dobanzi produse de economisire

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DOBANZI PRODUSE DE ECONOMISIRE PERSOANE FIZICE (VALABILE DIN 02 DECEMBRIE 2014)/ INTEREST RATES FOR SAVING PRODUCTS FOR INDIVIDUALS (VALID FROM 02 DECEMBER 2014)

DEPOZITE LA TERMEN/TERM DEPOSITS

1. DEPOZITE LA TERMEN IN RON/TERM DEPOSITS IN RON

PRODUSE

PENTRU CLIENTI PERSOANE

FIZICE/ PRODUCTS FOR

INDIVIDUALS

PRODUS/PRODUCT TERMEN/TERM SUMA MINIMA/ MIN. AMOUNT

RATE DOBANDA (% PE AN)/INTEREST RATES (% per year)

START (NUMAI PENTRU FONDURI NOI)/

(ONLY NEW FUNDS)

1 luna/1 month 3.000 2,25

2 luni/2 months 3.000 2,25

100 zile/100 days 3.000 2,60

4 luni/4 months 3.000 2,65

5 luni/5 months 3.000 2,65

6 luni/6 months 3.000 2,75

12 luni/12 months 3.000 2,90

OPTIDEPOZIT 6 luni/6 months 4.000 2,55 2,55 2,55 2,55 2,55 2,55

START DUBLU 6 luni/6 months 5.000 4,60 2,30 2,30 2,30 2,30 2,30

CASTIGI ORICUM* (depozit progresiv pe 12 intervale de 30 de zile)/WIN ANYWAY* (step-up deposit on 12

intervals of 30 days each)

360 zile/360 days 2.000 1,95 2,05 2,15 2,25 2,35 2,45 2,65 2,75 2,85 2,95 3,05 3,15

RATE DE DOBANDA PE TRANSE (% PE AN) /INTEREST RATES PER SLABS (% per year)

PRIM*

Sold/Balance 2.000

4.000 Sold/Balance 4.000,01 40.000 Sold/Balance > 40.000

1 luna/1 month 1,75 2,00 2,25

2 luni/2months 1,75 2,00 2,25

3 luni/3 months 2,05 2,30 2,50

4 luni/4 months 2,10 2,35 2,65

5 luni/5 months 2,10 2,35 2,65

6 luni/6 months 2,40 2,55 2,75

9 luni/9 months 2,40 2,75 2,85

12 luni/12 months 2,40 2,75 2,85

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1. DEPOZITE LA TERMEN IN RON (CONTINUARE)/TERM DEPOSITS IN RON (CONTINUATION)

*Aceste depozite se pot constitui si prin serviciul Fastbanking/These deposits may be opened through Fastbanking

PRODUSE PENTRU CLIENTI

PERSOANE FIZICE /

PRODUCST FOR INDIVIDUALS

PRODUS/PRODUCT TERMEN/TERM RATE DOBANDA PE TRANSE ( % PE AN)/INTEREST RATES (% per year)

RONSMART 90/10 (se vinde numai in combinatie cu 10%

investitie in fonduri mutuale Luxembourg)/(sold only in combination with 10% investment in Luxemburg mutual funds)

3 luni/3 months

Sold/Balance 1.500 5.000 Sold/Balance 5.000,01 50.000 Sold/Balance > 50.000

(max 720.000)

2,70 2,95 3,15

RONSMART 80/20 (se vinde numai in combinatie cu 20%


3 luni/3 months

Sold/Balance 1.500 5.000 Sold/Balance 5.000,01 50.000 Sold/Balance > 50.000

(max 640.000)

2,95 3,20 3,40

PRODUSE PENTRU CLIENTI COMPANII MICI

SI PFA/PRODUCTS

FOR SMALL COMPANIES

AND AUTHORISED

PERSONS

TERMEN/TERM SUMA MINIMA/ MIN. AMOUNT

RATE DE DOBANDA PE TRANSE ( % PE AN)/INTEREST RATES PER SLABS(% per year)


(ONLY NEW FUNDS)

1 luna/1 month 10.000 1,65

2 luni/2 months 10.000 1,70

3 luni/3 months 10.000 1,90

PRIM*

Sold/Balance 5.000 - 20.000 Sold/Balance 20.000,01 40.000 Sold/Balance > 40.000

7 zile/7 days 0,50 0,60 0,70

14 zile/14 days 0,50 0,60 0,70

1 luna/1 month 0,90 1,40 1,50

2 luni/2 months 1,30 1,55 1,65

3 luni/3 months 1,55 1,80 1,90

4 luni/4 months 1,75 2,00 2,10

5 luni/5 months 1,75 2,00 2,10

6 luni/6 months 1,90 2,15 2,40

9 luni/9 months 1,90 2,15 2,40

12 luni/12 months 1,95 2,20 2,45

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2. DEPOZITE LA TERMEN IN EUR/TERM DEPOSITS IN EUR

PRODUSE


FIZICE/PRODUCTS FOR INDIVIDUALS




(ONLY NEW FUNDS)

