichtkontenRO conturi de aur la vedere (conturi nealocate)surs_: 32006D0017(01), anexa I punctul 1161EN gross settlement system

def: a transfer system in which the settlement of funds or the transfer of securitiesoccurs on an instruction-by-instruction basis.surs_: 32005O0002, anexa IIFR système de règlement brutDE Echtzeit-BruttosystemRO sistem de decontare brut_surs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 38162EN guarantee cover accountscontext: Sundry | (a)Taxation suspense accounts. Foreign currency credit or guaranteecover accounts. Repo transactions with credit institutions in connection withsimultaneous reverse repo transactions for the management of securitiesportfolios under asset item "Other financial assets". Compulsory deposits otherthan reserve deposits. Other minor items.surs_: 32006D0017(01), anexa I LIABILITIES punctul 12.3 litera (a)FR comptes de couverture de garantieDE GarantiedeckungskontenRO conturi de acoperire cu garan_iisurs_: 32006D0017(01), anexa I LIABILITIES punctul 12.3 litera (a)163EN holdingscontext: except for those securities included in the item "Other financial assets", whichshall be treated as separate holdings.surs_: 32006D0017(01), articolul 8 alineatul (3)FR avoirsDE BeständeRO de_inerisurs_: 32006D0017(01), articolul 8 alineatul (3)164EN impairmentFR réduction de valeurDE WertminderungRO deprecieresurs_: 32006O0016, anexa II165EN income recognitionFR constatation des résultatsDE ErgebnisermittlungRO recunoa_terea veniturilorsurs_: 32006D0017(01), articolul 11 titlu166EN individual contractcontext: whether these credits form the subject-matter of individual contracts or globalcredit arrangements as described in Article 3 [...]surs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b)

FR marché individuelDE EinzelgeschäfteRO contract (de credit)surs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (b)Bucure_ti, octombrie 2007 Corpus glosar, p. 39167EN initial margindef: a risk control measure that may be applied by the Eurosystem in reversetransactions, implying that the collateral required for a transaction is equal to thecredit extended to the counterparty plus the value of the initial margin.surs_: 32005O0002, anexa IIFR marge initialeDE SicherheitenmargeRO marj_ ini_ial_surs_: 32005O0002, anexa II168EN interbank market; inter-bank marketFR marché interbancaireDE InterbankzinssatzRO pia__ interbancar_surs_: 31991L0674, articolul 9 alineatul (2); 31986L0635, articolul 17169EN interest compensationFR intérêt compensatoireDE ZinsausgleichszahlungRO dobând_ compensatoriesurs_: 32005O0016, articolul 8 alineatul (2) litera (a)170EN interest paymentFR paiement d'intérêtsDE ZinszahlungRO plata dobânziisurs_: 22004A1228(02), titlu171EN interest ratedef: The amount charged for a loan, usually expressed as a percentage of the sumborrowed. Conversely, the amount paid by a bank, building society, etc., to adepositor on funds deposited, again expressed as a percentage of the sumdeposited.surs_: Oxford Dictionary of Finance and Banking, Oxford University Press, 1997FR taux d'intérêtDE ZinssatzRO rata dobânziisurs_: 31991L0674, articolul 9 alineatul (2)Bucure_ti, octombrie 2007 Corpus glosar, p. 40172EN interest rate future

FR contrat à terme sur taux d’intérêtDE ZinsfutureRO contract future pe rata dobânziisurs_: 32006D0017(01), articolul 16; 32006O0016, anexa II173EN interest rate swap; interest-rate swap; single-currency interest rate swapFR contrat d'échange (swaps) sur taux d'intérêt; swap de taux d’intérêtDE Zinsswaps (in einer einzigen Währung)RO swap pe rata dobânziisurs_: 31993L0022, anex_ sec_iunea B; 31998L0033, anex_ punctul B; 31998D0501,anexa VIII; 32002L0065, articolul 6 alineatul (2) litera (a) a _aptea liniu__;32003L0006, articolul (1) alineatul (3) a _asea liniu__; 32006O0016, anexa II174EN interlinkingdef: the tehnical infrastructures, design features and procedures which are put inplace whithin or constitute adaptations of each national real-time grosssettlement system and the ECB payment mechanism (EPM) for the purpose ofprocessing cross-border payments in the Target 1 system.surs_: 32006O0016, anexa IIFR interconnexionDE InterlinkingRO interconectaresurs_: 32006O0016, anexa II175EN interlinking mechanismdef: within the TARGET system, the Interlinking mechanism provides commonprocedures and an infrastructure which allow payment orders to move from onedomestic RTGS system to another.surs_: 32005O0002, anexa IIFR mécanisme d’InterconnexionDE Interlinking-MechanismusRO mecanism de interconectaresurs_: 32005O0002, anexa II176EN internal rate of return; IRRdef: discount rate at which the accounting value of a security is equal to the presentvalue of the future cash flow.surs_: 32002O0010, anexa IIFR taux actuariel; efficacité marginale du capitalDE kalkulatorische Rendite; interner Zinsfuss; Grenzleistungsfähigkeit des KapitalsRO rat_ intern_ a rentabilit__ii; RIRsurs_: 32002O0010, anexa II; 32006O0016, anexa II

Bucure_ti, octombrie 2007 Corpus glosar, p. 41177EN International Accounting StandardsFR normes comptables internationalesDE Internationale RechnungslegungsgrundsätzeRO Standarde interna_ionale de contabilitatesurs_: 32003R1725, titlu; 32003L0051, motivul 2; 32006O0016, anexa II178EN International Bank Account Number; international bank account number; IBANFR numéro international de compte bancaire; numéro de compte bancaireinternational; IBANDE internationalen Kontonumme; IBANRO num_r interna_ional de cont bancar; cod IBANsurs_: 32001R2560, preambul179EN International Securities Identification Number; ISINdef: an international identification code assigned to securities issued in financialmarkets.surs_: 32005O0002, anexa IIFR code ISIN; numéro international d'identification des titres; ISINDE Internationale Wertpapier-Identifikationsnummer;Internationale WertpapierkennnummerRO num_r interna_ional de identificare a titlurilor de valoare; ISINsurs_: 32001D0081, anexa I; 32000D0776, capitolul III punctul 5.1.5; 32000D0776,anexa 2; 32005O0002, anexa II; 32006O0016, anexa II180EN intervention at the marginscontext: The introduction of a new criterion for counterparties eligible to conductinterventions at the margins directly with the ECB would require a furtheramendment of Annex I to the Agreement of 1 September 1998.surs_: 32006X0325(01), considerentul 3FR intervention aux margesDE Interventionen an den InterventionspunktenRO interven_ie la limitele intervaluluisurs_: 32006X0325(01), considerentul 3181EN intraday creditdef: credit extended for a period of less than one business day. It may be extended bycentral banks to even out mismatches in payment settlements and can take theform of:(i) a collateralised overdraft, or (ii) a lending operation against a pledgeor in a repurchase agreement.surs_: 32005O0002, anexa IIFR crédit intrajournalierDE Innertageskredit

RO credit acordat _i rambursat în aceea_i zisurs_: 32001O0003, articolul 1 alineatul (1) a dou_zeci_idoua liniu__; 32005O0002,anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 42182EN inverse floating rate instrumentdef: a structured note where the rate of interest paid to the holder of the note variesinversely with changes in a certain reference interest rate.surs_: 32005O0002, anexa IIFR instrument à taux variable inverséDE inverse FloaterRO instrument cu rat_ invers-variabil_surs_: 32005O0002, anexa II; 32006O0012, anexa II183EN issued at a discountcontext: The certificates are issued at a discount, i.e. they are issued at below the nominalamount and are redeemed at maturity at the nominal amount.surs_: 32006O0012, punctul 3.3FR émis au-dessous du pairDE in abgezinster Form emittiertRO emis cu discontsurs_: 32005O0002, punctul 3.3; 32006O0012, punctul 3.3184EN issuerdef: the entity which is obligated on a security or other financial instrument.surs_: 32005O0002, anexa IIFR émetteurDE EmittentRO emitentsurs_: 32005O0002, anexa II185EN jump-to-default riskFR risque de choix du défautDE jump-to-default-RisikoRO risc iminent de nerambursaresurs_: 32006L0049, anexa VBucure_ti, octombrie 2007 Corpus glosar, p. 43186EN legal tenderdef: currency in specified denominations that a creditor must by law accept inredemption of a debt.ref: Collins English Glossary, HarperCollins Publishers, 1995context: Cash in hand shall comprise legal tender including foreign notes and coins.surs_: 31986L0635, articolul 13 alineatul (1)FR cours légalDE Zahlungsmittel

RO putere circulatoriesurs_: 32004R2182, considerentul 2; 31986L0635, articolul 13 alineatul (1)187EN lending bankFR banque prêteuseDE Kreditgeber Bank; Kredit gebenden BankRO banc_ de împrumutsurs_: 32005R0713, considerentele 112 _i 114188EN level of market turnoverFR volume du marchéDE Umsatzvolumina im MarktRO rulajul pie_eisurs_: 32006L0049, anexa VII alineatul (1) litera (b) punctul (v)189EN level of valuation haircutsFR taux de décoteDE Höhe der BewertungsabschlägeRO nivelul marjelor de ajustare a valoriisurs_: 32005O0002, caseta 10; 32006O00012, tabelul 7not_: vezi marj_ de ajustare a valorii190EN liabilitydef: a present obligation of the undertaking from past events, the settlement of whichis expected to result in an outflow from the undertaking of resources embodyingeconomic benefits.surs_: 32006O0016, anexa IIFR passifDE VerbindlichkeitRO pasivsurs_: 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 44191EN link between securities settlement systemsdef: a link consists of all the procedures and arrangements which exist between twosecurities settlement systems (SSSs) for the transfer of securities between thetwo SSSs concerned through a book-entry process.surs_: 32005O0002, anexa IIFR lien entre systèmes de règlement-livraison de titresDE Verbindung zwischen WertpapierabwicklungssystemenRO leg_tur_ între sistemele de decontare a titlurilorsurs_: 32005O0002, anexa II192EN liquidity-providing foreign exchange swapFR swap de change destiné à fournir des liquiditésDE liquiditätszuführende DevisenswapgeschäftRO swap valutar generator de lichidit__isurs_: 32006O0012, capitolul 5 punctul 5.1.5 litera (c)

193EN liquidity-providing operationFR opération d'apport de liquiditéDE liquiditätszuführende GeschäfteRO opera_iune generatoare de lichidit__isurs_: 32000O0007, capitolul 1 punctul 1.5194EN liquidity-providing reverse transactionFR fourniture de liquidités par des opérations de cession temporaire; opération decessation temporaire destinée à fournir des liquiditésDE liquiditätszuführende befristete Transaktion über Zinstender; befristeteTransaktionen zur Bereitstellung von LiquiditätRO tranzac_ie de cesiune temporar_ cu generare de lichidit__i; tranzac_ie reversibil_generatoare de lichidit__isurs_: 32006D0017(01), anexa I punctul 5.1; 32005O0002, anexa 1 exemplul 2195EN loan granted by a syndicate; syndicated loancontext: Where a loan has been granted by a syndicate consisting of a number of creditinstitutions, each credit institution participating in the syndicate shall discloseonly that part of the total loan which it has itself funded.surs_: 31986L0635, articolul 9 alineatul (1)FR prêt accordé par un syndicat; prêt syndicaliséDE Gemeinschaftskredit; KonsortialkreditRO împrumut sindicalizatsurs_: 31986L0635, articolul 9 alineatele (1) _i (2)Bucure_ti, octombrie 2007 Corpus glosar, p. 45196EN loan granted on a trust basisFR prêt pour compte de tiersDE auf Treuhandbasis gewährte KreditRO credit acordat cu garan_ie personal_ (fidejusiune)surs_: 32006R1027, anexa II tabelul 1197EN loss given default; LGDFR perte en cas de défautDE loss given defaultRO pierdere datorat_ neramburs_riisurs_: 32006L0049, anexa II punctul 3198EN longer-term refinancing operationdef: a regular open market operation executed by the Eurosystem in the form of areverse transaction. Longer-term refinancing operations are executed throughmonthly standard tenders and normally have a maturity of three months.surs_: 32005O0002, anexa II

FR opération de refinancement à plus long termeDE Längerfristiges RefinanzierungsgeschäftRO opera_iune de refinan_are pe termen lungsurs_: 32005O0002, anexa II199EN lump-sum allowancedef: a fixed amount which an institution deducts in the calculation of its reserverequirement within the minimum reserve framework of the Eurosystem.surs_: 32005O0002, anexa IIFR abattement forfaitaireDE FreibetragRO deducere forfetar_surs_: 32005O0002, anexa II200EN main refinancing operationdef: a regular open market operation executed by the Eurosystem in the form of areverse transaction. Main refinancing operations are conducted through weeklystandard tenders and normally have a maturity of one week.surs_: 32005O0002, anexa IIFR opération principale de refinancementDE HauptrefinanzierungsgeschäftRO opera_iune principal_ de refinan_aresurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 46201EN maintenance of reserve holdingsFR constitution des réserves obligatoiresDE Haltung von MindestreservenRO constituirea rezervelor minimesurs_: 32005O0002, punctul 7.4202EN maintenance perioddef: the period over which compliance with reserve requirements is calculated. TheECB publishes a calendar of the reserve maintenance periods at least threemonths before the start of each year. Maintenance periods begin on thesettlement day of the first main refinancing operation following the meeting ofthe Governing Council at which the monthly assessment of the monetary policystance is pre-scheduled. They normally end on the day preceding the similarsettlement day in the following month. Under special circumstances, thepublished calendar may be amended, depending, among other things, onchanges in the schedule of Governing Council meetings.surs_: 32005O0002, anexa IIFR période de constitution des réserves; période de constitution

DE Mindestreserveerfuellungsperiode; Mindestreserve-ErfüllungsperiodeRO perioad_ de constituiresurs_: 32005O0002, anexa II; 31998R2818, articolul 1; 32005O0004, anexa I punctul6 litera (a)203EN margin calldef: a procedure related to the application of variation margins, implying that if thevalue, as regularly measured, of the underlying assets falls below a certain level,the central bank requires counterparties to supply additional assets (or cash).Similarly, if the value of the underlying assets, following their revaluation, wereto exceed the amount owed by the counterparties plus the variation margin, thecounterparty may ask the central bank to return the excess assets (or cash) to thecounterparty.surs_: 32005O0002, anexa IIFR appel de margeDE Margenausgleich; WertausgleichRO apel în marj_surs_: 32000O0001, anexa 1 punctul A.2 litera (e); 32001D0081, anexa II tabelul 1punctul 5.6; 32005O0002, anexa II204EN marginal interest ratedef: the interest rate at which the total tender allotment is exhausted.surs_: 32005O0002, anexa IIFR taux d’intérêt marginalDE Marginaler ZinssatzRO rat_ marginal_ a dobânziisurs_: 32005O0002, anexa II; 32006O0012, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 47205EN marginal lending facilitydef: a standing facility of the Eurosystem which counterparties may use to receiveovernight credit from a national central bank at a pre-specified interest rateagainst eligible assets.surs_: 32005O0002, anexa IIFR facilité de prêt marginalDE SpitzenrefinanzierungsfazilitätRO facilitate de împrumut marginalsurs_: 32001D0081, anexa II tabelul 1 punctul 5.5; 32005O0002, anexa II206EN marginal swap point quotation

def: the swap point quotation at which the total tender allotment is exhausted.surs_: 32005O0002, anexa IIFR taux de report/déport marginalDE Marginaler SwapsatzRO cota_ie marginal_ de punct swapsurs_: 32005O0002, anexa II207EN marketable assetsFR actifs négociablesDE marktfähige SicherheitenRO active tranzac_ionabilesurs_: 32006O0012, capitolul 6 punctul 6.3.2208EN marketable debtFR titre de créance négociableDE marktfähige SchuldtitelRO titlu de crean__ tranzac_ionabilsurs_: 32005O0002, capitolul 1 punctul 1.5209EN marketable equity instrumentsFR instruments de capitaux propres négociablesDE marktgängige AktieninstrumenteRO titluri de capital negociabilesurs_: 32006O0016, articolul 9Bucure_ti, octombrie 2007 Corpus glosar, p. 48210EN marketable notecontext: Security investments other than equity shares, participations and other securitiesunder asset item "Other financial assets" outside the euro area Marketable notesand bonds, bills, zero bonds, money market paper, all issued by non-euro arearesidents |surs_: 32006D0017(01), anexa I punctul 2.2 litera (b)FR bon négociableDE marktgängige AnleiheRO titlu de credit negociabilsurs_: 32006D0017(01), anexa I punctul 2.2 litera (b)211EN marking to market; variation margindef: the Eurosystem requires a certain level of the market value of the underlyingassets used in its liquidity-providing reverse transactions to be maintained overtime. This implies that if the value, measured on a regular basis, of theunderlying assets falls below a certain level, the national central bank willrequire the counterparty to supply additional assets or cash (i.e. a margin call).Similarly, if the value of the underlying assets, following their revaluation,

exceeds a certain level, the counterparty may retrieve the excess assets or cash.surs_: 32005O0002, anexa IIFR marge de variation; valorisation au prix du marchéDE Marktpreisbewertung; SchwankungsmargeRO evaluare la pre_ul pie_ei; marj_ de varia_iesurs_: 32005O0002, anexa II; 32000D0776, capitolul III punctul 6.4; 32006O0012,anexa II212EN mark-to-market methodFR méthode de l'évaluation au prix du marchéDE MarktbewertungsmethodeRO metoda marc_rii la pia__surs_: 32006L0048, partea 3 titlu213EN maturity bucketdef: a class of debt instruments within a liquidity category of tier one assets or withina liquidity category of tier two assets, the residual maturity of which is within acertain range of values, e.g. the three-to-five-year maturity bucket.surs_: 32005O0002, anexa IIFR tranche d’échéanceDE LaufzeitkategorieRO tran__ de scaden__surs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 49214EN maturity datedef: the date on which a monetary policy operation expires. In the case of arepurchase agreement or swap, the maturity date corresponds to the repurchasedate.surs_: 32005O0002, anexa IIFR date d’échéanceDE Fälligkeitstag; FälligkeitsdatumRO data scaden_eisurs_: 32005O0002, anexa II; 32006O0016, anexa II215EN maturity ladder approachFR approche du tableau d'échéancesDE LaufzeitbandverfahrenRO metoda scalei scaden_elorsurs_: 32006L0049, anexa IV216EN maximum bid limitdef: the limit on the largest acceptable bid from an individual counterparty in atender operation. The Eurosystem may impose maximum bid limits in order to

avoid disproportionately large bids from individual counterparties.surs_: 32005O0002, anexa IIFR limite d’offre maximaleDE HoechstbietungsbetragRO limita maxim_ a oferteisurs_: 32005O0002, anexa II217EN maximum bid ratedef: the upper limit to the interest rate at which counterparties may submit bids invariable rate tenders. Bids at a rate above the maximum bid rate announced bythe ECB are discarded.surs_: 32005O0002, anexa IIFR taux de soumission maximalDE HoechstbietungssatzRO rat_ maxim_ a oferteisurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 50218EN mid-market pricedef: mid-point between the bid price and the offer price for a security based onquotations for transactions of normal market size by recognised market-makersor recognised trading exchanges, which is used for the quarterly revaluationprocedure.surs_: 32002O0010, anexa IIFR prix moyen du marchéDE mittlerer MarktpreisRO pre_ mediu al pie_eisurs_: 32002O0010, anexa II; 32006O0016, anexa II219EN mid-market ratedef: ECB daily concertation rates at 14.15, which is used for the quarterlyrevaluation procedure.surs_: 32002O0010, anexa IIFR taux moyen du marché; cours moyen du marchéDE mittlerer MarktkursRO rat_ medie a pie_eisurs_: 32002O0010, anexa II220EN minimum allotment amountdef: the lower limit of the amount to be allotted to individual counterparties in atender operation. The Eurosystem may decide to allot a minimum amount toeach counterparty in its tender operations.surs_: 32005O0002, anexa IIFR montant minimum adjugéDE Mindestzuteilungsbetrag