1 luna/1 month 3.000 1,25

2 luni/2 months 3.000 1,35

100 zile/100 days 3.000 1,45

4 luni/4 months 3.000 1,60

5 luni/5 months 3.000 1,60

6 luni/6 months 3.000 1,60

12 luni/12 months 3.000 1,90



CASTIGI ORICUM* (depozit progresiv pe 12 intervale de 30 de zile)/WIN ANYWAY* (step-up deposit on 12


360 zile/360 days 2.000 1,00 1,10 1,20 1,30 1,40 1,50 1,70 1,80 1,90 2,00 2,10 2,20

SUPER 90* (depozit progresiv pe 3 intervale de 30 de zile)/(step-up deposit on 3 intervals of 30 days

each)

90 zile/90 days 1.000 1,00 1,10 1,20


PRIM*

Sold/Balance 1.000 5.000

Sold/Balance 5.000,01 10.000 Sold/Balance > 10.000

1 luna/1 month 0,80 1,05 1,15

2 luni/2 months 0,80 1,05 1,15

3 luni/3 months 1,00 1,25 1,35

4 luni/4 monts 1,15 1,40 1,50

5 luni/5 months 1,15 1,40 1,50

6 luni/6 months 1,15 1,40 1,50

9 luni/9 months 1,40 1,65 1,75

12 luni12 months 1,40 1,65 1,75 Depozit cu capitalizarea dobanzii/Deposit

with interest capitalization 12 luni/12 months 1,50%

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2. DEPOZITE LA TERMEN IN EUR (CONTINUARE)/TERM DEPOSITS IN EUR (CONTINUATION)

*Aceste depozite se pot constitui si prin serviciul Fastbanking/ These deposits may be opened through Fastbanking


PERSOANE FIZICE/

PRODUCTS FOR INDIVIDUALS

PRODUS/ PRODUCT

TERMEN/ TERM


EUROSMART 90/10 (se vinde numai in combinatie cu 10%


3 luni/3 months


Sold/Balance 5.000,01 50.000

Sold/Balance > 50.000 (max. 720.000)

1,50 1,75 1,85

EUROSMART 80/20 (se vinde numai in combinatie cu 20%


3 luni/3 months

Sold/ Balance 1.500 5.000

Sold/Balance 5.000,01 50.000

Sold/Balance > 50.000 (max. 640.000)

1,60 1,85 1,95

RATE DE DOBANDA PE TRANSE ( % PE AN)


COMPANII MICI SI PFA/

PRODUCTS FOR SMALL

COMPANIES AND

AUTHORISED PERSONS




(ONLY NEW FUNDS)

1 luna/1 month 10.000 1,00

2 luni/2 months 10.000 1,00

3 luni/3 months 10.000 1,15

PRIM*

Sold/Balance 5.000 - 7.000

Sold/Balance 7.000 10.000 Sold/Balance > 10.000

7 zile/7 days 0,40 0,50 0,60

14 zile/14 days 0,40 0,50 0,60

1 luna/1 month 0,65 0,80 0,90

2 luni/2 months 0,65 0,80 0,90

3 luni/3 months 0,75 0,90 1,00

4 luni/4 months 1,05 1,20 1,30

5 luni/5 months 1,05 1,20 1,30

6 luni/6 months 1,05 1,20 1,30

9 luni/9 months 1,20 1,35 1,45

12 luni/12 months 1,20 1,35 1,45

SUPER 90* (depozit progresiv pe 3

intervale de 30 de zile)/(step-up deposit on 3 intervals of 30 days each)

90 zile/90 days 1.000 0,75 0,85 0,95

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3. DEPOZITE LA TERMEN IN USD/TERM DEPOSITS IN USD

PRODUSE



INDIVIDUALS




(ONLY NEW FUNDS)

1 luna/1 month 3.000 0,75

2 luni/2 months 3.000 0,75

100 zile/100 days 3.000 1,25

4 luni/4 months 3.000 1,50

5 luni/5 months 3.000 1,50

6 luni/6 months 3.000 1,50

12 luni/12 months 3.000 1,50



CASTIGI ORICUM* (depozit progresiv pe 12 intervale de 30 de zile)/ WIN ANYWAY* (step-up deposit on 12