RO sum_ minim_ de alocaresurs_: 32005O0002, anexa II221EN minimum allotment ratiodef: the lower limit, expressed in percentage terms, of the ratio of bids at themarginal interest rate to be allotted in a tender operation. The Eurosystem maydecide to apply a minimum allotment ratio in its tender operations.surs_: 32005O0002, anexa IIFR pourcentage minimum serviDE MindestzuteilungsquoteRO procent minim de alocaresurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 51222EN minimum bid ratedef: the lower limit to the interest rates at which counterparties may submit bids invariable rate tenders.surs_: 32005O0002, anexa IIFR taux de soumission minimalDE MindestbietungssatzRO rat_ minim_ oferit_surs_: 32005O0002, anexa II223EN minimum reserve systemcontext: Current accounts (covering the minimum reserve system) | Euro accounts ofcredit institutions that are included in the list of financial institutions subject tominimum reserves according to the Statute. This item contains primarilyaccounts used in order to hold minimum reserves | Nominal valuesurs_: 32006D0017(01), anexa I LIABILITIES punctul 2.1FR réserves obligatoiresDE MindestreserveguthabenRO mecanismul rezervelor minime obligatoriisurs_: 32006D0017(01), anexa I LIABILITIES punctul 2.1224EN minimum reservesFR réserves obligatoiresDE MindestreservenRO rezerve minimesurs_: 32005O0002, anexa I punctul 1.3.3225EN model of explicit distribution dynamics; MEDDcontext: In order to establish a coherent framework for analysing the impact of CFexpenditure in the four countries concerned the consultant referred to inparagraph 72 adopted an innovative approach, using three complementary

methods vector autoregression models (VAR), regional computable generalequilibrium models (CGE) and models of explicit distribution dynamics(MEDD). The models are described in more detail in the Annex.surs_: 32000Y1002(01), punctul 77FR modèle de dynamique de répartition formelle; MDRFDE Modell der Verteilungsdynamik; MDVDRO model de dinamic_ de repartizare formal_; MDRFsurs_: 32000Y1002(01), punctul 77Bucure_ti, octombrie 2007 Corpus glosar, p. 52226EN monetary financial institution; MFIdef: financial institutions which together form the money-issuing sector of the euroarea. These include central banks, resident credit institutions, as defined inCommunity law, and all other resident financial institutions whose business is toreceive deposits and/or close substitutes for deposits from entities other thanMFIs and, for their own account (at least in economic terms), to grant creditand/or invest in securities.surs_: 32005O0002, anexa IIFR institution financière monétaire; IFMDE Monetäres Finanzinstitut; MFIRO institu_ie financiar_ monetar_; IFMsurs_: 32005O0004, articolul 1 alineatul (1); 32005O0002, anexa II227EN monetary policy procedurescontext: monetary policy instruments and procedures of the Eurosystemsurs_: 32005O0002, titluFR procédures de politique monétaireDE geldpolitischen VerfahrenRO proceduri ale politicii monetaresurs_: 32005O0002, titlu228EN multilateral development bankFR banque multilatérale de développementDE multilaterale EntwicklungsbankRO banc_ multilateral_ de dezvoltaresurs_: 32004L0069, titlu229EN multiple gearingdef: multiple use of elements eligible for the calculation of own fundssurs_: 32006L0048, articolul 80 alineatul (8) litera (h)FR double emploi des fonds propresDE MehrfachbelegungRO utilizare multipl_ a fondurilor propriisurs_: 32006L0048, articolul 80 alineatul (8) litera (h)230EN National Central Bank; NCB

def: refers in this document to a central bank of an EU Member State which hasadopted the single currency in accordance with the Treaty.surs_: 32005O0002, anexa IIFR Banque centrale nationale; BCNDE Nationale Zentralbank; NZBRO Banc_ Central_ Na_ional_; BCNsurs_: 31999O0656, considerentul 1; 32001D0913, preambul; 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 53231EN NCB business daydef: any day on which the national central bank of a specific Member State is openfor the purpose of conducting Eurosystem monetary policy operations. In someMember States, branches of the national central bank may be closed on NCBbusiness days owing to local or regional bank holidays. In such cases, therelevant national central bank is responsible for informing the counterparties inadvance of the arrangements to be made for transactions involving thosebranches.surs_: 32005O0002, anexa IIFR jour ouvrable BCNDE NZB-GeschäftstagRO zi lucr_toare a BCNsurs_: 32005O0002, anexa II232EN net claimcontext: net claims arising from balances of TARGET accounts and correspondentaccounts of NCBs i.e. the net figure of claims and liabilities - see also liabilityitem "Other liabilities within the Eurosystem (net)".surs_: 32006D0017(01), anexa I punctul 9.3 litera (a)FR créance netteDE NettoforderungRO crean__ net_surs_: 32006D0017(01), anexa I punctul 9.3 litera (a)233EN net pension assetsFR actifs nets au titre des pensionsDE Nettövermogen einer PensionskasseRO active nete cu titlu de pensiunesurs_: 32006D0017(01), anexa I punctul 11.6 litera (c)234EN net pension liabilitiesFR passif net au titre des pensionsDE Nettoverbindlichkeiten einer PensionskasseRO pasive nete cu titlu de pensiunesurs_: 32006D0017(01), anexa I LIABILITIES punctul 12.3 litera (c)

Bucure_ti, octombrie 2007 Corpus glosar, p. 54235EN non-marketable securities at costcontext: External loans (deposits) Loans to and non-marketable securities other thanequity shares, participations and other securities under asset item "Otherfinancial assets" issued by non-euro area residents | (c) External loans Depositsat nominal value, non-marketable securities at cost; both translated at the yearendforeign exchange market rate.surs_: 32006D0017(01), anexa I punctul 2.2 litera (c)FR prix coûtant pour les titres non négociablesDE nicht marktgängige Wertpapiere zu AnschaffungskostenRO titluri nenegociabile înregistrate la costsurs_: 32006D0017(01), anexa I punctul 2.2 litera (c)236EN non-physical goldFR or non physiqueDE nicht physisch vorhandenes GoldRO aur scripticsurs_: 32006D0017(01), anexa I punctul 1237EN on grounds of prudencecontext: Suspension or exclusion on grounds of prudencesurs_: 32005O0002, capitolul 2 punctul 2.4FR en vertu du principe de prudenceDE aus RisikoerwägungenRO din motive pruden_ialesurs_: 32005O0002, capitolul 2 punctul 2.4; 32006O0012, capitolul 2 punctul 2.4238EN open market operationdef: an operation executed on the initiative of the central bank in the financialmarket. With regard to their aims, regularity and procedures, Eurosystem openmarket operations can be divided into four categories: main refinancingoperations, longer-term refinancing operations, fine-tuning operations andstructural operations. As for the instruments used, reverse transactions are themain open market instrument of the Eurosystem and can be employed in all fourcategories of operations. In addition, the issuance of debt certificates andoutright transactions are available for structural operations, while outrighttransactions, foreign exchange swaps and the collection of fixed-term depositsare available for the conduct of fine-tuning operations.surs_: 32005O0002, anexa IIFR opération d'open marketDE OffenmarktgeschäftRO opera_iune open market

surs_: 32005O0002, anexa II; 32006O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 55239EN optiondef: a contract that provides the holder the right, but not the obligation, to buy or sella specific amount of a given stock, commodity, currency, index, or debt, at aspecified price during a specified period of time or on the date of expiration.surs_: 32006O0016, anexa IIFR optionDE OptionRO op_iunesurs_: 32006O0016, anexa II240EN ordinary loanFR prêt ordinaireDE gewöhnlicher DarlehenRO împrumut obi_nuitsurs_: 32001D0822, anexa II C articolul 2 alineatul (1) litera (b)241EN OTC derivativesnot_: Over-the-Counter (OTC). A security which is not traded on an exchange,usually due to an inability to meet listing requirements. For such securities,broker/dealers negotiate directly with one another over computer networks andby phone, and their activities are monitored by the NASD. OTC stocks areusually very risky since they are the stocks that are not considered large orstable enough to trade on a major exchange. They also tend to tradeinfrequently, making the bid-ask spread larger. Also, research about these stocksis more difficult to obtain. also called unlisted.ref: http://www.buget.ro/finante-banci-investitii-legi/o-DictionaryBuget_m-ViewArticle_id-3845/Define_OTC.htmlFR instruments dérivés négociésDE OTC-DerivatgeschäftenRO instrumente financiare derivate tranzac_ionate pe OTCsurs_: 32006L0048, anexa III partea 2 punctul 7242EN out-of-the-money positionsFR positions hors du coursDE weit aus dem Geld notierte PositionenRO pozi_ii „out-of-the-money“surs_: 32006L0049, anexa VBucure_ti, octombrie 2007 Corpus glosar, p. 56243EN outright rate

def: The actual exchange rate as distinguished from the swap rate premium ordiscount.surs_: http://riskinstitute.ch/00011513.htmFR taux simpleDE "outright"-SatzRO rat_ direct_surs_: 32006L0049, anexa IV punctul 17 litera (c)244EN outright transactiondef: a transaction whereby assets are bought or sold up to their maturity (spot orforward).surs_: 32005O0002, anexa IIFR opération fermeDE Endgültiger KaufRO tranzac_ie simpl_surs_: 32005O0002, anexa II245EN overnightFR à vueDE Übernacht-RO la vederesurs_: 32002O0002, capitolul 1 punctul 1.3.2246EN payeeFR bénéficiaire du paiementDE ZahlungsempfängerRO beneficiarul pl__iisurs_: 32006R1248, articolul 10247EN payment after payment procedurecontext: A payment after payment procedure shall be applied in the event of interventionat the margins, as set forth in Annex I.surs_: 32006X0325 (01), articolul 3 punctul 3.3FR procédure de paiement après paiementDE Zahlungsverfahren "Zahlung nach Anschaffung"RO procedur_ ulterioar_ pl__iisurs_: 32006X0325(01), articolul 3 punctul 3.3Bucure_ti, octombrie 2007 Corpus glosar, p. 57248EN payment on accountdef: sums payable between the placing of the order and final completion of the worksor deliveries.surs_: 32006D0789, anexa IFR acompteDE An- und ZwischenzahlungRO plat_ în avanssurs_: 32006D0789, anexa I249

EN physical goldFR or physiqueDE physisches GoldRO aur fizicsurs_: 32006D0017(01), anexa I punctul 1250EN pooled accountscontext: The derogation concerning the identification of beneficial owners of pooledaccounts held by notaries or other independent legal professionals should bewithout prejudice to the obligations that those notaries or other independentlegal professionals have pursuant to this Directive. Those obligations include theneed for such notaries or other independent legal professionals themselves toidentify the beneficial owners of the pooled accounts held by them.surs_: 32005L0060, considerentul 23FR comptes groupésDE SammelkontenRO conturi colectivesurs_: 32005L0060, considerentul 23251EN portion payable on creditFR fraction résiduelle payable à créditDE Kredit zahlbarer Teil in ProzentenRO frac_iune rezidual_ pl_tibil_ prin creditsurs_: 32006D0789, anexa I punctul B252EN post-fixed coupondef: a coupon on floating rate instruments which is determined on the basis of thevalues taken by the reference index at a certain date (or dates) during the couponaccrual period.surs_: 32005O0002, anexa IIFR coupon postdéterminéDE Nachträgliche Zinsfestsetzung; Zinsfestsetzung im NachhineinRO cupon postdeterminatsurs_: 32000D0776, capitolul III punctul 6.4.2; 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 58253EN pre-fixed coupondef: a coupon on floating rate instruments which is determined on the basis of thevalues taken by the reference index at a certain date (or dates) before the start ofthe coupon accrual period.surs_: 32005O0002, anexa IIFR coupon prédéterminéDE Zinsfestsetzung im Voraus

RO cupon predeterminatsurs_: 32000D0776, capitolul III punctul 6.4.2; 32005O0002, anexa II254EN premiumdef: difference between the par value of a security and its price when such price ishigher than par.surs_: 32002O0010, anexa IIFR primeDE Agio; AufschlagRO prim_surs_: 32002O0010, anexa II; 32006O0016, anexa II255EN prepaid expenditureFR charges constatées d’avanceDE VorauszahlungenRO cheltuieli înregistrate în avanssurs_: 32006D0017(01), anexa I punctul 11.5256EN principalcontext: Where contracts do not involve an exchange of principal, no transaction isrecorded at inception. In both cases, implicitly, a financial derivative with zeroinitial value is created at that point.surs_: 32001R2558, anex_def: A sum of money on which interest is earned.ref: Oxford Dictionary of Finance and Banking, Oxford University Press, 1997FR principalDE SwapgegenstandRO principalsurs_: 32001R2558, anex_def: Principalul creditului reprezint_ suma ini_ial_ a creditului acordat, capitalulîmprumutat ini_ial.ref: Informa_ii generale despre credite, http://www.banknews.ro/257EN profit for the yearFR bénéfice de l’exerciceDE BilanzgewinnRO profitul exerci_iului financiarsurs_: 32006D0017(01), anexa I LIABILITIES punctul 16Bucure_ti, octombrie 2007 Corpus glosar, p. 59258EN provisionsdef: amounts set aside before arriving at the profit or loss figure in order to providefor any known or expected liability or risk, the cost of which cannot beaccurately determined (see Reserves). Provisions for future liabilities andcharges may not be used to adjust the value of assets.surs_: 32002O0010, anexa II

FR provisionsDE RückstellungenRO provizioanesurs_: 32002O0010, anexa II; 32006O0016, anexa II259EN purchase datedef: the date on which the sale of purchased assets by the seller to the buyer becomeseffective.surs_: 32005O0002, anexa IIFR date d’achatDE KauftagRO dat_ de cump_raresurs_: 32005O0002, anexa II260EN purchase pricedef: the price at which purchased assets are sold or are to be sold to the buyer by theseller.surs_: 32005O0002, anexa IIFR prix d’achatDE KaufpreisRO pre_ de cump_raresurs_: 32005O0002, anexa II; 32006O0012, anexa II261EN qualifying debt itemFR titre de créance éligibleDE qualifizierte SchuldtitelRO titlu de crean__ eligibilsurs_: 32006L0049, anexa I sec_iunea A articolul 8 punctul (ii)Bucure_ti, octombrie 2007 Corpus glosar, p. 60262EN quick tenderdef: the tender procedure used by the Eurosystem for fine-tuning operations when itis deemed desirable to have a rapid impact on the liquidity situation in themarket. Quick tenders are executed within a time frame of 90 minutes and arerestricted to a limited set of counterparties.surs_: 32005O0002, anexa IIFR appel d’offres rapideDE SchnelltenderRO licita_ie rapid_surs_: 32005O0002, anexa II263EN rate of refund; refund rateFR taux de restitutionDE ErstattungssatzRO rat_ de rambursaresurs_: 32000R2110, articolul 1; 32001R1961, considerentul 7264EN realised gains/losses

def: gains/losses arising out of the difference between the sale price of a balancesheet item and its adjusted cost.surs_: 32002O0010, anexa IIFR plus-values/moins-values réaliséesDE realisierte Gewinne/VerlusteRO câ_tiguri/pierderi realizatesurs_: 32002O0010, anexa II; 32006O0016, anexa II265EN real-time gross settlement system; RTGS systemdef: a settlement system in which processing and settlement take place on an orderby-order basis (without netting) in real time (continuously). See also TARGETsystem.surs_: 32005O0002, anexa IIFR système de règlement brut en temps réel; système RBTRDE Brutto-Abwicklungssystem in Echtzeit; RTGS-SystemRO sistem de decontare brut_ în timp real; sistem RTGSsurs_: 32000D0776, capitolul III punctul 4.1; 32005O0002, anexa II; 32001D0081,anexa IBucure_ti, octombrie 2007 Corpus glosar, p. 61266EN regional computable general equilibrium model; CGEcontext: In order to establish a coherent framework for analysing the impact of CFexpenditure in the four countries concerned the consultant referred to inparagraph 72 adopted an innovative approach, using three complementarymethods vector autoregression models (VAR), regional computable generalequilibrium models (CGE) and models of explicit distribution dynamics(MEDD). The models are described in more detail in the Annex.surs_: 32000Y1002(01), punctul 77FR modèle d’équilibre général calculable à l’échelon régional; EGCDE regional Ebene durchrechenbare allgemeine Gleichgewichtsmodell; DAGRO model de echilibru general calculabil la nivel regionalsurs_: 32000Y1002(01), punctul 77267EN repo; repurchase agreementdef: an arrangement whereby an asset is sold while the seller simultaneously obtainsthe right and obligation to repurchase it at a specific price on a future date or ondemand. Such an agreement is similar to collateralised borrowing, with thedifference that ownership of the securities is not retained by the seller. TheEurosystem uses repurchase agreements with a fixed maturity in its reversetransactions.surs_: 32005O0002, anexa II; 32006O0012, anexa II

FR accord de pension; pension; mise en pensionDE RückkaufsvereinbarungRO contract de report; reposurs_: 32005O0002, capitolul 7 punctul 7.3; 32003O0002, tabel pozi_ia 9.4 e268EN repo costcontext: Main refinancing operations | Regular liquidity-providing reverse transactionswith a weekly frequency and normally a maturity of one week | Nominal valueor repo costsurs_: 32006D0017(01), anexa I punctul 5.1FR prix coûtantDE Repo-Geschäften verbundene AnschaffungskostenRO costul unei tranzac_ii de r_scump_raresurs_: 32006D0017(01), anexa I punctul 5.1269EN repo operationdef: a liquidity-providing reverse transaction based on a repurchase agreement.surs_: 32005O0002, anexa IIFR prise en pensionDE Wertpapierpensionsgeschäft; Pensionsgeschäft; RepogeschäftRO opera_iune de report; opera_iune reversibil_surs_: 32005O0002, anexa II; 32006O0012, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 62270EN reporting entitycontext: A financial or other asset/liability shall only be recognised in the balance sheetof the reporting entity [...]surs_: 32006O0016, articolul 4FR entité déclaranteDE berichtenden InstitutionRO entitate raportoaresurs_: 32006O0016, articolul 4271EN reporting obligationsFR obligations de déclarationDE BerichtspflichtenRO obliga_ii de raportaresurs_: 32005O0002, anexa 4; 32006O0012, anexa 4272EN repurchase datedef: the date on which the buyer is obliged to sell back assets to the seller in relationto a transaction under a repurchase agreement.surs_: 32005O0002, anexa IIFR date de rachatDE RückkaufstagRO dat_ de r_scump_rare

surs_: 32005O0002, anexa II273EN repurchase pricedef: the price at which the buyer is obliged to sell back assets to the seller in relationto a transaction under a repurchase agreement. The repurchase price equals thesum of the purchase price and the price differential corresponding to the intereston the extended liquidity over the maturity of the operation.surs_: 32005O0002, anexa IIFR prix de rachatDE RückkaufspreisRO pre_ de r_scump_raresurs_: 32005O0002, anexa II; 31996R1757, articolul 1 alineatul (5)274EN reserve accountdef: an account with the national central bank on which a counterparty's reserveholdings are maintained. The counterparties' settlement accounts with thenational central banks may be used as reserve accounts.surs_: 32005O0002, anexa IIFR compte de réserveDE MindestreservekontoRO cont de rezervesurs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 63275EN reserve basedef: the sum of the balance sheet items which constitute the basis for calculating thereserve requirement of a credit institution.surs_: 32005O0002, anexa IIFR assiette des réservesDE Mindestreservebasis; ReservebasisRO baz_ de calcul a rezervelorsurs_: 32005O0002, anexa II276EN reserve holdingsdef: counterparties' holdings on their reserve accounts which serve to fulfil reserverequirements.surs_: 32005O0002, anexa IIFR avoirs de réserveDE MindestreserveguthabenRO fonduri de rezervesurs_: 32005O0002, anexa II277EN reserve ratiodef: the ratio defined by the central bank for each category of balance sheet itemsincluded in the reserve base. The ratios are used to calculate reserve

requirements.surs_: 32005O0002, anexa IIFR taux de réservesDE MindestreservesatzRO rat_ a rezervelorsurs_: 32005O0002, anexa II; 32006O0012, anexa II278EN reserve requirementdef: the requirement for institutions to hold minimum reserves with the central bank.Within the minimum reserve framework of the Eurosystem, the reserverequirement of a credit institution is calculated by multiplying the reserve ratiofor each category of items in the reserve base with the amount of those items onthe institution's balance sheet. In addition, institutions deduct a lump-sumallowance from their reserve requirement.surs_: 32005O0002, anexa IIFR réserves obligatoiresDE MindestreservepflichtRO cerin__ privind rezervelesurs_: 32005O0002, anexa II; 32006O0012, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 64279EN reservesFR réservesDE RücklagenRO rezervesurs_: 32006O0016, anexa II280EN resident credit institutionFR établissement de crédit résidentDE gebietsansässig KreditinstitutRO institu_ie de credit rezident_surs_: 32005O0002, anexa 4; 32006O0012, anexa 4281EN resident for tax purposesFR résident fiscalDE steuerlichen Wohnsitz habenRO rezident fiscalsurs_: 22004A1228(02), articolul 1 alineatul (1)282EN residual maturitydef: time remaining until the maturity date of a debt instrument.surs_: 32005O0002, anexa IIFR durée résiduelleDE RestlaufzeitRO scaden__ rezidual_surs_: 31998L0033, preambul; 32005O0002, anexa II283EN retail bankingFR banque de dépôt

DE Kundengeschäft der BankenRO activitate de retailsurs_: 32003O0002, apendice tabel punctul 1.10284EN retail mortgage-backed debt instrument; RMBDFR titre de créance adossé à des créances hypothécaires sur les particuliersDE mit hypothekarischen Darlehen an Privatkunden besicherte SchuldtitelRO titlu de crean__ garantat cu crean_e ipotecare asupra persoanelor privatesurs_: 32006O0012, anex_ capitolul 6 punctul 6.2.2Bucure_ti, octombrie 2007 Corpus glosar, p. 65285EN revaluation accountsdef: balance sheet accounts for registration of the difference in the value of an assetor liability between the adjusted cost of its acquisition and its valuation at anend-of-period market price, when the latter is higher than the former in case ofassets, and when the latter is lower than the former in case of liabilities. Theyinclude differences in both price quotation and/or market exchange rates.surs_: 32002O0010, anexa IIFR comptes de réévaluationDE Ausgleichsposten aus NeubewertungRO conturi de reevaluaresurs_: 32002O0010, anexa II; 32006O0016, anexa II286EN revaluation gainscontext: Holdings on special revaluation accounts stemming from contributionsaccording to Article 49.2 of the Statute with respect to central banks of MemberStates for which the derogation has been abrogated shall be used to offsetunrealised losses when exceeding previous revaluation gains registered in thecorresponding standard revaluation account as laid down by Article 11(1)(c) ofGuideline ECB/2006/16, prior to the offsetting of such losses in accordance withArticle 33.2 of the Statute.surs_: 32006D0017(01), articolul 11 alineatul (2)FR plus-values de réévaluationDE NeubewertungRO diferen_e favorabile din reevaluaresurs_: 32006D0017(01), articolul 11 alineatul (2)287EN reverse repo; reverse sale and repurchase agreement (reverse repo)

context: Reverse transaction shall mean an operation whereby the central bank buys(reverse repo) or sells (repo) assets under a repurchase agreement or conductscredit operations against collateral.surs_: 32002D0011(01), anexa IFR prise en pensionDE Reverse-Repo-GeschäftRO reverse repo; acord de vânzare/cump_rare reversibil_surs_: 32002D0011(01), anexa I; 32006O0016, anexa II; 32002O0010, anexa II288EN reverse repo transactioncontext: Balances with banks and security investments, external loans and other externalassets | (a) Balances with banks outside the euro area Current accounts, fixedtermdeposits, day-to-day money, reverse repo transactions.surs_: 32006D0017(01), anexa I LIABILITIES punctul 2.2FR opération de prise en pensionDE Reverse-Repo-GeschäftRO tranzac_ie reversibil_surs_: 32006D0017(01), anexa I LIABILITIES punctul 2.2Bucure_ti, octombrie 2007 Corpus glosar, p. 66289EN reverse repurchase agreementFR prise en pensionDE umgekehrt PensionsgeschäftRO acord de vânzare reversibil_surs_: 32006L0049, articolul 3 litera (m)not_: Acordul reprezint_ un acord repo pentru cel care vinde titlurile/m_rfurile _i unacord reverse repo pentru cel care le cump_r_.290EN reverse transactiondef: an operation whereby the national central bank buys or sells assets under arepurchase agreement or conducts credit operations against collateral.surs_: 32005O0002, anexa IIFR opération de cession temporaireDE Befristete TransaktionRO tranzac_ie reversibil_surs_: 32005O0002, anexa II291EN risk controlFR contrôle des risquesDE RisikokontrolleRO control al riscurilorsurs_: 32005O0002, anexa 1 exemplul 6292EN risk management and capital assessmentFR gestion des risques et évaluation des fonds propres

DE Risikomanagement und KapitalbewertungRO administrarea riscului _i evaluarea capitaluluisurs_: 32006L0049, capitolul V sec_iunea 6 titlu293EN risk measurementFR techniques d'évaluation des risquesDE RisikobewertungRO modul de cuantificare a risculuisurs_: 32006L0049, capitolul VII sec_iunea 2 articolul 41 litera (g)294EN risk of defaultFR risque de défaillanceDE VerzugsrisikoRO risc de neplat_surs_: 32006R0584, considerentul 18Bucure_ti, octombrie 2007 Corpus glosar, p. 67295EN risk-weighted exposure amountsFR valeur pondérée des montants exposés au risqueDE risikogewichtete ForderungsbeträgeRO valoarea ponderat_ la risc a expunerilorsurs_: 32006L0049, capitolul III articolul 17296EN safe custody accountdef: a securities account managed by the central bank on which credit institutionscan place securities deemed suitable to back central bank operations.surs_: 32005O0002, anexa IIFR compte de dépôt de titresDE DepotkontoRO cont de custodiesurs_: 32005O0002, anexa II297EN securities held as an earmarked portfolioFR titres détenus sous forme de portefeuille dédiéDE Zweckgebunden WertpapierportfoliosRO titluri de_inute ca portofoliu identificat _i afectatsurs_: 32006O0016, anexa II298EN securities settlement system; SSSdef: a system which permits the holding and transfer of securities or other financialassets, either free of payment (FOP) or against payment (delivery versuspayment).surs_: 32005O0002, anexa IIFR système de règlement-livraison de titresDE WertpapierabwicklungssystemenRO sistem de decontare a valorilor mobiliare; SDVMsurs_: 32005O0002, anexa II; 32006O0012, anexa II299EN securitisation; sales/transfers of MFI loans to third parties

context: Supplementary data on the sales/transfers of MFI loans to third parties(securitisation) are necessary to monitor the possible impact of thesedevelopments.surs_: 32002O0005, considerentul 7FR titrisation; cessions de crédits des IBM à des tiersDE Verbriefung von Krediten; Veräußerung/Übertragung von MFI-Krediten an DritteRO titlurizare; vânz_ri/transferuri ale creditelor IFM c_tre ter_isurs_: 32002O0005, considerentul 7Bucure_ti, octombrie 2007 Corpus glosar, p. 68300EN securitisation entitycontext: "traditional securitisation" means a securitisation involving the economictransfer of the exposures being securitised to a securitisation special purposeentity which issues securities. This shall be accomplished by the transfer ofownership of the securitised exposures from the originator credit institution orthrough sub-participation. The securities issued do not represent paymentobligations of the originator credit institution.surs_: 32006L0048, articolul 4FR entité de titrisationDE Zweckgesellschaf welche Wertpapiere emittiertRO emitent de instrumente financiare securitizatesurs_: 32006L0048, articolul 4301EN securitisation exposuresFR expositions de titrisationDE VerbriefungenRO expuneri securitizatesurs_: 32006L0049, anexa I302EN security investmentcontext: Balances with banks and security investments, external loans and other externalassets | (a) Balances with banks outside the euro area Current accounts, fixedtermdeposits, day-to-day money, reverse repo transactions | (a) Balances withbanks outside the euro area Nominal value, translation at the year-end foreignexchange market rate.surs_: 32006D0017(01), anexa I punctul 4.1 litera (b)FR placement en titresDE WertpapieranlageRO plasament în titlurisurs_: 32006D0017(01), anexa I punctul 4.1 litera (b)303EN sensitivity

context: Institutions which mark to market and manage the interest-rate risk on thederivative instruments covered in points 4 to 7 on a discounted-cash-flow basismay use sensitivity models to calculate the positions referred to in those points.surs_: 32006L0049, anexa I articolul 9FR sensibilitéDE SensitivitätRO senzitivitatesurs_: 32006L0049Bucure_ti, octombrie 2007 Corpus glosar, p. 69304EN separate trading of interest and principal; stripdef: a zero coupon bond created in order to trade separately the claims on particularcash flows of a security and the principal of the same instrument.surs_: 32005O0002, anexa IIFR obligation démembréeDE StripRO obliga_iune divizibil_ (în cupoane _i principal)surs_: 32005O0002, anexa II; 32000D0776, capitolul III punctul 6.4.2305EN settlementdef: act that discharges obligations in respect of funds or assets transfers betweentwo or more parties. In the context of intra-Eurosystem transactions, settlementrefers to the elimination of the net balances arising from intra-Eurosystemtransactions and requires the transfer of assets.surs_: 32002O0010, anexa IIFR règlementDE Erfüllung; ErfuellungRO decontaresurs_: 32002O0010, anexa II; 31993L0022, preambul; 32006O0016, anexa II306EN settlement accountdef: an account held by a direct participant in a national RTGS system with thecentral bank for the purpose of processing payments.surs_: 32005O0002, anexa IIFR compte de règlementDE ZahlungsausgleichskontoRO cont de decontaresurs_: 32005O0016, anexa III; 32005O0002, anexa II307EN settlement account balances (claims)context: Items in course of settlement | Settlement account balances (claims), includingthe float of cheques in collection | Nominal valuesurs_: 32006D0017(01), anexa I ASSETS punctul 10

FR soldes débiteurs des comptes de recouvrementDE Forderungen aus ZahlungsvorgängenRO solduri debitoare ale conturilor de decontare (crean_e)surs_: 32006D0017(01), anexa I ASSETS punctul 10Bucure_ti, octombrie 2007 Corpus glosar, p. 70308EN settlement account balances (liabilities)context: Items in course of settlement | Settlement account balances (liabilities),including the float of giro transfers | Nominal valuesurs_: 32006D0017(01), anexa I LIABILITIES punctul 11FR soldes créditeurs des comptes de recouvrementDE Verbindlichkeiten aus ZahlungsvorgängenRO solduri creditoare ale conturilor de decontare (pasive)surs_: 32006D0017(01), anexa I LIABILITIES punctul 11309EN settlement agentdef: an institution which manages the settlement process (e.g. the determination ofsettlement positions, the monitoring of payment exchanges, etc.) for transfersystems or other arrangements requiring settlement.surs_: 32005O0002, anexa IIFR organe de règlement; agent de règlementDE Verrechnungsstellen; ZahlungsausgleichsagentRO agent de decontaresurs_: 32002L0047, articolul 1 alineatul (2) litera (d); 32005O0002, anexa II;32006O0012, anexa II310EN settlement datedef: the date on which a transaction is settled. The settlement might take place on thesame day as the trade(same-day settlement) or one or several days after the trade(the settlement date is specified as the trade date (T) + the settlement lag).surs_: 32005O0002, anexa IIFR date de règlementDE Abwicklungstag; ErfüllungstagRO data decont_riisurs_: 32005O0002, anexa II; 32006O0016, anexa II311EN settlement of open market operationsFR règlement des opérations d'open marketDE Abwicklung von OffenmarktgeschäftenRO decontarea opera_iunilor de pia__surs_: 32005O0002, capitolul 5 punctul 5.3.2; 32006O0002, capitolul 5 punctul 5.3.2312EN settlement procedureFR procédure de règlement

DE AbwicklungsverfahrenRO procedur_ de decontaresurs_: 32005O0002, capitolul 5 punctul 5.3Bucure_ti, octombrie 2007 Corpus glosar, p. 71313EN settlement riskFR risque de règlementDE LieferrisikenRO risc de decontaresurs_: 32006L0049314EN shell bankdef: a credit institution, or an institution engaged in equivalent activities,incorporated in a jurisdiction in which it has no physical presence, involvingmeaningful mind and management, and which is unaffiliated with a regulatedfinancial group.surs_: 32005L0060, articolul 3 punctul 10FR société bancaire écranDE Bank-Mantelgesellschaft (shell bank)RO banc_ fictiv_surs_: 32005L0060, articolul 3 punctul 10315EN single-currency floating/floating interest rate swapFR échange de taux d'intérêt «variable/variable» dans une même deviseDE "Floating/Floating"-ZinsswapRO contract swap într-o singur_ moned_ pe rate variabile ale dobânziisurs_: 32000L0012, anexa III tabelul 3316EN single listdef: a list of assets that fulfil specific eligibility criteria and that will, as from May2005, gradually be the only assets used to collateralise the liquidity-providingoperations of the Eurosystem.surs_: 32005O0002, anexa IIFR liste uniqueDE einheitliches SicherheitenverzeichnisRO list_ unic_surs_: 32005O0002, anexa II317EN solvency riskdef: the risk of loss owing to the failure (bankruptcy) of an issuer of a financial assetor to the insolvency of the counterparty.surs_: 32005O0002, anexa IIFR risque de solvabilitéDE SolvenzrisikoRO risc de insolven__

surs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 72318EN special borrowing arrangementFR accord spécifique d’empruntDE Rahmen von SonderfazilitätenRO acord special de împrumutsurs_: 32006D0017(01), anexa I punctul (2) litera (c)319EN spot positionFR position au comptantDE KassapositionRO pozi_ie spotsurs_: 32006L0049, anexa III punctul 2.1 litera (a)320EN spot priceFR cours au comptantDE KassakursRO pre_ spotsurs_: 32006L0049, anexa IV321EN spot ratedef: the rate at which a transaction settles on the spot settlement datesurs_: 32006O0016, anexa IIFR cours au comptant; taux au comptantDE KassapreisRO curs de schimb la vederesurs_: 32006O0016, anexa II322EN spot settlement dateFR date de règlement au comptantDE Kassa-AbrechnungstagRO data decont_rii la vederesurs_: 32006O0016, anexa II323EN spot transactionFR transaction au comptantDE KassageschäftRO tranzac_ie la vederesurs_: 32005O0002, capitolul 3 punctul 3.4 litera (c)Bucure_ti, octombrie 2007 Corpus glosar, p. 73324EN spread ratecontext: (a) the sum of the matched long and short positions, multiplied by theappropriate spread rate as indicated in the second column of Table 1 to point 13for each maturity band and by the spot price for the commodity.surs_: 32006L0049, anexa IVFR coefficient d'écart de tauxDE "spread"-SatzRO rata spread

surs_: 32006L0049, anexa IV325EN standard market sizeFR taille standard de marchéDE StandardmarktgrößeRO volum mediu pe pia__surs_: 32006R1287, articolul 21 alineatul (3) litera (a)326EN standard tenderdef: a tender procedure used by the Eurosystem in its regular open marketoperations. Standard tenders are carried out within a time frame of 24 hours. Allcounterparties fulfilling the general eligibility criteria are entitled to submit bidsin standard tenders.surs_: 32005O0002, anexa IIFR appel d’offres normalDE StandardtenderRO licita_ie standardsurs_: 32005O0002, anexa II; 32006O0012, anexa II327EN standardised deductiondef: the fixed percentage of the amount outstanding of debt securities with an agreedmaturity of up to two years (including money market paper) which can bededucted from the reserve base by the issuers which cannot present evidencethat such outstanding amount is held by other institutions subject to theminimum reserve system of the Eurosystem, by the ECB or by a national centralbank.surs_: 32005O0002, anexa IIFR déduction forfaitaireDE Pauschaler AbzugRO deducere standardizat_surs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 74328EN standing facilitydef: a central bank facility available to counterparties at their own initiative. TheEurosystem offers two overnight standing facilities: the marginal lending facilityand the deposit facility.surs_: 32005O0002, anexa IIFR facilité permanenteDE Ständige FazilitätRO facilitate permanent_surs_: 32005O0002, anexa II329EN start date

def: the date on which the first leg of a monetary policy operation is settled. The startdate corresponds to the purchase date for operations based on repurchaseagreements and foreign exchange swaps.surs_: 32005O0002, anexa IIFR date de débutDE StarttagRO dat_ ini_ial_surs_: 32005O0002, anexa II; 32006O0012, anexa II330EN starting-point of the creditcontext: where repayment is not to be effected by equal instalments at regular intervalsbetween the starting-point and termination of the creditsurs_: 32006D0789, articolul 4 litera (e) punctul 4FR point de départ du créditDE Beginn der Laufzeit des KreditsRO începerea derul_rii credituluisurs_: 32006D0789, articolul 4 litera (e) punctul 4331EN statutory interestFR intérêt légalDE gesetzlich ZinsenRO dobând_ legal_surs_: 32006R1896, articolul 7 alineatul (2) litera (c)332EN statutory interestFR taux d'intérêt legalDE gesetzlicher ZinsenRO rata dobânzii legalesurs_: 32006R1896, anexa I punctul 7Bucure_ti, octombrie 2007 Corpus glosar, p. 75333EN straight line depreciation/amortisationdef: depreciation/amortisation over a given period is determined by dividing the costof the asset, less its estimated residual value, by the estimated useful life of theasset pro rata temporis.surs_: 32002O0010, anexa IIFR amortissement linéaireDE lineare AbschreibungRO amortizare/depreciere liniar_surs_: 32002O0010, anexa II; 32006O0016, anexa II334EN strike pricedef: the specified price on an option contract at which the contract may be exercised.surs_: 32006O0016, anexa IIFR prix d'exerciceDE BasispreisRO pre_ de exercitare

surs_: 32006O0016, anexa II335EN structural operationdef: an open market operation executed by the Eurosystem mainly in order to adjustthe structural liquidity position of the financial sector vis-à-vis the Eurosystem.surs_: 32005O0002, anexa IIFR opération structurelleDE Strukturelle OperationRO opera_iune structural_surs_: 32005O0002, anexa II336EN structural reverse operationsFR cessions temporaires à des fins structurellesDE Strukturelle Operationen in Form von befristeten TransaktionenRO opera_iuni reversibile structuralesurs_: 32001D0081, anexa II tabelul 1 punctul 5.4; 32006D0017(01), anexa I ASSETSpunctul 5.4337EN sub-frontloadingdef: the delivery of frontloaded euro banknotes and coins by an eligible counterpartyto professional third parties in the territory of a future participating MemberState during the frontloading/sub-frontloading period.surs_: 32006O0009, articolul 1FR sous-préalimentationDE WeitergabeRO sub-prealimentaresurs_: 32006O0009, titlu _i articolul 1Bucure_ti, octombrie 2007 Corpus glosar, p. 76338EN subject to reserve requirementscontext: credit institutions subject to reserve requirementssurs_: 32005O0002, anexa 4 punctul (5)FR assujetti à la constitution de réserves obligatoiresDE reservepflichtigRO supus regimului rezervelor minimesurs_: 32005O0002, anexa 4 punctul (5); 32006O0012, anexa 4339EN sundry lendingcontext: Other claims Non-marketable securities other than equity shares, participationsand other securities under asset item "Other financial assets", loans, deposits,reverse repo transactions, sundry lending |surs_: 32006D0017(01), anexa I punctul (3) litera (b)FR prêts diversDE Sonstiges Kredite

RO împrumuturi diversesurs_: 32006D0017(01), anexa I punctul (3) litera (b)340EN supplier creditcontext: whether it concerns supplier credits or financial creditssurs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (a)FR crédit de fournisseurDE LieferantenkreditRO credit furnizorsurs_: 32006D0789, titlul I articolul 2 alineatul (2) litera (a)341EN swap pointdef: the difference between the exchange rate of the forward transaction and theexchange rate of the spot transaction in a foreign exchange swap.surs_: 32005O0002, anexa IIFR taux de report/déportDE SwapsatzRO punct swapsurs_: 32000D0776, capitolul III punctul 4.1; 32005O0002, anexa II; 32006O0012,anexa II342EN tax creditFR crédit d'impôtDE SteuergutschriftRO credit fiscalsurs_: 32003R1725, IAS 12 Introducere paragraful 13 litera (a); 22004A1228(02),articolul 10 alineatul (2)Bucure_ti, octombrie 2007 Corpus glosar, p. 77343EN tax identification number; TIN; tax No.FR numéro d’identification fiscale; NIF; numéro fiscalDE Steuer-IdentifikationsnummerRO cod fiscal; cod de identificare fiscal_; CUIsurs_: 22004A1228(02), articolul 9 alineatul (2) litera (a); 32006R1790, anexa IInot_: pentru persoane juridiceRO num_r de identificare fiscal_not_: pentru persoane fizice344EN tender proceduredef: a procedure in which the central bank provides liquidity to or withdrawsliquidity from the market on the basis of bids submitted by counterparties incompetition with each other. The most competitive bids are satisfied first untilthe total amount of liquidity to be provided or withdrawn by the central bank isexhausted.

surs_: 32005O0002, anexa IIFR procédure d’appel d’offresDE TenderverfahrenRO procedur_ de licita_iesurs_: 32005O0002, anexa II345EN tied creditFR crédit liéDE gebunden KreditRO credit condi_ionatsurs_: 32006D0789, titlul I articolul 18 litera (a)346EN tier one assetdef: a marketable asset fulfilling certain uniform euro area-wide eligibility criteriaspecified by the ECB.surs_: 32005O0002, anexa IIFR actif de niveau 1DE Kategorie-1-SicherheitRO activ de nivelul unusurs_: 32000D0776, anexa I; 32005O0002, anexa II347EN tier two assetdef: a marketable or non-marketable asset for which specific eligibility criteria areestablished by the national central banks, subject to ECB approval.surs_: 32005O0002, anexa IIFR actif de niveau 2DE Kategorie-2-SicherheitRO activ de nivelul doisurs_: 32005O0002, anexa II; 32000D0776, anexa IBucure_ti, octombrie 2007 Corpus glosar, p. 78348EN total return swapcontext: A total return swap creates a long position in the general market risk of thereference obligation and a short position in the general market risk of agovernment bond with a maturity equivalent to the period until the next interestfixing and which is assigned a 0 % risk weight under Annex VI of Directive2006/48/EC.surs_: 32006L0049FR contrat d'échange sur rendement globalDE Total Return SwapRO swap pe rentabilitate total_; instrument de tip total return swapsurs_: 32006L0049, anexa I punctul 8349EN trade datedef: the date on which a trade (i.e. an agreement on a financial transaction between

two counterparties) is struck. The trade date might coincide with the settlementdate for the transaction (same-day settlement) or precede the settlement date bya specified number of business days (the settlement date is specified as T + thesettlement lag).surs_: 32005O0002, anexa IIFR date de transactionDE AbschlusstagRO data tranzac_ieisurs_: 32005O0002, anexa II; 32006O0012, anexa II350EN transaction costsFR coûts de transactionDE TransaktionskostenRO costurile tranzac_ieisurs_: 32006O0016, anexa II351EN transaction pricedef: price agreed between the parties when a contract is made.surs_: 32002O0010, anexa IIFR prix de transactionDE TransaktionspreisRO pre_ul tranzac_ieisurs_: 32002O0010, anexa II; 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 79352EN Trans-European Automated Real-time Gross settlement Express Transfer system;TARGET system; TARGETdef: the real-time gross settlement system for the euro. It is a decentralised systemconsisting of 15 national RTGS systems, the ECB payment mechanism and theInterlinking mechanism.surs_: 32005O0002, anexa IIFR système de transfert express automatisé transeuropéen à règlement brut en tempsréel; système Target; TARGETDE Transeuropäisches Automatisiertes Echtzeit-Brutto-Express-Überweisungssystem;TARGET-System; TARGETRO sistemul transeuropean automat de transfer rapid cu decontare pe baz_ brut_ întimp real; sistem TARGET; TARGETsurs_: 32001D0081, anexa I; 32002D0009(01), considerentul 1; 32000D0776, anexa 2;32005O0002, anexa II; 32006O016, anexa II353EN trigger point

def: a pre-specified level of the value of the liquidity provided at which a margin callis executed.surs_: 32005O0002, anexa IIFR seuil de déclenchementDE SchwellenwertRO punct de declan_aresurs_: 32000D0776, capitolul III punctul 6.4.3; 32005O0002, anexa II354EN type of instrumentFR catégorie d'instrumentDE Art des InstrumentsRO tip de instrumentsurs_: 32005O0002, capitolul 3 punctul 3.1.1 litera (a)355EN under way goldcontext: Gold and gold receivables | Physical gold (i.e. bars, coins, plates, nuggets) instorage or "under way".surs_: 32006D0017(01), anexa I punctul 1FR or en voie d’acheminementDE Gold auf dem Transportweg zwischen LagernRO aur în tranzitsurs_: 32006D0017(01), anexa I punctul 1Bucure_ti, octombrie 2007 Corpus glosar, p. 80356EN underlying assetcontext: Credits related to margin calls | Additional credit to credit institutions, arisingfrom value increases of underlying assets regarding other credit to these creditinstitutionssurs_: 32000D0776, anexa IFR actif mobilisable / admis en garantie; actif sous-jacentDE VermögenswertRO activ suportsurs_: 32006O0012, anexa capitolul 6 punctul 6.1. primul paragraf; 32003L0041,articolul 18 alineatul (1) litera (d); 32000D0776, anexa I357EN undertaking for collective investmentFR organisme de placement collectifDE Organismus für gemeinsame AnlagenRO organism de plasament colectivsurs_: 22004A1228(02), articolul 6 litera (c) punctul (i)not_: organisme de plasament colectiv în valori mobiliare - fondurile deschise deinvesti_ii _i societ__ile de investi_ii care î_i orienteaz_ resursele mobilizatepreponderent c_tre investi_ia în valori mobiliare.358EN underwritingFR prise ferme

DE ÜbernahmegarantieRO angajament de preluare ferm_surs_: 32006L0049, articolul 29 alineatul (1) litera (b)359EN underwriting positionsFR positions de prise fermeDE mitgarantierten PositionenRO pozi_ii aferente angajamentelor de preluare ferm_surs_: 32006L0049, articolul 29 alineatul (1) litera (c)360EN unrealised gains/lossesdef: gains/losses arising from the revaluation of assets compared to their adjustedcost of acquisition.surs_ : 32006O0016, anexa IIFR plus-values/moins-values latentesDE nicht realisierte Gewinne/VerlusteRO cre_teri/descre_teri de valoare rezultate din reevaluaresurs_: 32006O0016, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 81361EN upgrading or downgrading transactioncontext: Gold and gold receivables | Physical gold (i.e. bars, coins, plates, nuggets) instorage or "under way". Non-physical gold, such as balances in gold sightaccounts (unallocated accounts), term deposits and claims to receive gold arisingfrom the following transactions: upgrading or downgrading transactions andgold location or purity swaps where there is a difference of more than onebusiness day between release and receipt | Market valuesurs_: 32006D0017(01), anexa I punctul 1FR opérations de revalorisation ou dévalorisationDE Upgrading- oder Downgrading-TransaktionenRO opera_iuni de revalorizare sau de devalorizaresurs_: 32006D0017(01), anexa I punctul 1362EN usurydef: An excessively high rate of interest.ref: Oxford Dictionary of Finance and Banking, Oxford University Press, 1997surs_: 22004A1228(02), articolul 3FR usureDE WucherRO c_m_t_riesurs_: 22004A1228(02), articolul 3363EN valuation datedef: the date on which the assets underlying credit operations are valued.surs_: 32005O0002, anexa IIFR date de valorisationDE Bewertungstag

RO data evalu_riisurs_: 32005O0002, anexa II; 32006O0012, anexa II364EN valuation haircut; haircutdef: a risk control measure applied to underlying assets used in reverse transactions,implying that the central bank calculates the value of underlying assets as themarket value of the assets reduced by a certain percentage (haircut). TheEurosystem applies valuation haircuts reflecting features of the specific assets,such as the residual maturity.surs_: 32005O0002, anexa IIFR décoteDE Bewertungsabschlag; SicherheitsabschlagRO marj_ de ajustare a valorii; marj_surs_: 32000D0776, anexa I; 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 82365EN value-at-risk measureFR mesure de la valeur en risqueDE Wert des RisikopotentialRO valoare expus_ la riscsurs_: 32006L0049, anexa V366EN variable rate tenderdef: a tender procedure whereby the counterparties bid both the amount of moneythey want to transact with the central bank and the interest rate at which theywant to enter into the transaction.surs_: 32005O0002, anexa IIFR appel d’offres à taux variableDE ZinstenderRO licita_ie la rat_ variabil_surs_: 32005O0002, anexa II367EN vector autoregression model; VARcontext: In order to establish a coherent framework for analysing the impact of CFexpenditure in the four countries concerned the consultant referred to inparagraph 72 adopted an innovative approach, using three complementarymethods vector autoregression models (VAR), regional computable generalequilibrium models (CGE) and models of explicit distribution dynamics(MEDD). The models are described in more detail in the Annex.surs_: 32000Y1002(01), punctul 77FR modèle vectoriel autorégressif; VARDE Autoregressions-Vektormodell; ARVRO model autoregresiv vectorial; VARsurs_: 32000Y1002(01), punctul 77

368EN volume tender; fixed rate tenderdef: a tender procedure where the interest rate is specified in advance by the centralbank and participating counterparties bid the amount of money they want totransact at the fixed interest rate.surs_: 32005O0002, anexa IIFR adjudication de volume; appel d’offres à taux fixeDE Festsatztender; MengentenderRO licita_ie de volum; licita_ie la rat_ fix_surs_: 32005O0002, anexa IIBucure_ti, octombrie 2007 Corpus glosar, p. 83369EN working capital loanscontext: The ECS consists of two subschemes, the Pre-shipment export credit scheme(packing credit), which covers credits provided to an exporter for financing thepurchase, processing, manufacturing, packing and/or shipping of goods prior toexport, and the Post-shipment export credit scheme, which provides for workingcapital loans with the purpose of financing export receivables.surs_: 32005R0713, considerentul 109FR crédits-fonds de roulementDE BetriebsmittelkrediteRO credite pentru capital de lucrusurs_: 32005R0713, considerentul 109370EN zero coupon bond; zero bonddef: a security paying only one cash flow during its life. For the purpose of thisdocument, zero coupon bonds include securities issued at a discount andsecurities which deliver a single coupon at maturity. A strip is a special type ofzero coupon bond.surs_: 32005O0002, anexa IIFR obligation zéro-coupon; obligation à coupon zéroDE NullkuponanleiheRO obliga_iune cu cupon zerosurs_: 31998D0501, anexa I; 32000D0776, anexa 3; 32005O0002, anexa II;32001D0081, anexa II tabelul 1 punctul 2.2

ALPHABETICAL INDEXESINDEXES ALPHABÉTIQUESALPHABETISCHER INDEXENINDEXURI ALFABETICE

ENGLISH INDEX

Index EN1Aaccountbank ~: 17blocked bank ~: 26business ~: 29credit cover ~s: 67custody (safe keeping) ~s for the reserves:85gold sight ~s (unallocated ~s): 160guarantee cover ~s: 162international bank ~ number: 178International Bank ~ Number: 178payment on ~: 248pooled ~s: 250reserve ~: 274revaluation ~s: 285safe custody ~: 296settlement ~: 306settlement ~ balances (claims): 307settlement ~ balances (liabilities): 308accrued interest payable on deposits~: 1actual/360~: 2agreementback-to-back ~: 14exchange rate ~: 126forward interest-rate ~: 147forward rate ~: 147forward-rate ~: 147repurchase ~: 267reverse repurchase ~: 289reverse sale and repurchase ~ (reverserepo): 287aid credit~: 3allotment~: 4, 5minimum ~ amount: 220minimum ~ ratio: 221amount~ alloted: 5minimum allotment ~: 220risk-weighted exposure ~s: 295auctionAmerican ~: 6Dutch ~: 106multiple-rate ~: 6single rate ~: 106

amortisation~: 7early ~ provision: 107straight line depreciation/~: 333ASLP~: 9asset~: 8eligible ~s: 115financial ~: 130financial fixed ~s: 132first-~-to default credit derivative: 135foreign reserve ~: 148marketable ~s: 207net pension ~s: 233tier one ~: 346tier two ~: 347underlying ~: 356ATM~: 10automated security lending programme~: 9automated teller machine~: 10automatic teller machine~: 10average cost~: 11averaging provision~: 12Bback to back inland letter of credit~: 15back-office~: 13back-to-back agreement~: 14balance~s with banks: 16consolidated ~ sheet: 53settlement account ~s (claims): 307settlement account ~s (liabilities): 308bank~ account: 17~ charges: 18~ for International Settlements: 19Index EN2~ holiday: 20~ statement: 21banking book~: 22

bookbanking ~: 22~-entry system: 27cheque ~: 40beneficial owner~: 23bilateral procedure~: 24bill~: 25BIS~: 19blocked bank account~: 26book-entry system~: 27building society~: 28business~ account: 29~ loan: 30~ unit: 31Eurosystem ~ day: 124NCB ~ day: 231Ccarry rate~: 32cash~ at bank: 33~ change-over date: 34~ changeover year: 35~ change-over year: 35~ dispensing machine: 10~/settlement approach: 36~-clearing operation: 37CCBM~: 59CCR~: 62CDS~: 68CEB~: 60central credit register~: 38central securities depository~: 39CFIC~: 79CGE~: 266cheque book

~: 40cheques in collection~: 41claim~ denominated in foreign currency: 42~ to receive gold: 43credit ~: 66net ~: 232settlement account balances (~s): 307clean price~: 44close links~: 45close substitutes for deposits~: 46collateral~: 47collateral pooling system~: 48collateralised loans~: 49collection of fixed-term deposits~: 50commission fees and charges~: 51commodity swap~: 52consolidated balance sheet~: 53consortium of commercial banks~: 54contingent adjustment~: 55convertible~: 56coordinated intramarginal intervention~: 57co-ordinated intramarginal intervention~: 57correspondent banking~: 58Index EN3correspondent central banking model~: 59costaverage ~: 11transaction ~s: 350Council of Europe Development Bank~: 60counterparty~: 61

counterparty credit risk~: 62covered bond~: 63credit~ appraisal procedure: 64~ assessment: 65~ claim: 66~ cover accounts: 67~ default swap: 68~ derivative: 69~ derivative contract: 70~ guarantees: 71~ institution: 72~ linked note: 73~ protection arrangements: 74~ quality step: 75~ -risk concentration: 76~ risk mitigation: 77~ standards: 78~ -risk concentration: 17aid ~: 3back to back inland letter of ~: 15central ~ register: 38counterparty ~ risk: 62first-asset-to default ~ derivative: 135global ~ arrangement: 155global private ~ arrangement: 156intraday ~: 181portion payable on ~: 251resident ~ institution: 280starting-point of the ~: 330supplier ~: 340tax ~: 342tied ~: 345Creditors Financial Institutions Council~: 79cross-border settlement~: 80cross-currency interest-rate swap~: 81CSD~: 39currency~board arrangement: 82claim denominated in foreign ~: 42cross-~ interest-rate swap: 81foreign ~: 139foreign ~ holding: 140single-~ interest rate swap: 173single-~ floating/floating interest rateswap: 315

custodian~: 83custodian holding the collateral~: 84custody (safe keeping) accounts for thereserves~: 85Ddate of the starting-point~: 86day-count convention~: 87day-to-day money~: 88dealings above standard market size~: 89debenture~: 90debt~ certificate: 91marketable ~: 208qualifying ~ item: 261retail mortgage-backed ~ instrument: 284default rate~: 92default risk~: 93delivery against payment system~: 94delivery versus payment~: 94dematerialisation~: 95deposit~ facility: 96~s redeemable at notice: 98~s with agreed maturity: 99Index EN4accrued interest payable on ~s: 1close substitutes for ~s: 46collection of fixed-term ~s: 50fixed-term ~: 99depository~: 97design~: 100determination of minimum reserves~: 101discount~: 102~ paper: 103

~ security: 104issued at a ~: 183due diligence measure~: 105Dutch auction~: 106DVP~: 94early amortisation provision~: 107earmarking system~: 108EBRD’s Rules of the Chernobyl ShelterFund~: 109ECB~: 110~ payment mechanism: 111~ seigniorage income: 112~ time: 113economic approach~: 114EEA countries~: 120EIB~: 121eligible assets~: 115end-of-day~: 116EPM~: 111equity~instruments: 117equity ~: 118marketable ~ instruments: 209ERM II~: 126ESCB~: 122euro area~: 119European Central Bank~: 110European Economic Area countries~: 120European Investment Bank~: 121European System of Central Banks~: 122Eurosystem~: 123

Eurosystem business day~: 124exchange~ rate: 125~ rate agreement: 126~ rate and interest rate instruments: 127~ rate mechanism: 126foreign ~ forward: 141foreign ~ intervention: 142foreign ~ market: 143foreign ~ swap: 144foreign ~ transaction: 145liquidity-providing foreign ~ swap: 192Extended Custodial Inventory (ECI)programme~: 128Ffinal transfer~: 129financial~ asset: 130~ collateral comprehensive method: 131~ fixed assets: 132~ liability: 133Creditors ~ Institutions Council: 79monetary ~ institution: 226fine-tuning operation~: 134first-asset-to default credit derivative~: 135fixed rate instrument~: 136Index EN5fixed rate tender~: 368fixed-term deposit~: 99float of giro transfers~: 137floating rate instrument~: 138foreign currency~: 139foreign currency holding~: 140foreign exchange~ forward: 141~ intervention: 142~market: 143foreign ~ swap: 144foreign ~ transaction: 145

liquidity-providing foreign ~ swap: 192foreign reserve asset~: 148forward~ interest-rate agreement: 147~ position: 146~ rate agreement: 147~ transaction: 149~ transaction in securities: 150~-rate agreement: 147FRA~: 147front office~: 151frontloading~: 152fully adjusted exposure value~: 153future~-style option: 154interest rate ~s: 172global credit arrangement~: 155global private credit arrangement~: 156gold~ and ~ receivables: 157~ location or purity swaps: 158~ receivable: 159~ sight accounts (unallocated accounts):160claim to receive ~: 43non-physical ~: 236physical ~: 249under way ~: 355gross settlement system~: 161guarantee cover accounts~: 162haircut~: 364holdings~: 163IIBAN~: 178impairment~: 164income recognition~: 165individual contract~: 166

initial margin~: 167instrumentequity ~s: 117exchange rate and interest rate ~s: 127fixed rate ~: 136floating rate ~: 138inverse floating rate ~: 182marketable equity ~s: 209retail mortgage-backed debt ~: 284type of ~: 354interbank market~: 168inter-bank market~: 168interest~ compensation: 169~ payment: 170~ rate: 171~ rate futures: 172~ -rate swap: 173~ rate swap: 173accrued ~ payable on deposits: 1cross-currency ~-rate swap: 81exchange rate and ~ rate instruments: 127forward ~-rate agreement: 147marginal ~ rate: 204Index EN6separate trading of ~ and principal: 304single-currency ~ rate swap: 173single-currency floating/floating ~ rateswap: 315statutory ~: 331, 332interlinking~: 174interlinking mechanism~: 175internal rate of return~: 176International Accounting Standards~: 177international bank account number~: 178International Bank Account Number~: 178International Securities IdentificationNumber~: 179intervention at the margins~: 180intraday credit

~: 181inverse floating rate instrument~: 182IRR~: 176ISIN~: 179issued at a discount~: 183issuer~: 184Jjump-to-default risk~: 185LLCP~: 94legal tender~: 186lending bank~: 187level of market turnover~: 188level of valuation haircuts~: 189LGD~: 197liability~: 190link between securities settlement systems~: 191liquidity-providing~ foreign exchange swap: 192~ operation: 193~ reverse transaction: 194loan~granted by a syndicate: 195~ granted on a trust basis: 196business ~: 30collateralised ~s: 49ordinary ~: 240sales/transfers of MFI ~s to third parties:299syndicated ~: 195working capital ~s: 369longer-term refinancing operation~: 198loss given default~: 197lump-sum allowance~: 199M

main refinancing operation~: 200maintenance of reserve holdings~: 201maintenance period~: 202margin call~: 203marginal interest rate~: 204marginal lending facility~: 205marginal swap point quotation~: 206marketdealings above standard ~ size: 89foreign exchange ~: 143Index EN7interbank ~: 168inter-bank ~: 168level of ~ turnover: 188marking to ~: 211mark-to-~ method: 212mid-~ price: 218mid-~t rate: 219open ~ operation: 238settlement of open ~ operations: 311standard ~ size: 325marketable~ assets: 207~ debt: 208~ equity instruments: 209~ note: 210non-~ securities at cost: 235marking to market~: 211mark-to-market method~: 212maturity bucket~: 213maturity date~: 214maturity ladder approach~: 215maximum bid limit~: 216maximum bid rate~: 217MEDD~: 225MFI

~: 226mid-market price~: 218mid-market rate~: 219minimum allotment amount~: 220minimum allotment ratio~: 221minimum bid rate~: 222minimum reserve system~: 223minimum reserves~: 224model of explicit distribution dynamics~: 225monetary financial institution~: 226monetary policy procedures~: 227multilateral development bank~: 228multiple gearing~: 229multiple-rate auction~: 6NNational Central Bank~: 230NCB~: 230NCB business day~: 231net claim~: 232net pension assets~: 233net pension liabilities~: 234non-marketable securities at cost~: 235non-physical gold~: 236Oon grounds of prudence~: 237open market operation~: 238option~: 239ordinary loan

~: 240OTC derivatives~: 241out-of-the-money positions~: 242outright rate~: 243outright transaction~: 244overnight~: 245Index EN8Ppayee~: 246payment~ after payment procedure: 247~ on account: 248delivery against ~ system: 94delivery versus ~: 94ECB ~ mechanism: 111interest ~: 170physical gold~: 249pooled accounts~: 250pooling system~: 48portion payable on credit~: 251post-fixed coupon~: 252pre-fixed coupon~: 253premium~: 254prepaid expenditure~: 255priceclean ~: 44mid-market ~: 218purchase ~: 260repurchase ~: 273spot ~: 320strike ~: 334transaction ~: 351principal~: 256procedurebilateral ~: 24credit appraisal ~: 64

monetary policy ~s: 227payment after payment ~: 247settlement ~: 312tender ~: 344profit for the year~: 257provision~s: 258averaging ~: 12early amortisation ~: 107purchase date~: 259purchase price~: 260Qqualifying debt item~: 261quick tender~: 262Rrate~ of refund: 263carry ~: 32cross-currency interest-~ swap: 81default ~: 92exchange ~: 125exchange ~ agreement: 126exchange ~ and interest rate instruments:127exchange ~ mechanism: 126fixed ~ instrument: 136fixed ~ tender: 368floating ~ instrument: 138forward interest-~ agreement: 147forward ~ agreement: 147forward-~ agreement: 147interest ~: 171interest ~ futures: 172interest -~ swap: 173interest ~ swap: 173internal ~ of return: 176inverse floating ~ instrument: 182marginal interest ~: 204maximum bid ~: 217mid-market ~: 219minimum bid ~: 222multiple-~ auction: 6outright ~: 243refund ~: 263single-currency interest ~ swap: 173single ~ auction: 106single-currency floating/floating interest ~

swap: 315spot ~: 321spread ~: 324variable ~ tender: 366Index EN9realised gains/losses~: 264real-time gross settlement system~: 265refund rate~: 263regional computable general equilibriummodel~: 266repo~: 267~ cost: 268~ operation: 269reporting entity~: 270reporting obligations~: 271repurchase agreement~: 267repurchase date~: 272repurchase price~: 273reserve~ account: 274~ base: 275~ holdings: 276~ ratio: 277~ requirement: 278~s: 279custody (safe keeping) accounts for the~s: 85determination of minimum ~s: 101foreign ~ asset: 148maintenance of ~ holdings: 201minimum ~ system: 223minimum ~s: 224subject to ~ requirements: 338resident credit institution~: 280resident for tax purposes~: 281residual maturity~: 282retail banking~: 283

retail mortgage-backed debt instrument~: 284revaluation accounts~: 285revaluation gains~: 286reverse~ repo: 287~ repo transaction: 288~ repurchase agreement: 289~ sale and repurchase agreement (~ repo):287~ transaction: 290liquidity-providing ~ transaction: 194structural ~ operations: 336risk~ control: 291~ management and capital assessment:292~ measurement: 293~ of default: 294~-weighted exposure amounts: 295counterparty credit ~: 62credit-~ concentration: 76credit ~ mitigation: 77credit-~ concentration: 17default ~: 93jump-to-default ~: 185settlement ~: 313solvency ~: 317value-at-~ measure: 365RMBD~: 284RTGS system~: 265safe custody account~: 296sales/transfers of MFI loans to thirdparties~: 299security~ investment: 302automated ~ lending programme: 9discount ~: 104securities~ held as an earmarked portfolio: 297~ settlement system: 298central ~ depository: 39forward transaction in ~: 150International ~ Identification Number: 179link between ~ settlement systems: 191non-marketable ~ at cost: 235

Index EN10securitisation~ : 299~ entity: 300~ exposures: 301sensitivity~: 303separate trading of interest and principal~: 304settlement~: 305~ account: 306~ account balances (claims): 307~ account balances (liabilities): 308~ agent: 309~ date: 310~ of open market operations: 311~ procedure: 312~ risk: 313Bank for International ~s: 19cash/~ approach: 36cross-border ~: 80gross ~ system: 161link between securities ~ systems: 191real-time gross ~ system: 265securities ~ system: 298spot ~ date: 322Trans-European Automated Real-timeGross ~ Express Transfer system: 352shell bank~: 314single-currency interest rate swap~: 173single list~: 316single rate auction~: 106single-currency floating/floating interestrate swap~: 315solvency risk~: 317special borrowing arrangement~: 318spot~ position: 319~ price: 320~ rate: 321~ settlement date: 322~ transaction: 323spread rate

~: 324SSS~: 298standard market size~: 325standard tender~: 326standardised deduction~: 327standing facility~: 328start date~: 329starting-point of the credit~: 330statutory interest~: 331, 332straight line depreciation/amortisation~: 333strike price~: 334strip~: 304structural operation~: 335structural reverse operations~: 336sub-frontloading~: 337subject to reserve requirements~: 338sundry lending~: 339supplier credit~: 340swap~ point: 341commodity ~: 52credit default ~: 68cross-currency interest-rate ~: 81foreign exchange ~: 144gold location or purity ~: 158interest-rate ~: 173interest rate ~: 173liquidity-providing foreign exchange ~:192marginal ~ point quotation: 206single-currency interest rate ~: 173Index EN11single-currency floating/floating interestrate ~: 315

total return ~: 348syndicated loan~: 195systembook-entry ~: 27collateral pooling ~: 48delivery against payment ~: 94earmarking ~: 108European ~ of Central Banks: 122gross settlement ~: 161link between securities settlement ~s: 191minimum reserve ~: 223pooling ~: 48real-time gross settlement ~: 265RTGS ~: 265securities settlement ~: 298TARGET ~: 352Trans-European Automated Real-timeGross settlement Express Transfer ~: 352TTARGET~: 352TARGET system~: 352tax~ credit: 342~ identification number: 343~ No.~: 343tender~ procedure: 344fixed rate ~: 368legal ~: 186quick ~: 262standard ~: 326variable rate ~: 366volume ~: 368tied credit~: 345tier one asset~: 346tier two asset~: 347TIN~: 343total return swap~: 348trade date~: 349transaction costs~: 350transaction price~: 351

Trans-European Automated Real-timeGross settlement Express Transfer system~: 352trigger point~: 353type of instrument~: 354Uunder way gold~: 355underlying asset~: 356undertaking for collective investment~: 357underwriting~: 358underwriting positions~: 359unrealised gains/losses~: 360upgrading or downgrading transaction~: 361usury~: 362Vvaluation date~: 363valuation haircut~: 364value-at-risk measure~: 365VAR~: 367variable rate tender~: 366variation margin~: 211vector autoregression model~: 367Index EN12volume tender~: 368Wworking capital loans~: 369Zzero bond~: 370zero coupon bond~: 370

INDEX FRANÇAISINDEX FR 1Aà vue~: 245abattement forfaitaire~: 199accord~ d’adossement: 14~ de pension: 267~ de taux futur: 147~ spécifique d’emprunt: 318acompte~: 248actif~: 8~ de niveau 1: 346~ de niveau 2: 347~ financier: 130~ mobilisable / admis en garantie: 356~ sous-jacent: 356~s éligibles: 115~s négociables: 207~s nets au titre des pensions: 233action~: 118activités de banque correspondante~: 58adjudication~ «à la hollandaise»: 106~ «à l’américaine»: 6~ à taux multiples: 6~ à taux unique: 106~ de volume: 368procédure d’~: 4agent de règlement~: 309ajustement occasionnel~: 55amortissement~: 7~ linéaire: 333année de basculement fiduciaire~: 35appel d’offres~ à taux fixe: 368~ à taux variable: 366~ normal: 326~ rapide: 262procédure d’~: 344appel de marge

~: 203approche du tableau d'échéances~: 215assiette des réserves~: 275assujetti à la constitution de réservesobligatoires~: 338atténuation du risque de crédit~: 77avoir~ de réserves de change: 148~s: 163~s de réserve: 276~s en banque: 33~s en devises: 140~s et créances en or: 157Système européen des ~s centrales: 122Bbanking book~: 22banque~ de dépôt: 283~ multilatérale de développement: 228~ prêteuse: 187comptes auprès de ~s: 16consortium de ~s commerciales: 54guichet automatique de ~: 10modèle de ~ centrale correspondante: 59activités de ~ correspondante: 58Banque~ centrale européenne: 110~ centrale nationale: 230~ de développement du Conseil del'Europe: 60~ des règlements internationaux: 19~ européenne d'investissement: 121BCE~: 110BCN~: 230BEI~: 121bénéfice de l’exercice~: 257bénéficiaire~ du paiement: 246INDEX FR 2~ effectif: 23bilan consolidé~: 53bon

~ du trésor à court terme: 25~ négociable: 210BRI~: 19«building society»~: 28Ccarnet de chèques~: 40catégorie d'instrument~: 354CCR~: 62CEB~: 60centrale de risque~: 38certificat de dette~: 91cession~s temporaires à des fins structurelles:336~s de crédits des IBM à des tiers: 299fourniture de liquidités par des opérationsde ~ temporaire: 194opération de ~ temporaire destinée àfournir des liquidités: 194CFIC~: 79charges constatées d’avance~: 255chèques~ en cours de recouvrement: 41~ et virements en cours: 137carnet de ~: 40clause de remboursement anticipé~: 107code ISIN~: 179coefficient d'écart de taux~: 324commissions et frais~: 51compensation des liquidités~: 37compte~ bancaire: 17~ bancaire bloqué: 26~ de dépôt de titres: 296~ de règlement: 306~ de réserve: 274~ établi à des fins professionnelles: 29

~s auprès de banques: 16~s de couverture de crédit: 162~s de couverture de garantie: 35~s de réévaluation: 285~s groupés: 250extrait de ~s bancaires: 21numéro de ~ bancaire international: 178numéro international de ~ bancaire: 178prêt pour ~ de tiers: 196soldes créditeurs des ~s de recouvrement:308soldes de ~s vue sur or (~s non attribués):160soldes débiteurs des ~s de recouvrement:307système de gestion en ~s courants: 27tenue de ~ et conservation de titres pourles réserves: 85concentration du risque de crédit~: 76Conseil des établissements financierscréanciers~: 79conservateur~: 83consortium de banques commerciales~: 54constatation des résultats~: 165constitution~ des réserves obligatoires: 201~ en moyenne: 12période de ~: 202période de ~ des réserves: 202contrat~ à terme de taux d'intérêt: 147~ à terme sur taux d'intérêt: 147, 172~ d'échange (swaps) sur taux d'intérêt:173~ d'échange de produits de base: 52~ d'échange sur défaut: 68~ d'échange sur rendement global: 348~ dérivé de crédit: 70INDEX FR 3~s à terme sur taux d’intérêt: 37contrepartie~: 61contrôle des risques~: 291convention de calcul~: 87coupon

~ postdéterminé: 252~ prédéterminé: 253obligation à ~ zéro: 370obligation zéro-~: 370cours~ au comptant: 320, 321~ légal: 186~ moyen du marché: 219positions hors du ~: 242coût~ moyen: 11~s de transaction: 350créance~ en devises: 42~ en or: 159~ en or à recevoir: 43~ nette: 232~ privée: 66avoirs et ~s en or: 157titre de ~ adossé à des ~s hypothécairessur les particuliers: 284titre de ~ éligible: 261titre de ~ négociable: 208crédit~ d'aide: 3~ de fournisseur: 340~ d'impôt: 342~ intrajournalier: 181~ lié: 345~s-fonds de roulement: 369atténuation du risque de ~: 77cessions de ~s des IBM à des tiers: 299comptes de couverture de ~: 162concentration du risque de ~: 76contrat dérivé de ~: 70dérivé de ~: 69dérivé de ~ au premier défaut: 135échelon de qualité du ~: 75enveloppe globale de ~s: 155enveloppe globale de ~s privés: 156établissement de ~ : 280établissement de ~ résidents: 59évaluation du ~ : 65fraction résiduelle payable à ~: 251lettre de ~ adossé domestique: 15mécanisme de protection du ~: 74point de départ du ~: 330procédures d'évaluation des demandes de~: 64risque de ~ de la contrepartie ~: 62société d’investissement et de ~immobilier: 28

titre lié à un ~: 73credit default swap~: 68credit linked note~: 73CSD~: 39Ddate~ d’achat: 259~ d’échéance: 214~ de basculement fiduciaire: 34~ de début: 329~ de rachat: 272~ de règlement: 310~ de règlement au comptant: 322~ de transaction: 349~ de valorisation: 363~ du point de départ: 86méthode de comptabilisation en ~d’encaissement/décaissement: 36méthode de comptabilisation en ~d'engagement: 114décote~: 102~: 364déduction forfaitaire~: 327dématérialisation~: 95dépositaire~: 97~ central de titres: 39~ de la sûreté: 84dépôt~ au jour le jour: 88~ à terme: 99~s remboursables avec préavis: 98INDEX FR 4compte de ~ de titres: 296facilité de ~: 96intérêt couru à payer sur les ~s: 1proches substituts de ~s: 46dérivé de crédit~: 69dérivé de crédit au premier défaut~: 135dessin~: 100destiné à fournir des liquidités~: 40détermination des réserves obligatoires

~: 101devise~: 139dispositif de change~: 126double emploi des fonds propres~: 229durée résiduelle~: 282Eéchange~ de taux d'intérêt «variable/variable»dans une même devise: 315~s de taux d'intérêt (dans des devisesdifférentes): 81contrat d'~ (swaps) sur taux d'intérêt: 173contrat d'~ sur défaut: 68contrat d'~ sur rendement global: 348échelon de qualité du crédit~: 75efficacité marginale du capital~: 176EGC~: 266émetteur~: 184émis au-dessous du pair~: 183en vertu du principe de prudence~: 237entité~ de titrisation: 300~ déclarante: 270enveloppe~ globale de crédits: 155~ globale de crédits privés: 156EPM~: 111établissement~ de crédit: 280~ de crédit résidents: 59Conseil des ~s financiers créanciers: 79Eurosystème~: 123évaluation du crédit~: 65expositions de titrisation~: 301extrait de comptes bancaires~: 21Ffacilité

~ de dépôt: 96~ de prêt marginal: 205~ permanente: 328fin de journée~: 116fourniture de liquidités par desopérations de cession temporaire~: 194fraction résiduelle payable à crédit~: 251frais bancaires~: 18Ggarantie~: 47~s: 71actif mobilisable / admis en ~: 356comptes de couverture de ~: 35gestion des risques et évaluation desfonds propres~: 292guichet automatique de banque~: 10guichet automatique de billets~: 10INDEX FR 5Hheure BCE~: 113IIBAN~: 178IFM~: 226immobilisations financières~: 132institution financière monétaire~: 226instrument~ à taux fixe: 136~ à taux variable: 138~ à taux variable inversé: 182~s de capitaux propres: 117~s de capitaux propres négociables: 209~s dérivés négociés: 241~s du marché: 127catégorie d'~: 354option de type ~ financier à terme: 154interconnexion~: 174intérêt~ compensatoire: 169

~ couru à payer sur les dépôts: 1~ légal: 331contrat à terme de taux d'~: 147contrat à terme sur taux d'~: 147, 172contrat d'échange (swaps) sur taux d'~:173échange de taux d'~ «variable/variable»dans une même devise: 315échanges de taux d'~ (dans des devisesdifférentes): 81paiement d'~s: 170papier à ~s précomptés: 103swap de taux d’~: 173taux d'~: 171taux d'~ legal: 332taux d’~ marginal: 204titre à ~s précomptés: 104intervention~ aux marges: 180~ de change: 142~ intramarginale coordonnée: 57ISIN~: 179Jjour férié~: 20jour ouvrable BCN~: 231jour ouvrable Eurosystème~: 124Llettre de crédit adossé domestique~: 15lien entre systèmes de règlementlivraisonde titres~: 191liens étroits~: 45limite d’offre maximale~: 216liste unique~: 316Mmarché~ des changes: 143~ individuel: 166~ interbancaire: 168cours moyen du ~: 219instruments du ~: 127méthode de l'évaluation au prix du ~: 212post ~: 13prix moyen du ~: 218

salle des ~s: 151taille standard de ~: 325taux moyen du ~: 219transactions d'une valeur supérieure à lataille standard de ~: 89valorisation au prix du ~: 211volume du ~: 188marge~ de variation: 211~ initiale: 167appel de ~: 203intervention aux ~: 180INDEX FR 6MBCC~: 59MCE II~: 126MDRF~: 225mécanisme~ d’Interconnexion: 175~ de paiement de la BCE: 111~ de protection du crédit: 74~ de taux de change: 126mesure~ de la valeur en risque: 365~ en matière d'obligation de vigilance:105~s de contrôle des risques: 61méthode~ de comptabilisation en dated’encaissement/décaissement: 36~ de comptabilisation en dated'engagement: 114~ de l'évaluation au prix du marché: 212~ générale fondée sur les sûretésfinancières: 131mise en pension~: 267modèle~ d’équilibre général calculable àl’échelon régional: 266~ de banque centrale correspondante: 59~ de dynamique de répartition formelle:225~ vectoriel autorégressif: 367monnaie étrangère~: 139montant~ adjugé: 5~ minimum adjugé: 220valeur pondérée des ~s exposés au

risque: 295NNIF~: 343normes comptables internationales~: 177nombre exact de jours/360~: 2numéro~ d’identification fiscale: 343~ de compte bancaire international: 178~ fiscal: 343~ international de compte bancaire: 178~ international d'identification des titres:179Oobligation~ à coupon zéro: 370~ d’emprunt: 90~ démembrée: 304~ garantie: 63~ zéro-coupon: 370~s de déclaration: 271mesure en matière d'~ de vigilance: 105opération~ à terme: 149~ à terme sur titres: 150~ d'apport de liquidité: 193~ de «prise en pension»: 61~ de cessation temporaire: 290~ de cession temporaire destinée àfournir des liquidités: 194~ de change: 145~ de change à terme: 141~ de prise en pension: 288~ de refinancement à plus long terme:198~ de réglage fin: 134~ d'open market: 238~ ferme: 244~ principale de refinancement: 200~ structurelle: 335~s de revalorisation ou dévalorisation:361fourniture de liquidités par des ~s decession temporaire: 194règlement des ~s d'open market: 311option~: 239option de type instrument financier àterme~: 154

or en voie d’acheminement~: 355or non physique~: 236INDEX FR 7or physique~: 249organe de règlement~: 309organisme de placement collectif~: 357Ppaiement~ d'intérêts: 170bénéficiaire du ~: 246mécanisme de ~ de la BCE: 111procédure de ~ après ~: 247système de livraison contre ~: 94papier à intérêts précomptés~: 103PAPT~: 9passif~: 190~ financier: 133~ net au titre des pensions: 234pays de l’EEE (Espace économiqueeuropéen)~: 120pays de l’Espace économique européen~: 120pension~: 267période de constitution~: 202période de constitution des réserves~: 202perte en cas de défaut~: 197placement en titres~: 302plus-value~s de réévaluation: 286~s/moins-values latentes: 360~s/moins-values réalisées: 264point de départ du crédit~: 330portefeuille bancaire~: 22position~ à terme: 146~ au comptant: 319

~s de prise ferme: 359~s hors du cours: 242post marché~: 13pourcentage minimum servi~: 221préalimentation~: 152prêt~ accordé à l'entreprise: 30~ accordé par un syndicat: 195~ ordinaire: 240~ pour compte de tiers: 196~ syndicalisé: 195~s divers: 339~s garantis: 49facilité de ~ marginal: 205programme automatique de ~ de titres: 9prime~: 254principal~: 256prise en pension~: 269~: 287~: 289prise ferme~: 358prix~ coûtant: 268~ coûtant pour les titres non négociables:235~ d’achat: 260~ d'exercice: 334~ de rachat: 273~ de transaction: 351~ moyen du marché: 218~ net: 44méthode de l'évaluation au ~ du marché:212valorisation au ~ du marché: 211procédure~ bilatérale: 24~ d’adjudication: 4~ d’appel d’offres: 344~ de règlement: 312~ de paiement après paiement: 247~s de politique monétaire: 227INDEX FR 8~s d'évaluation des demandes de crédit:64proches substituts de dépôts

~: 46programme automatique de prêt de titres~: 9programme d'Extended CustodialInventory (ECI)~: 128provisions~: 258Qqualité de signature~: 78Rréduction de valeur~: 164régime de caisse d'émission~: 82règlement~: 305~ de la BERD pour le CSF: 109~ des opérations d'open market: 311~ transfrontière: 80agent de ~: 309Banque des ~s internationaux: 19compte de ~: 306date de ~: 310date de ~ au comptant: 322lien entre systèmes de ~-livraison detitres: 191organe de ~: 309procédure de ~: 312risque de ~: 313système de ~ brut: 161système de ~ brut en temps réel: 265système de ~-livraison de titres: 298système de ~-livraison simultanés: 94système de transfert express automatisétranseuropéen à ~ brut en temps réel: 352reprises de liquidité en blanc~: 50réserve~s: 279~s obligatoires: 223, 224, 278assiette des ~s: 275assujetti à la constitution de ~sobligatoires: 338avoir de ~s de change: 148avoirs de ~: 276compte de ~: 274constitution des ~s obligatoires: 201détermination des ~s obligatoires: 101période de constitution des ~s: 202système de mise en ~ commune: 48

système de mise en ~ commune desgaranties: 48taux de ~s: 27tenue de compte et conservation de titrespour les ~s: 85résident fiscal~: 281revenu de la BCE relatif aux billets eneuros~: 112risque~ de choix du défaut: 185~ de crédit de la contrepartie: 62~ de défaillance: 294~ de défaut: 93~ de règlement: 313~ de solvabilité: 317atténuation du ~ de crédit: 77centrale de ~: 38concentration du ~ de crédit: 76contrôle des ~s: 291gestion des ~s et évaluation des fondspropres: 292mesure de la valeur en ~: 365mesures de contrôle des ~s: 61techniques d'évaluation des ~s: 293valeur pondérée des montants exposés au~: 295Ssalle des marchés~: 151SEBC~: 122sensibilité~: 303seuil de déclenchement~: 353société bancaire écran~: 314INDEX FR 9société d’investissement et de créditimmobilier~: 28solde~s créditeurs des comptes derecouvrement: 308~s de comptes vue sur or (comptes nonattribués): 160~s débiteurs des comptes derecouvrement: 307sous-préalimentation~: 337

swap~ de change: 144~ de change destiné à fournir desliquidités: 192~ de taux d’intérêt: 173~s de lieux ou de pureté d’or: 158contrat d'échange (~s) sur taux d'intérêt:173credit default ~: 68système~ d’affectation des garanties: 108~ de gestion en comptes courants: 27~ de livraison contre paiement: 94~ de mise en réserve commune: 48~ de mise en réserve commune desgaranties: 48~ de règlement brut: 161~ de règlement brut en temps réel: 265~ de règlement-livraison de titres: 298~ de règlement-livraison simultanés: 94~ de transfert express automatisétranseuropéen à règlement brut en tempsréel: 352~ européen des banques centrales: 122~ RBTR: 265~ Target: 352lien entre ~s de règlement-livraison detitres: 191Ttaille standard de marché~: 325TARGET~: 352taux~ actuariel: 176~ au comptant: 321~ d’intérêt marginal: 204~ de change: 125~ de décote: 189~ de défaut: 92~ de portage: 32~ de report/déport: 341~ de report/déport marginal: 206~ de réserves: 277~ de restitution: 263~ de soumission maximal: 217~ de soumission minimal: 222~ d'intérêt: 171~ d'intérêt legal: 332~ moyen du marché: 219~ simple: 243~ variable: 74

accord de ~ futur: 147adjudication à ~ multiples: 6adjudication à ~ unique: 106appel d’offres à ~ fixe: 368appel d’offres à ~ variable: 366coefficient d'écart de ~: 324contrat à terme de ~ d'intérêt: 147contrat à terme sur ~ d'intérêt: 147, 172contrat d'échange (swaps) sur ~ d'intérêt:173contrats à terme sur ~ d’intérêt: 37échange de ~ d'intérêt «variable/variable»dans une même devise: 315échanges de ~ d'intérêt (dans des devisesdifférentes): 81instrument à ~ fixe: 136instrument à ~ variable: 138instrument à ~ variable inversé: 182mécanisme de ~ de change: 126swap de ~ d’intérêt: 173techniques d'évaluation des risques~: 293tenue de compte et conservation de titrespour les réserves~: 85titre~ à intérêts précomptés: 104~ convertible: 56~ de créance adossé à des créanceshypothécaires sur les particuliers: 284~ de créance éligible: 261~ de créance négociable: 208~ lié à un crédit: 73INDEX FR 10~s détenus sous forme de portefeuilledédié: 297actifs nets au ~ des pensions: 233compte de dépôt de ~s: 296dépositaire central de ~s: 39lien entre systèmes de règlementlivraisonde ~s: 191numéro international d'identification des~s :179opération à terme sur ~s: 150passif net au ~ des pensions: 234placement en ~s: 302prix coûtant pour les ~s non négociables:235programme automatique de prêt de ~s: 9système de règlement-livraison de ~s:298tenue de compte et conservation de ~s

pour les réserves: 85titrisation~: 299tranche d’échéance~: 213transaction~ à terme: 149~ au comptant: 323~s d'une valeur supérieure à la taillestandard de marché: 89coûts de ~: 350date de ~: 349prix de ~: 351transfert définitif~: 129Uunité d'exploitation~: 31usure~: 362Vvaleur~ pleinement ajustée d'une exposition:153~ pondérée des montants exposés aurisque: 295~s mobilières ayant le caractèred'immobilisations financières: 132mesure de la ~ en risque: 365réduction de ~: 164transactions d'une ~ supérieure à la taillestandard de marché: 89valorisation au prix du marché~: 211VAR~: 367volume du marché~: 188Zzone euro~: 119

DEUTSCHER INDEXINDEX DE 1AAbschlag~: 102Abschlusstag~: 349Abschreibung~: 7

Abwicklung~: 13~ von Offenmarktgeschäften: 311~ stag: 310~sverfahren: 312Brutto-~ssystem in Echtzeit: 265grenzüberschreitende ~: 80Verbindung zwischenWertpapier~ssystemen: 191Wertpapier~ssystemen: 298act/360~: 2Agio~: 254Aktie~: 118Aktieninstrumente~: 117Amerikanisches Zuteilungsverfahren~: 6Amortisierung~: 7An- und Zwischenzahlung~: 248Art des Instruments~: 354ARV~: 367ASLP~: 9auf Treuhandbasis gewährte Kredit~: 196Aufschlag~: 254aus Risikoerwägungen~: 237Ausfall~quote: 92~risiko: 93Gegenparteikredit~risiko: 62ausgestellte Schecks~: 40Ausgleichsposten aus Neubewertung~: 285Autoregressions-Vektormodell~: 367BBack-to-back-Vereinbarung begebeneSchuldverschreibungen~: 14Bank~ für internationalen Zahlungsausgleich:

19~automat: 10~feiertag: 20~gebühren: 18~konto: 17~kontoauszug: 21~-Mantelgesellschaft (shell ~): 314Bestand der ~en: 22Depot~: 83Entwicklungs~ des Europarates: 60Europäische Investitions~: 121Europäische Zentral~: 110Europäisches System der Zentral~en: 122gesperrten ~kontos: 26Guthaben bei ~en: 16Inter~zinssatz: 168Konsortium von Geschäfts~en: 54Korrespondenz~beziehung: 58Korrespondenzzentral~-Modell: 59Korrespondenz-Zentral~modell: 59multilaterale Entwicklungs~: 228Nationale Zentral~: 230Selbstbedienungs~terminal: 10Basispreis~: 334Bausparkasse ("building society")~: 28befristete Transaktion~: 290befristete Transaktionen zurBereitstellung von Liquidität~: 194Beginn der Laufzeit des Kredits~: 330berichtenden Institution~: 270INDEX DE 2Berichtspflichten~: 271besicherten Krediten~: 49Besicherung~: 74Bestand der Banken~: 22Bestände~: 163Betriebsmittelkredite~: 369Bewertung~sabschlag: 364~stag: 363

Bilanzgewinn~: 257Bilaterale Geschäfte~: 24BIZ~: 19Bonität~sanforderungen: 78~sbeurteilung: 65~sstufe: 75Brutto-Abwicklungssystem in Echtzeit~: 265Bürgschaft~: 71C"carry"-Satz~: 32CCR~: 62CEB~: 60CFIC~: 79Clean-Preis~: 44Credit Default Swap~: 68Credit Linked Note~: 73Creditors Financial Institutions Council~: 79CSD~: 39Currency-Board-Regelung~: 82DDAG~: 266Darlehengewöhnlicher ~: 240mit hypothekarischen ~ an Privatkundenbesicherte Schuldtitel: 284Dematerialisierung~: 95Depot~bank: 83~konten für Währungsreserven: 85~konto: 296Devisen~bestände: 140~markt: 143~marktintervention: 142

~swap: 144~swapgeschäft: 144~termingeschäft: 141liquiditätszuführende ~swapgeschäft: 192Disagio~: 102Diskontpapier~: 103~: 104durchschnittlichen Kosten~: 11Durchschnitt~serfuellung: 12~skosten~: 11EEchtzeit-Bruttosystem~: 161(Effekten-)Girosystem~: 27EIB~: 121einheitliches Sicherheitenverzeichnis~: 316Einlage~ mit vereinbarter Kündigungsfrist: 98~ mit vereinbarter Laufzeit: 99~fazilität: 96INDEX DE 3~nsubstitute im engeren Sinne~: 46Einzelgeschäfte~: 166Emittent~: 184endgültige Übertragung~: 129endgültiger Kauf~: 244Enge Verbindungen~: 45Entwicklungsbank des Europarates~: 60EPM~: 111Erfassung von Transaktionen~ nach wirtschaftlicherBetrachtungsweise: 114~ zum Zahlungszeitpunkt/Erfüllungstag:36Erfuellung~: 305Erfüllung~: 305

~stag: 310Ergebnisermittlung~: 165Erstattungssatz~: 263ESZB~: 122Europäische Investitionsbank~: 121Europäische Zentralbank~: 110Europäisches System der Zentralbanken~: 122Eurosystem~: 123Euro-Währungsraum~: 119eventuelle Anpassung~: 55EWR-Länder (EuropäischerWirtschaftsraum)~: 120"Extended Custodial Inventory (ECI)" -Programme~: 128EZB~: 110EZB-Zeit~: 113FFälligkeitsdatum~: 214Fälligkeitstag~: 214FazilitätEinlage~: 96Spitzenrefinanzierungs~: 205Ständige ~: 328Feinsteuerungsoperation~: 134Fest~legung der Mindestreserve: 101~satztender: 368festverzinslicher Schuldtitel~: 136Finanz~anlagen: 132~verbindlichkeit: 133Monetäres ~institut: 226finanzieller Vermögenswert~: 130First-Asset-to-Default-Kreditderivat

~: 135Floater~: 138"Floating/Floating"-Zinsswap~: 315Forderung~ in Fremdwährung: 42~en aus Zahlungsvorgängen: 307Forward Rate Agreement~: 147Freibetrag~: 199Fremdwährung~: 139Fremdwahrungsgeschäfte~: 145Future-Style Option~: 154INDEX DE 4GGarantie~deckungskonten: 162mit~rten Positionen: 359Übernahme~: 358gebietsansässig Kreditinstitut~: 280gebunden Kredit~: 345gedeckte Schuldverschreibung~: 63Gegenparteikreditausfallrisiko~: 62Geldausgabeautomat~: 10geldpolitischen Verfahren~: 227Gemeinschaftskredit~: 195Geschäft~en über die Standardmarktgröße: 89~sfeld: 31~spartner: 61~stag des Eurosystems: 124Bilaterale ~e: 24Devisenswap~: 144Devisentermin~: 141Hauptrefinanzierungs~: 200Fremdwahrungs~e: 145Kassa~: 323Konsortium von ~sbanken: 54Längerfristiges Refinanzierungs~: 198liquiditätszuführende Devisenswap~: 192

liquiditätszuführende ~e: 193NZB-~stag: 231Offenmarkt~: 238OTC-Derivat~en: 241Pensions~: 269Reverse-Repo-~: 287, 288umgekehrte Pensions~: 289Wertpapierpensions~: 269Wertpapiertermin~: 150Einzel~e: 166gesetzlich Zinsen~: 331gesetzlicher Zinsen~: 332gesperrten Bankkontos~: 26Gestaltungsentwürf~: 100gewerblich Kredit~: 30gewöhnlicher Darlehen~: 240Gold~ auf dem Transportweg zwischenLagern: 355~ und Goldforderungen: 157~forderung: 43, 159~gehaltswaps: 158~sichtkonten: 160Grenzleistungsfähigkeit des Kapitals~: 176grenzüberschreitende Abwicklung~: 80Guthaben~bei Banken: 16laufende ~ bei Kreditinstituten: 33Mindestreserve~: 223, 276HHaltung von Mindestreserven~: 201Handelsabteilung~: 151Hauptrefinanzierungsgeschäft~: 200Hereinnahme von Termineinlagen~: 50Hilfskredit~: 3Hoechstbietungsbetrag~: 216Hoechstbietungssatz~: 217

Höhe der Bewertungsabschläge~: 189Holländisches Zuteilungsverfahren~: 106IIBAN~: 178in abgezinster Form emittiert~: 183INDEX DE 5inländische Gegenakkreditive~: 15Innertageskredit~: 181Interbankzinssatz~: 168Interlinking~: 174Interlinking-Mechanismus~: 175InternationaleRechnungslegungsgrundsätze~: 177Internationale Wertpapier-Identifikationsnummer~: 179Internationale Wertpapierkennnummer~: 179internationalen Kontonummer~: 178interner Zinsfuss~: 176Interventionen an denInterventionspunkten~: 180inverse Floater~: 182JJahr der Bargeldumstellung~: 35jump-to-default-Risiko~: 185Kkalkulatorische Rendite~: 176Kassa~-Abrechnungstag: 322~geschäft: 323~kurs: 320~position: 319~preis: 321Kategorie-1-Sicherheit

~: 346Kategorie-2-Sicherheit~: 347Kauf~preis: 260~tag: 259Kennzeichnungsverfahren~: 108konsolidierten Bilanz~: 53Konsortialkredit~: 195Konsortium von Geschäftsbanken~: 54Kontogesperrten Bank~s~: 26internationalen ~nummer: 178Mindestreserve~: 274Zahlungsausgleichs~: 306KontenDepot~ für Währungsreserven: 85Goldsicht~: 160Kreditdeckungs~: 67Sammel~: 250koordinierte intramarginaleInterventionen~: 57Korrespondenz~bankbeziehung: 58~zentralbank-Modell: 59~-Zentralbankmodell: 59Kostendurchschnittlichen ~: 11Durchschnitts~: 11nicht marktgängige Wertpapiere zuAnschaffungs~: 235Repo-Geschäften verbundeneAnschaffungs~: 268Transactions~: 350Kredit~ gebenden Bank: 187~ zahlbarer Teil in Prozenten: 251~deckungskonten: 67~derivat: 69~derivatekontrakt: 70~forderung: 66~geber Bank: 187~inanspruchnahme: 107~institut: 72~rahmenabkommen: 155~risikokonzentration: 76~risikominderung: 77

auf Treuhandbasis gewährte ~: 196INDEX DE 6laufende Guthaben bei ~instituten: 33Lieferanten~: 340Private Rahmen~e: 156Rahmenabkommen für private ~e: 156Sonstiges ~e: 339Veräußerung/Übertragung von MFI-~enan Dritte: 299Verbriefung von ~en~: 299zentrale ~register: 38Kundengeschäft der Banken~: 283LL/Z-System~: 94Längerfristiges Refinanzierungsgeschäft~: 198laufende Guthaben bei Kreditinstituten~: 33Laufzeitbandverfahren~: 215Laufzeitkategorie~: 213Lieferantenkredit~: 340Lieferrisiken~: 313Lieferung-gegen-Zahlung-System~: 94lineare Abschreibung~: 333Liquidität~sausgleich: 37~szuführende befristete Transaktion überZinstender: 194~szuführende Devisenswapgeschäft: 192~szuführende Geschäfte: 193befristete Transaktionen zurBereitstellung von ~: 194loss given default~: 197MMarge~nausgleich: 203Schwankungs~: 211Sicherheiten~: 167Marginaler Swapsatz~: 206Marginaler Zinssatz~: 204Marktbewertungsmethode

~: 212marktfähige~ Schuldtitel: 208~ Sicherheiten: 207marktgängige~ Aktieninstrumente: 209~ Anleihe: 210Marktpreisbewertung~: 211MDVD~: 225Mehrfachbelegung~: 229Mengentender~: 368MFI~: 226Mindest~bietungssatz: 222~reservebasis: 275~reserveerfuellungsperiode: 202~reserve-Erfüllungsperiode: 202~reserveguthaben: 223, 276~reservekonto: 274~reserven: 224~reservepflicht: 278~reservesatz: 277~zuteilungsbetrag: 220~zuteilungsquote: 221mit hypothekarischen Darlehen anPrivatkunden besicherte Schuldtitel~: 284mitgarantierten Positionen~: 359mittlerer~ Marktkurs: 219~ Marktpreis: 218Modell~ der Verteilungsdynamik: 225Autoregressions-Vektor~: 367Korrespondenzzentral~-Modell: 59Korrespondenz-Zentral~modell: 59regional Ebene durchrechenbareallgemeine Gleichgewichts~: 266INDEX DE 7Monetäres Finanzinstitut~: 226multilaterale Entwicklungsbank~: 228NNachträgliche Zinsfestsetzung~: 252

Nationale Zentralbank~: 230Netto~forderung: 232~verbindlichkeiten einer Pensionskasse:234Nettövermogen einer Pensionskasse~: 233Neubewertung~: 286nicht marktgängige Wertpapiere zuAnschaffungskosten~: 235nicht physisch vorhandenes Gold~: 236nicht realisierte Gewinne/Verluste~: 360Nullkuponanleihe~: 370NZB~: 230NZB-Geschäftstag~: 231OOffenmarktgeschäft~: 238OperationFeinsteuerungs~: 134Strukturelle ~: 335Strukturelle ~en in Form von befristetenTransaktionen: 336Option~: 239Organismus für gemeinsame Anlagen~: 357OTC-Derivatgeschäften~: 241"outright"-Satz~: 243PPauschaler Abzug~: 327Pensionsgeschäft~: 269umgekehrte ~: 289Wertpapier~: 269Pfandpoolverfahren~: 48physisches Gold~: 249Private Rahmenkredite~: 156

Provisionen und Gebühren~: 51Prüfverfahren~: 64Qqualifizierte Schuldtitel~: 261RRahmen~ von Sonderfazilitäten: 318~abkommen für private Kredite: 156Private ~kredite: 156realisierte Gewinne/Verluste~: 264RefinanzierungHaupt~sgeschäft: 200Längerfristiges ~sgeschäft: 198Spitzen~sfazilität: 205regional Ebene durchrechenbareallgemeine Gleichgewichtsmodell~: 266Repo~geschäft: 269~-Geschäften verbundeneAnschaffungskosten: 268Reverse-~-Geschäft: 287, 288Reserve~basis: 275Depotkonten für Währungs~n: 85Festlegung der Mindest~: 101Mindest~guthaben: 223, 276Mindest~n: 224INDEX DE 8Mindest~pflicht: 278Mindest~satz: 277Währungs~: 148reservepflichtig: 338Restlaufzeit~: 282Reverse-Repo-Geschäft~: 287~: 288Risiko~bewertung: 293~gewichtete Forderungsbeträge: 295~kontrolle: 291~management und Kapitalbewertung:292aus ~erwägungen: 237Gegenparteikreditausfall~: 62jump-to-default-~: 185Solvenz~: 317

Verzugs~: 294Wert des ~potential: 365RTGS-System~: 265Rückkauf~spreis: 272~stag: 272~svereinbarung: 267Rücklagen~: 279Rückstellungen~: 258SSammelkonten~: 250Satzung des Fonds für die Ummantelungdes Tschernobyl-Reaktors~: 109Schatzwechsel~: 25Scheckeinzug~: 41Schnelltender~: 262Schuld~verschreibung: 90~verschretteeibungen: 91Back-to-back-Vereinbarung begebene~verschreibungen: 14festverzinslicher ~titel: 136gedeckte ~verschreibung: 63marktfähige ~titel: 208mit hypothekarischen Darlehen anPrivatkunden besicherte ~titel: 284qualifizierte ~titel: 261Variabel verzinslicher ~titel: 138Schwankungsmarge~: 211Schwellenwert~: 353Seigniorageeinkünfte der EZB~: 112Selbstbedienungsbankterminal~: 10Sensitivität~: 303Sicherheit~: 47~enmarge: 167~enverwahrer: 84~sabschlag: 364einheitliches ~enverzeichnis: 316

Kategorie-1-~: 346Kategorie-2-~: 347marktfähige ~en: 207umfassende Methode zurBerücksichtigung finanzieller ~en: 131zugelassene ~en: 115Solvenzrisiko~: 317Sonstiges Kredite~: 339Sorgfaltspflichten gegenüber Kunden~: 105Spitzenrefinanzierungsfazilität~: 205"spread"-Satz~: 324standardisiertesWertpapierleihprogramm~: 9Standardmarktgröße~: 325Standardtender~: 326Ständige Fazilität~: 328Starttag~: 329INDEX DE 9Steuergutschrift~: 342Steuer-Identifikationsnummer~: 343steuerlichen Wohnsitz haben~: 281Strip~: 304Strukturelle Operation~: 335Strukturelle Operationen in Form vonbefristeten Transaktionen~: 336Swap~gegenstand: 256~satz: 341Credit Default ~: 68Devisen~: 144Devisen~geschäft: 144"Floating/Floating"-Zins~: 315Goldgehalt~s: 158liquiditätszuführende Devisen~geschäft:192Total Return ~: 348

Waren-~: 52Zins~s (in einer einzigen Währung): 173Zins~s (in mehreren Währungen): 81SystemBrutto-Abwicklungs~ in Echtzeit: 265Echtzeit-Brutto~: 161(Effekten-)Giro~: 27Europäisches ~ der Zentralbanken: 122Euro~: 123L/Z-~: 94Lieferung-gegen-Zahlung-~: 94RTGS-~: 265TARGET-~: 352Transeuropäisches AutomatisiertesEchtzeit-Brutto-Express-Überweisungs~:352Verbindung zwischenWertpapierabwicklungs~: 191Wertpapierabwicklungs~en~: 298TTag~esgeld: 88~esschluss: 116Abschluss~: 349Bewertungs~: 363Erfassung von Transaktionen zumZahlungszeitpunkt/Erfüllungs ~: 36Erfüllungs~: 310Fälligkeits~: 214Geschäfts~ des Eurosystems: 124Inner~eskredit: 181Kassa-Abrechnungs~: 322Kauf~: 259NZB-Geschäfts~: 231Rückkaufs~: 272Start~: 329TARGET~: 352TARGET-System~: 352Tender~verfahren: 344Festsatz~: 368liquiditätszuführende befristeteTransaktion über Zins~: 194Zins~: 366Termin~ der Bargeldumstellung: 34~einlage: 99~geschäft: 149~position: 146Devisen~geschäft: 141

Hereinnahme von ~einlagen: 50Wertpapier~geschäft: 150Zins~kontrakt: 147Total Return Swap~: 348Transaktion~skosten: 350~spreis: 351befristete ~: 290befristete ~en zur Bereitstellung vonLiquidität: 194Erfassung von ~en nach wirtschaftlicherBetrachtungsweise: 114Erfassung von ~en zumZahlungszeitpunkt/Erfüllungstag: 36liquiditätszuführende befristete ~ überZinstender: 194Strukturelle Operationen in Form vonbefristeten ~en: 336Upgrading- oder Downgrading-~en: 361INDEX DE 10Transeuropäisches AutomatisiertesEchtzeit-Brutto-ExpressÜberweisungssystem~: 352UÜbernacht-~: 245Übernahmegarantie~: 358Überweisungen~: 137umfassende Methode zurBerücksichtigung finanziellerSicherheiten~: 131umgekehrte Pensionsgeschäft~: 289Umsatzvolumina im Markt~: 188Unternehmensbilanz~: 29Upgrading- oder Downgrading-Transaktionen~: 361VVariabel verzinslicher Schuldtitel~: 138Veräußerung/Übertragung von MFIKreditenan Dritte~: 299Verbindlichkeit~: 190

~en aus aufgelaufenen Zinsen aufEinlagen: 1~en aus Zahlungsvorgängen: 308Netto~en einer Pensionskasse: 234Verbindung zwischenWertpapierabwicklungssystemen~: 191Verbriefung von Krediten~: 299Verbriefungen~: 301Vermögens~gegenstand: 8~wert: 8, 356finanzieller ~wert: 130Verrechnungsstellen~: 309Verwahrstelle~: 97Verzugsrisiko~: 294Vollständig angepasster Forderungswert~: 153Vorauszahlungen~: 255vorzeitige Abgabe~: 152WWährungsreserve~: 148Wandelanleihe~: 56Waren-Swap~: 52Wechselkurs~: 125~- und Zinstitel: 127~anbindung: 126~mechanismus II: 126weit aus dem Geld notierte Positionen~: 242Weitergabe~: 337Wert~ es Risikopotential: 365~ausgleich: 203~minderung: 164Wertpapier~abwicklungssystemen: 298~anlage: 302~pensionsgeschäft: 269~termingeschäft: 150

Zweckgebunden ~portfolios: 297wirtschaftliche Eigentümer~: 23WKM II~: 126Wucher~: 362INDEX DE 11ZZahlung~sausgleichsagent: 309~sausgleichskonto: 306~sempfänger: 246~smittel: 186~sverfahren "Zahlung nachAnschaffung": 247~sverkehrsmechanismus der EZB: 111Zeitpunkt des Beginns~: 86zentrale Kreditregister~: 38Zentralverwahrer~: 39Zins~ausgleichsvereinbarung: 147~ausgleichszahlung: 169~berechnungsmethode: 87~festsetzung im Nachhinein: 252~festsetzung im Voraus: 253~future: 147, 172~satz: 171~swaps (in einer einzigen Währung): 173~swaps (in mehreren Währungen): 81~tender: 366~terminkontrakt: 147~zahlung: 170festver~licher Schuldtitel: 136"Floating/Floating"-~swap: 315gesetzlich ~en: 331gesetzlicher ~en: 332in abge~ter Form emittiert: 183Interbank~satz: 168interner ~fuss: 176Liquiditätszuführende befristeteTransaktion über ~tender: 194Marginaler ~satz: 204Nachträgliche ~festsetzung: 252zugelassene Sicherheiten~: 115zugeteilte Betrag~: 5Zuteilung

~: 4~: 5Zweckgebunden Wertpapierportfolios~: 297Zweckgesellschaf welche Wertpapiereemittiert~: 300INDEX ÎN LIMBA ROMÂN_INDEX RO1Aacord~ de sprijin reciproc: 14~ de vânzare reversibil_: 289~ de vânzare/cump_rare reversibil_: 287~ special de împrumut: 318acreditiv documentar intern back to back~: 15ac_iune~: 118activ~: 8~ de nivelul doi: 347~ de nivelul unu: 346~ din rezervele valutare: 148~ financiar: 130~ suport: 356~e eligibile: 115~e financiare imobilizate: 132~e nete cu titlu de pensiune: 233~e tranzac_ionabile: 207depozitar al ~elor cu rol de protec_ie: 19activitate de retail~: 283administrarea riscului _i evaluareacapitalului~: 292agent de decontare~: 309ajustare ocazional_~: 55amortizare~: 7amortizare/depreciere liniar_~: 333angajament de preluare ferm_~: 358anul substituirii monedei fiduciare cumoneda euro~: 35apel în marj_

~: 203atragere de depozite la termen~: 50ATM~: 10aur~ fizic: 249~ în tranzit: 355~ scriptic: 236~ _i crean_e în ~: 157conturi de ~ la vedere (conturi nealocate):160crean__ în ~: 159crean__ în ~ de încasat: 43opera_iuni swap pe localizarea / puritatea~ului: 158Bback-office~: 13Banca~ Central_ European_: 110~ Central_ Na_ional_: 230~ de Dezvoltare a Consiliului Europei: 60~ European_ de Investi_ii: 121~ Reglementelor Interna_ionale: 19banc_~ de economisire _i creditare în domeniullocativ: 28~ fictiv_: 314~ multilateral_ de dezvoltare: 228disponibil la ~: 33bancomat~: 10banking book~: 22baz_ de calcul a rezervelor~: 275BCE~: 110BCN~: 230BDCE~: 60BEI~: 121beneficiar efectiv~: 23beneficiarul pl__ii~: 246bilan_ consolidat~: 53bilan_ul întreprinderii

~: 29BRI~: 19INDEX RO2Ccapitaladministrarea riscului _i evaluarea ~ului:292credite pentru ~ de lucru: 369instrumente de ~uri proprii: 117titluri de ~ negociabile: 209administrarea riscului _i evaluarea ~ului:292c_m_t_rie~: 362câ_tiguri/pierderi realizate~: 264carnet de cecuri~: 40cecuri în curs de încasare~: 41central_ a riscurilor bancare~: 38cerin__ privind rezervele~: 278certificat de crean__~: 91certificat de trezorerie~: 25CFIC~: 79cheltuieli~ cu serviciile bancare: 18~ înregistrate în avans: 255clauz_ de rambursare anticipat_~: 107cod de identificare fiscal_~: 343cod fiscal~: 343cod IBAN~: 178comisioane _i speze bancare~: 51concentrarea riscului de credit~: 76Consiliul Institu_iilor FinanciareCreditoare~: 79consor_iu de b_nci comerciale~: 54

constituirea rezervelor minime~: 201cont~ bancar: 17~ bancar blocat: 26~ de custodie: 296~ de decontare: 306~ de rezerve: 274data la care începe derularea (~ului decredit): 86extras de ~ bancar: 21num_r interna_ional de ~ bancar: 178sistem de înregistrare în ~ curent: 27conturi~ colective: 250~ de acoperire a creditelor: 67~ de acoperire cu garan_ii: 162~ de aur la vedere (conturi nealocate): 160~ de custodie pentru rezerve: 85~ de reevaluare: 285~ la b_nci: 16solduri creditoare ale ~lor de decontare(pasive): 308solduri debitoare ale ~lor de decontare(crean_e): 307contract~ (de credit): 166~ de report: 267~ de protec_ie a creditului: 74~ forward (la termen) pe cursul de schimb:141~ forward (la termen) pe rata dobânzii:147~ swap într-o singur_ moned_ pe ratevariabile ale dobânzii: 315~ future pe rata dobânzii: 172contrapartid_~: 61control al riscurilor~: 291conven_ie privind num_rul de zile~: 87cost~ mediu: 11~ul unei tranzac_ii de r_scump_rare: 268~urile tranzac_iei: 350titluri nenegociabile înregistrate la ~: 235cota_ie marginal_ de punct swap~: 206crean__~ exprimat_ în moned_ str_in_: 42~ în aur: 159

INDEX RO3~ în aur de încasat: 43~ net_: 232~ privat_: 66certificat de ~: 91titlu de ~ eligibil: 261titlu de ~ garantat cu crean_e ipotecareasupra persoanelor private: 284titlu de ~ tranzac_ionabil: 208credit~ acordat cu garan_ie personal_(fidejusiune): 196~ acordat _i rambursat în aceea_i zi: 181~ condi_ionat: 345~ de ajutor: 3~ fiscal: 342~ furnizor: 340concentrarea riscului de ~: 76contract (de ~): 166contract de protec_ie a ~ului: 74data la care începe derularea (contractuluide ~): 86derivat de ~ first asset-to-default: 29diminuarea riscului de ~: 77evaluarea ~ului: 65frac_iune rezidual_ pl_tibil_ prin ~: 251începerea derul_rii ~ului: 330institu_ie de ~: 72institu_ie de ~ rezident_: 280instrument derivat de ~: 69instrument de tip ~ linked note: 73instrument de tipul first asset-to-default ~derivative: 135instrument financiar derivat de ~: 70nivel al scalei de evaluare a calit__ii ~ului:75procedur_ de evaluare a cererii de ~: 64risc de ~ al contrapartidei: 62swap pe risc de ~: 68titlu de ~: 16titlu de ~ negociabil: 210credite~ colateralizate: 49~ pentru capital de lucru: 369conturi de acoperire a ~lor: 67pachet global de ~: 155vânz_ri/transferuri ale ~lor IFM c_tre ter_i:299cre_teri/descre_teri de valoare rezultatedin reevaluare~: 360

CUI~: 71cupon~ postdeterminat: 252~ predeterminat: 253curs~ de schimb: 125~ de schimb la vedere: 321~ de schimb valutar: 125~ legal: 40~ valutar: 125~ mediu al pie_ei: 46~ spot: 67contract forward (la termen) pe ~ul deschimb: 141instrumente având ca suport ~ul de schimb_i rata dobânzii: 127custode~: 83~ care de_ine garan_ia: 84Ddata~ acord_rii: 86~ conversiei numerarului: 34~ decont_rii: 310~ decont_rii la vedere: 322~evalu_rii: 363~ la care începe derularea (contractului decredit): 86~ scaden_ei: 214~ tranzac_iei: 349dat_~ de cump_rare: 259~ de r_scump_rare: 272~ ini_ial_: 329DCVM~: 39decontare~: 305~ transfrontalier_: 80~a opera_iunilor de pia__: 311agent de ~: 309cont de ~: 306leg_tur_ între sistemele de ~ a titlurilor:191procedur_ de ~: 312risc de ~: 313sistem de ~ a valorilor mobiliare: 298INDEX RO4sistem de ~ brut_: 161sistem de ~ brut_ în timp real: 265

sistemul transeuropean automat de transferrapid cu ~ pe baz_ brut_ în timp real: 352solduri creditoare ale conturilor de ~(pasive): 308solduri debitoare ale conturilor de ~(crean_e): 307deducere forfetar_~: 199deducere standardizat_~: 327dematerializare~: 95depozit~ la termen: 99~ rambursabil cu preaviz: 98~ overnight: 88~e la termen: 22~e rambursabile cu preaviz: 22atragere de ~e la termen: 50dobând_ acumulat_ de pl_tit la ~e: 1facilitate de ~: 96substitute apropiate pentru ~e: 46depozitar~: 97depozitar al activelor cu rol de protec_ie~: 84depozitar central de valori mobiliare~: 39depreciere~: 164desen~: 100determinarea rezervelor minime~: 101de_ineri~: 163de_ineri de valut_ extern_~: 140diferen_e favorabile din reevaluare~: 286diminuarea riscului de credit~: 77din motive pruden_iale~: 237discont~: 102disponibil la banc_~: 33distribuitor de numerar~: 10dobând_~ acumulat_ de pl_tit la depozite: 1

~ dobând_ compensatorie: 169~ dobând_ legal_: 331Eemis cu discont~: 183emitent~: 184emitent de instrumente financiaresecuritizate~: 300entitate opera_ional_~: 31entitate raportoare~: 270EPM~: 111euroanul substituirii monedei fiduciare cumoneda ~: 35venituri BCE din emisiunea bancnotelor ~:112zona ~: 119Eurosistem~: 123evaluare la pre_ul pie_ei~: 211evaluarea creditului~: 65expuneri securitizate~: 301extras de cont bancar~: 21Ffacilitate~ de împrumut marginal: 205~ de depozit: 96~ permanent_: 328fonduri de rezerve~: 276frac_iune rezidual_ pl_tibil_ prin credit~: 251INDEX RO5front office~: 151Ggaran_ie~: 47credit acordat cu ~ personal_ (fidejusiune):196garan_ii~: 71

conturi de acoperire cu ~: 162IIFM~: 226institu_ie~ de credit: 72~ financiar_ monetar_: 226~ de credit rezident_: 280instrument~ cu rat_ fix_: 136~ cu rat_ invers-variabil_: 182~ cu rat_ variabil_: 138~ derivat de credit: 69~ de tip credit linked note: 73~ de tip total return swap 348~ de tipul first asset-to-default creditderivative: 135~ financiar cu discont 103~ financiar derivat de credit: 70~e având ca suport cursul de schimb _i ratadobânzii: 127~e de capitaluri proprii: 117~e financiare derivate tranzac_ionate peOTC: 241interconectare~: 174interven_ie coordonat_ în interiorulintervalului~: 57interven_ie la limitele intervalului~: 180interven_ie pe pia_a valutar_~: 142ISIN~: 179Îîmprumut~ comercial acordat întreprinderii: 30~ obi_nuit: 240~ sindicalizat: 195~uri diverse: 339începerea derul_rii creditului~: 330închidere~: 116Lla vedere~: 245LCP~: 94leg_tur_ între sistemele de decontare atitlurilor

~: 191leg_turi strânse/debitor unic~: 45licita_ie~: 4~ de tip american: 6~ de tip olandez: 106~ de volum: 368~ la rat_ fix_: 368~ la rat_ multipl_: 6~ la rat_ unic_: 106~ la rat_ variabil_: 366~ rapid_: 262~ standard: 326procedur_ de ~: 344limita maxim_ a ofertei~: 216list_ unic_~: 316Mmarj_~: 364~ de ajustare a valorii: 364~ de varia_ie: 211~ ini_ial_: 167apel în ~: 203m_sur_ de precau_ie~: 105INDEX RO6maturitate rezidual_~: 60MBCC~: 59MDRF~: 225mecanism~ de interconectare: 175~ de plat_ al BCE: 111~ de schimb valutar: 126~ul rezervelor minime obligatorii: 223metod_~ de înregistrare economic_: 114~ de înregistrare la data decont_rii: 8~ extins_ de garantare financiar_: 131metoda marc_rii la pia__~: 212metoda scalei scaden_elor~: 215model~ autoregresiv vectorial: 367~ de dinamic_ de repartizare formal_: 225

~ de echilibru general calculabil la nivelregional: 266~ul b_ncii centrale corespondente: 59modul de cuantificare a riscului~: 293moned_~ str_in_: 139contract swap într-o singur_ ~ pe ratevariabile ale dobânzii: 315crean__ exprimat_ în ~ str_in_: 42Nnivel al scalei de evaluare a calit__iicreditului~: 75nivelul marjelor de ajustare a valorii~: 189num_r de identificare fiscal_~: 343num_r efectiv de zile/360~: 2num_r interna_ional de cont bancar~: 178num_r interna_ional de identificare atitlurilor de valoare~: 179Oobliga_ii de raportare~: 271obliga_iune~ cu cupon zero: 370~ divizibil_ (în cupoane _i principal): 304~ garantat_: 90~ garantat_ cu ac_iunile emitentului: 63opera_iune~ de compensare în numerar: 37~ de refinan_are pe termen lung: 198~ de reglaj fin: 134~ de report: 269~ de schimb valutar: 145~ generatoare de lichidit__i: 193~ open market: 238~ principal_ de refinan_are: 200~ reversibil_: 269~ structural_: 335opera_iuni~ cu o valoare superioar_ volumului mediude pia__: 89~ de revalorizare sau de devalorizare: 361~ reversibile structurale: 336~ swap pe localizarea / puritatea aurului:158decontarea ~lor de pia__: 311

op_iune~: 239~ de tip futures: 154ora BCE: 113organism de plasament colectiv~: 357Ppachet global de credite~: 155pachet global de credite private~: 156PAIT~: 9pasiv~: 190pasiv financiar~: 133pasive nete cu titlu de pensiune~: 234INDEX RO7perioad_ de constituire~: 202pia__~ interbancar_: 168~ valutar_: 143decontarea opera_iunilor de ~: 311metoda marc_rii la ~: 212opera_iuni cu o valoare superioar_volumului mediu de ~: 89volum mediu pe ~: 325pierdere datorat_ neramburs_rii~: 197plasament în titluri~: 302plata dobânzii~: 170plat_ în avans~: 248portofoliu bancar~: 22pozi_ie la termen~: 146pozi_ie spot~: 319pozi_ii aferente angajamentelor depreluare ferm_~: 358pozi_ii „out-of-the-money“~: 242

prealimentare~: 152pre_~ de cump_rare: 260~ de exercitare: 334~ de r_scump_rare: 273~ mediu al pie_ei: 218~ net: 44~ spot: 320~ul tranzac_iei: 351evaluare la ~ul pie_ei: 211prim_~: 254principal~: 256procedur_~ bilateral_: 24~ de decontare: 312~ de evaluare a cererii de credit: 64~ de licita_ie: 344~ ulterioar_ pl__ii: 247proceduri ale politicii monetare~: 226procent minim de alocare~: 221profitul exerci_iului financiar~: 257program automat de împrumut de titluride valoare~: 9programul Extended Custodial Inventory(ECI)~: 128provizioane~: 258provizion de echilibrare~: 12punct de declan_are~: 353punct swap~: 341putere circulatorie~: 186Rrata~ default: 92~ dobânzii: 171~ dobânzii legale: 332~ spread: 324acord la termen pe ~ dobânzii: 32contract forward (la termen) pe ~

dobânzii: 147contract future pe ~ dobânzii: 172instrumente având ca suport cursul deschimb _i ~ dobânzii: 127swap pe ~ dobânzii: 173swap pe ~ dobânzii cu valute diferite: 81rat_~ a rezervelor: 277~ carry: 32~ de rambursare: 263~ direct_: 243~ intern_ a rentabilit__ii: 176~ marginal_ a dobânzii: 204~ maxim_ a ofertei: 217~ medie a pie_ei: 219~ minim_ oferit_: 222instrument cu ~ fix_: 136instrument cu ~ invers-variabil_: 182INDEX RO8instrument cu ~ variabil_: 138licita_ie la ~ fix_: 368licita_ie la ~ multipl_: 6licita_ie la ~ unic_: 106licita_ie la ~ variabil_: 366recunoa_terea veniturilor~: 165regimul consiliului monetar~: 82regulile BERD privind Fondul pentrustructura de protec_ie la Cernobâl~: 109repo~: 267reverse ~: 287rezerve~: 279~ minime: 224activ din ~le valutare: 148baz_ de calcul a ~lor: 275cerin__ privind ~le: 278constituirea ~lor minime: 201constituirea ~lor minime obligatorii: 42cont de ~: 274conturi de custodie pentru ~: 85determinarea ~lor minime: 101fonduri de ~: 276mecanismul ~lor minime obligatorii: 223rat_ a ~lor: 277supus regimului ~lor minime: 338rezident fiscal~: 281

RIR~: 176risc~ de credit al contrapartidei: 62~ de decontare: 313~ de insolven__: 317~ de neplat_: 294~ de nerambursare: 93~ iminent de nerambursare: 185administrarea ~ului _i evaluareacapitalului: 292concentrarea ~ului de credit: 76diminuarea ~ului de credit: 77modul de cuantificare a ~ului: 293swap pe ~ de credit: 68valoarea ponderat_ la ~ a expunerilor: 153valoare expus_ la ~: 365riscuricentral_ a ~lor bancare: 38control al ~lor: 291m_suri de control al ~lor: 62rulajul pie_ei~: 188Sscaden__ rezidual_~: 282SDVM~: 298SEBC~: 122senzitivitate~: 303sistem~ „pooling”: 48~ de b_nci corespondente: 58~ de colateralizare „pooling”: 48~ de decontare a valorilor mobiliare: 298~ de decontare brut_: 161~ de decontare brut_ în timp real: 265~ de identificare: 108~ de înregistrare în cont curent: 27~ de livrare-contra-plat_: 94~ ul transeuropean automat de transferrapid cu decontare pe baz_ brut_ în timpreal: 352~ RTGS: 265~ TARGET: 352~ul European al B_ncilor Centrale: 122solduri creditoare ale conturilor dedecontare (pasive)~: 308solduri debitoare ale conturilor de

decontare (crean_e)~: 307standarde de creditare~: 78Standarde interna_ionale de contabilitate~: 177sub-prealimentare~: 337substitute apropiate pentru depozite~: 46sum_~ alocat_: 5INDEX RO9~ minim_ de alocare: 220supus regimului rezervelor minime~: 338swap~ cu m_rfuri: 52~ pe rata dobânzii: 173~ pe rata dobânzii cu valute diferite: 81~ pe rentabilitate total_: 348~ pe risc de credit: 68~ valutar: 144~ valutar generator de lichidit__i: 192contract ~ într-o singur_ moned_ pe ratevariabile ale dobânzii: 315cota_ie marginal_ de punct ~: 206instrument de tip total return ~: 348opera_iuni ~ pe localizarea / puritateaaurului: 158punct ~: 341total return ~: 73TARGET~: 352terminal automat bancar~: 10tip de instrument~: 354titlu~ convertibil: 56~ cu discont: 104~ de crean__ eligibil: 261~ de crean__ garantat cu crean_e ipotecareasupra persoanelor private: 284~ de crean__ tranzac_ionabil: 208~ de credit negociabil: 210active nete cu ~ de pensiune: 233pasive nete cu ~ de pensiune: 234titluri~ de capital negociabile: 209~ de_inute ca portofoliu identificat _i

afectat: 297~ nenegociabile înregistrate la cost: 235leg_tur_ între sistemele de decontare a~lor: 191num_r interna_ional de identificare a ~lorde valoare: 179plasament în ~: 302program automat de împrumut de ~ devaloare: 9titlurizare~: 299tran__ de scaden__~: 213transfer final~: 129tranzac_ie~ de cesiune temporar_ cu generare delichidit__i: 194~ la termen: 149~ la vedere: 323~ reversibil_: 288, 290~ reversibil_ generatoare de lichidit__i:194~ simpl_: 244costurile ~i: 350data ~i: 349pre_ul ~i: 351__ri din Spa_iul Economic European~: 120__ri SEE~: 120utilizare multipl_ a fondurilor proprii~: 229valoare~ a expunerii ajustate integral: 153~a ponderat_ la risc a expunerilor: 153~ expus_ la risc: 365cre_teri/descre_teri de ~ rezultate dinreevaluare: 360num_r interna_ional de identificare atitlurilor de ~: 179opera_iuni cu o ~ superioar_ volumuluimediu de pia__: 89program automat de împrumut de titluri de~: 9valut_~: 139vânz_ri/transferuri ale creditelor IFMc_tre ter_i~: 299VAR~: 367

venituri BCE din emisiunea bancnoteloreuro~: 112viramente în curs~: 137volum mediu pe pia__~: 325zi bancar_ nelucr_toare~: 20INDEX RO10zi lucr_toare~ a BCN: 231~ a Eurosistemului: 124zona euro~: 119

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1999 _i 12 decembrie 2000 (BCE/2000/16)32001D0822: DECIZIA CONSILIULUI din 27 noiembrie 2001 privind asocierea __rilor _iteritoriilor de peste m_ri la Comunitatea European_ („decizie de asociere pestem_ri”) (2001/822/CE)32001D0913: DECIZIA B_NCII CENTRALE EUROPENE din 6 decembrie 2001 privindemisiunea de bancnote euro (BCE/2001/15) (2001/913/CE)32001L0065: DIRECTIVA 2001/65/CE A PARLAMENTULUI EUROPEAN _ICONSILIULUI din 27 septembrie 2001 de modificare a Directivelor78/660/CEE, 83/349/CEE _i 86/635/CEE în ceea ce prive_te normele deevaluare aplicabile conturilor anuale _i conturilor consolidate ale anumitorforme de societ__i comerciale, precum _i ale b_ncilor _i ale altor institu_iifinanciare32001O0003: ORIENTAREA B_NCII CENTRALE EUROPENE din 26 aprilie 2001privind sistemul transeuropean de transferuri expres automatizate curegulariz_ri brute în timp real (Target) (BCE/2001/3) (2001/401/CE)32001R1961: REGULAMENTUL (CE) NR. 1961/2001 AL COMISIEI din 8 octombrie2001 de stabilire a normelor de aplicare a Regulamentului (CE) nr. 2200/96 alConsiliului privind restituirile la export pentru fructe _i legume32001R2558: REGULAMENTUL (CE) NR. 2558/2001 AL PARLAMENTULUIEUROPEAN _I AL CONSILIULUI din 3 decembrie 2001 de modificare aRegulamentului (CE) nr. 2223/96 al Consiliului în ceea ce prive_tereclasificarea decont_rilor în cadrul opera_iunilor swap _i în cadrulcontractelor de garantare a ratei dobânzii (Text cu relevan__ pentru SEE)32001R2560: REGULAMENTUL (CE) nr. 2560/2001 AL PARLAMENTULUIEUROPEAN _I AL CONSILIULUI din 19 decembrie 2001 privind pl__iletransfrontaliere în euro32002D0011(01): DECIZIA B_NCII CENTRALE EUROPENE din 5 decembrie 2002privind conturile anuale ale B_ncii Centrale Europene (BCE/2002/11)(2003/132/CE)32002L0047: Directiva 2002/47/CE a Parlamentului European _i a Consiliului din 6 iunie2002 privind contractele de garan_ie financiar_32002L0065: DIRECTIVA 2002/65/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 23 septembrie 2002 privind comercializarea la distan__ aserviciilor financiare de consum _i de modificare a Directivei 90/619/CEE aConsiliului _i a Directivelor 97/7/CE _i 98/27/CE32002L0096: DIRECTIVA 2002/96/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 27 ianuarie 2003 privind de_eurile de echipamenteelectrice _i electronice (DEEE)32002O0002: ORIENTAREA B_NCII CENTRALE EUROPENE din 7 martie 2002 demodificare a Orient_rii BCE/2000/7 privind instrumentele _i procedurile depolitic_ monetar_ ale Eurosistemului (BCE/2002/2) (2002/553/CE)32002O0005: ORIENTARE A B_NCII CENTRALE EUROPENE din 30 iulie 2002 privind

anumite cerin_e de raportare statistic_ ale B_ncii Centrale Europene _iprocedurile de raportare de c_tre b_ncile centrale na_ionale a informa_iilorstatistice din domeniul statisticilor monetare _i bancare (BCE/2002/5)(2002/656/CE)BIBLIOGRAFIE 432002O0010: ORIENTAREA B_NCII CENTRALE EUROPENE din 5 decembrie 2002privind cadrul juridic al procedurilor contabile _i al raport_rii financiare dinSistemul European al B_ncilor Centrale (BCE/2002/10) (2003/131/CE)32003L0006: DIRECTIVA 2003/6/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 28 ianuarie 2003 privind utiliz_rile abuzive aleinforma_iilor confiden_iale _i manipul_rile pie_ei (abuzul de pia__)32003L0041: DIRECTIVA 2003/41/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 3 iunie 2003 privind activit__ile _i supraveghereainstitu_iilor pentru furnizarea de pensii ocupa_ionale32003L0051: DIRECTIVA 2003/51/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 18 iunie 2003 de modificare a Directivelor 78/660/CEE,83/349/CEE, 86/635/CEE _i 91/674/CEE ale Consiliului privind conturileanuale _i conturile consolidate ale anumitor forme de societ__i, ale b_ncilor _iale altor institu_ii financiare _i ale întreprinderilor de asigurare32003O0002: ORIENTAREA B_NCII CENTRALE EUROPENE din 6 februarie 2003privind anumite cerin_e de raportare statistic_ stabilite de Banca Central_European_ _i procedurile de raportare de c_tre b_ncile centrale na_ionale ainforma_iilor statistice din domeniul statisticilor monetare _i bancare(BCE/2003/2) (2003/652/CE)32003R1725: REGULAMENTUL (CE) NR. 1725/2003 AL COMISIEI din 29 septembrie2003 de adoptare a anumitor standarde interna_ionale de contabilitate, înconformitate cu Regulamentul (CE) nr. 1606/2002 al Parlamentului European_i al Consiliului32003R1980: REGULAMENTUL (CE) NR. 1980/2003 AL COMISIEI din 21 octombrie2003 de punere în aplicare a Regulamentului (CE) nr. 1177/2003 alParlamentului European _i al Consiliului privind statisticile comunitarereferitoare la venit _i la condi_iile de via__ (EU-SILC), privind defini_iile _idefini_iile actualizate32004L0069: DIRECTIVA 2004/69/CE A COMISIEI din 27 aprilie 2004 de modificare aDirectivei 2000/12/CE a Parlamentului European _i a Consiliului în ceea ceprive_te definirea „b_ncilor multilaterale de dezvoltare”32004R2182: REGULAMENTUL (CE) NR. 2182/2004 AL CONSILIULUI din 6decembrie 2004 privind medaliile _i jetoanele similare monedelor euro32005L0060: DIRECTIVA 2005/60/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 26 octombrie 2005 privind prevenirea utiliz_rii sistemuluifinanciar în scopul sp_l_rii banilor _i finan__rii terorismului32005O0002: ORIENTAREA B_NCII CENTRALE EUROPENE din 3 februarie 2005 demodificare a Orient_rii BCE/2000/7 privind instrumentele _i procedurile depolitic_ monetar_ ale Eurosistemului (BCE/2005/2) (2005/331/CE)

32005O0004: ORIENTAREA B_NCII CENTRALE EUROPENE din 15 februarie 2005 demodificare a Orient_rii BCE/2003/2 privind anumite cerin_e de raportarestatistic_ ale B_ncii Centrale Europene _i procedurile de raportare de c_treb_ncile centrale na_ionale a informa_iilor statistice din domeniul statisticilormonetare _i bancare (BCE/2005/4) (2005/326/CE)32005O0016: ORIENTAREA B_NCII CENTRALE EUROPENE din 30 decembrie 2005privind sistemul transeuropean automat de transfer rapid cu decontare pe baz_brut_ în timp real (TARGET) (BCE/2005/16) (2006/21/CE)32005R0713: REGULAMENTUL (CE) NR. 713/2005 al Consiliului din 10 mai 2005 deinstituire a unui drept compensatoriu definitiv asupra importurilor anumitorantibiotice cu spectru larg originare din IndiaBIBLIOGRAFIE 532005R1646: REGULAMENTUL (CE) NR. 1646/2005 AL CONSILIULUI din 6octombrie 2005 de modificare a Regulamentului (CE) nr. 2604/2000 deinstituire a unui drept antidumping definitiv pentru importurile de anumitetipuri de polietilen_ tereftalat_ originar_, inter alia, din India32006D0007(01): DECIZIA B_NCII CENTRALE EUROPENE din 19 mai 2006 demodificare a Deciziei BCE/2001/16 privind repartizarea venitului monetar alb_ncilor centrale na_ionale ale statelor membre participante începând cuexerci_iul financiar 2002 (BCE/2006/7) (2006/385/CE)32006D0017(01): DECIZIA B_NCII CENTRALE EUROPENE din 10 noiembrie 2006privind conturile anuale ale B_ncii Centrale Europene (BCE/2006/17)(2006/888/CE)32006D0055: DECIZIA CONSILIULUI din 30 ianuarie 2006 privind principiile, priorit__ile_i condi_iile cuprinse în Parteneriatul european cu Bosnia _i Her_egovina _i deabrogare a Deciziei 2004/515/CE (2006/55/CE)32006D0789: DECIZIA CONSILIULUI din 13 noiembrie 2006 privind procedurile deconsultare _i de informare în domeniile asigur_rii creditului, al garan_iilor _i alcreditelor financiare (Versiune codificat_) (2006/789/CE)32006D0908: DECIZIA CONSILIULUI din 4 decembrie 2006 privind prima tran__ din atreia contribu_ie comunitar_ la Banca European_ pentru Reconstruc_ie _iDezvoltare pentru Fondul privind realizarea unei structuri de protec_ie laCernobâl (2006/908/CE, Euratom)32006D1639: DECIZIA NR. 1639/2006/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 24 octombrie 2006 de instituire a unui program-cadrupentru inova_ie _i competitivitate (2007-2013)32006L0048: DIRECTIVA 2006/48/CE A PARLAMENTULUI EUROPEAN _I A

CONSILIULUI din 14 iunie 2006 privind ini_ierea _i exercitarea activit__iiinstitu_iilor de credit (reformare)32006L0049: DIRECTIVA 2006/49/CE A PARLAMENTULUI EUROPEAN _I ACONSILIULUI din 14 iunie 2006 privind rata de adecvare a capitaluluiîntreprinderilor de investi_ii _i al institu_iilor de credit (reformare)32006L0098: DIRECTIVA 2006/98/CE A CONSILIULUI din 20 noiembrie 2006 deadaptare a anumitor directive în domeniul fiscalit__ii, ca urmare a ader_riiBulgariei _i României32006O0002: ORIENTAREA B_NCII CENTRALE EUROPENE din 3 februarie 2006 demodificare a Orient_rii BCE/2005/5 privind cerin_ele de raportare statistic_ aleB_ncii Centrale Europene _i procedurile de schimb de informa_ii statistice încadrul Sistemului European al B_ncilor Centrale în domeniul statisticilorprivind finan_ele publice (BCE/2006/2) (2006/87/CE)32006O0004: ORIENTAREA B_NCII CENTRALE EUROPENE din 7 aprilie 2006 privindprestarea de c_tre Eurosistem a serviciilor în domeniul administr_rii rezervelorîn euro c_tre b_ncile centrale din afara zonei euro, c_tre __rile din afara zoneieuro _i c_tre organiza_iile interna_ionale (BCE/2006/4) (2006/294/CE)32006O0009: ORIENTAREA B_NCII CENTRALE EUROPENE din 14 iulie 2006 privindanumite preg_tiri în vederea substituirii monedei fiduciare cu moneda euro _iprivind alimentarea anticipat_ _i alimentarea anticipat_ secundar_ cu bancnote_i monede metalice euro în afara zonei euro (BCE/2006/9) (2006/525/CE)32006O0012: ORIENTAREA B_NCII CENTRALE EUROPENE din 31 august 2006 demodificare a Orient_rii BCE/2000/7 privind instrumentele _i procedurile depolitic_ monetar_ ale Eurosistemului (BCE/2006/12) (2006/905/CE)BIBLIOGRAFIE 632006O0016: ORIENTAREA B_NCII CENTRALE EUROPENE din 31 august 2006 demodificare a Orient_rii BCE/2000/7 privind instrumentele _i procedurile depolitic_ monetar_ ale Eurosistemului (BCE/2006/12) (2006/905/CE)32006R0367: REGULAMENTUL (CE) NR. 367/2006 AL CONSILIULUI din 27 februarie2006 de instituire a unui drept compensatoriu definitiv la importurile de foliidin polietilen_ tereftalat_ (PET) originare din India ca urmare a reexamin_riila expirarea m_surilor în conformitate cu articolul 18 din Regulamentul (CE)nr. 2026/9732006R0584: REGULAMENTUL (CE) NR. 584/2006 AL CONSILIULUI din 10 aprilie2006 de modificare a Regulamentului (CE) nr. 1480/2003 de instituire a unui

drept compensatoriu definitiv _i de percepere definitiv_ a dreptului provizoriuinstituit la importurile anumitor microcircuite electronice denumite „DRAM”(dynamic random access memories – memorii dinamice cu acces aleatoriu)originare din Republica Coreea32006R1027: REGULAMENTUL (CE) NR. 1027/2006 AL B_NCII CENTRALEEUROPENE din 14 iunie 2006 privind obliga_iile de raportare statistic_ încazul oficiilor po_tale care presteaz_ servicii de virament care primescdepozite de la institu_ii financiare nemonetare din zona euro (BCE/2006/8)32006R1248: REGULAMENTUL (CE, EURATOM) NR. 1248/2006 AL COMISIEI din 7august 2006 de modificare a Regulamentului (CE, Euratom) 2342/2002 destabilire a normelor de aplicare a Regulamentului (CE, Euratom)nr. 1605/2002 al Consiliului privind regulamentul financiar aplicabil bugetuluigeneral al Comunit__ilor Europene32006R1287: REGULAMENTUL (CE) NR. 1287/2006 AL COMISIEI din 10 august 2006de punere în aplicare a Directivei 2004/39/CE a Parlamentului European _i aConsiliului privind obliga_iile întreprinderilor de investi_ii de p_strare aeviden_ei _i înregistr_rilor, raportarea tranzac_iilor, transparen_a pie_ei,admiterea de instrumente financiare în tranzac_ii _i defini_ia termenilor însensul directivei în cauz_32006R1790: REGULAMENTUL (CE) NR. 1790/2006 AL COMISIEI din 5 decembrie2006 de aprobare a opera_iunilor de control de conformitate cu standardele decomercializare aplicabile fructelor _i legumelor proaspete efectuate în Turciaînaintea importului în Comunitate32006R1896: REGULAMENTUL (CE) NR. 1896/2006 AL PARLAMENTULUIEUROPEAN _I AL CONSILIULUI din 12 decembrie 2006 de instituire aunei proceduri europene de soma_ie de plat_32006X0325(01): ACORD din 16 martie 2006 între Banca Central_ European_ _i b_ncilecentrale na_ionale ale statelor membre din afara zonei euro, de stabilire aprocedurilor de func_ionare a mecanismului cursului de schimb în etapa a treiaa Uniunii economice _i monetare (2006/C 73/08)41999D0013: DECIZIA COMITETULUI EXECUTIV din 28 aprilie 1999 privind versiuniledefinitive ale Manualului comun _i Instruc_iunilor consulare commune[SCH/Com-ex (99)13]BIBLIOGRAFIE 72. Dic_ionareCollins English Glossary, Harper Collins Publishers, 1995Oxford Dictionary of Finance and Banking, Oxford University Press, 1997

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