360 zile/360 days 2.000 0,50 0,60 0,70 0,80 0,90 1,00 1,20 1,30 1,40 1,50 1,60 1,70

SUPER 90* (depozit progresiv pe 3 intervale de 30 de zile)/step-up deposit on 3 intervals of 30 days

each)

90 zile/90 days 1.000 0,90 1,00 1,10


PRIM*

TERMEN/TERM Sold/Balance 1.000 5.000

Sold/Balance 5.000,01 10.000 Sold/Balance > 10.000

1 luna/1 month 0,40 0,50 0,60

2 luni/2 months 0,40 0,50 0,60

3 luni/3 months 0,90 1,00 1,10

4 luni/4 months 1,00 1,25 1,35

5 luni/5 months 1,00 1,25 1,35

6 luni/6 months 1,00 1,25 1,35

9 luni/9 months 1,00 1,25 1,35

12 luni/12 months 1,00 1,25 1,35

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3. DEPOZITE LA TERMEN IN USD (CONTINUARE)/TERM DEPOSITS IN USD (CONTINUATION)



SI PFA/ PRODUCTS FOR

SMALL COMPANIES

AND AUTHORISED

PERSONS

RATE DE DOBANDA PE TRANSE (% PE AN)/ INTEREST RATES PER SLABS (% per year)

PRIM*

TERMEN/TERM Sold/Balance 5.000 - 7.000

Sold/Balance 7.000,01 10.000

Sold/Balance > 10.000

7 zile/7 days 0,10 0,15 0,20

14 zile/14 days 0,10 0,15 0,20

1 luna/1 month 0,15 0,25 0,35

2 luni/2 months 0,15 0,25 0,35

3 luni/3 months 0,65 0,75 0,85

4 luni/4 months 0,75 1,00 1,10

5 luni/5 months 0,75 1,00 1,10

6 luni/6 months 0,75 1,00 1,10

9 luni/9 months 0,75 1,00 1,10

12 luni/12 months 0,75 1,00 1,10



SUPER 90* (depozit progresiv pe 3 intervale de 30 de zile)/(step-up deposit on 3 intervals of 30 days

each)

90 zile/90 days 1.000 0,65 0,75 0,85

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4. DEPOZITE LA TERMEN IN CHF/TERM DEPOSITS IN CHF



SI PFA/ PRODUCTS FOR

SMALL COMPANIES

AND AUTHORISED

PERSONS

RATE DE DOBANDA PE TRANSE ( % PE AN)/

INTEREST RATES PER SLABS (% per year)

PRIM*

TERMEN/TERM Sold/Balance < 7.000 Sold/Balance

7.000,01 10.000 Sold/Balance > 10.000

7 zile - - -

14 zile - - -

1 luna 0,15 0,25 0,35

2 luni 0,15 0,25 0,35

3 luni 0,65 0,75 0,85

4 luni 0,75 1,00 1,10

5 luni 0,75 1,00 1,10

6 luni 0,75 1,00 1,10

9 luni 0,75 1,00 1,10

12 luni 0,75 1,00 1,10

PRODUSE



INDIVIDUALS

PRODUS/PRODUCT TERMEN/TERM SUMA MINIMA/ MIN AMOUNT

RATE DOBANDA PE TRANSE ( % PE AN)/ INTEREST RATES PER SLABS (% per year)



PRIM*


Sold/Balance 5.000,01 10.000

Sold/Balance > 10.000

1 luna/1 month 0,40 0,50 0,60

2 luni/2 months 0,40 0,50 0,60

3 luni/3 months 0,90 1,00 1,10

4 luni/4 months 1,00 1,25 1,35

5 luni/5 months 1,00 1,25 1,35

6 luni/6 months 1,00 1,25 1,35

9 luni/9 months 1,00 1,25 1,35

12 luni12 months 1,00 1,25 1,35

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CONTURI CURENTE CU DOBANDA/CONTURI DE ECONOMII CURRENT ACCOUNTS WITH INTEREST/SAVING ACCOUNTS

CONTUL CURENT IN RON PACHET PREFERAT PLUS/CURRENT ACCOUNT IN RON PREFERAT PLUS PACKAGE

Sold/Balance Rate dobanda (% pe an)/Interest rates (% per year)

< 1.000 0,25

1.000,01 10.000 1,35

> 10.000 1,60

CONTUL CURENT CU DOBANDA IN VALUTA MULTIAVANTAJ/CURRENT ACCOUNT IN FOREIGN CURRENCY WITH INTEREST - MULTIAVANTAJ

Moneda/Currency Sold/Balance Rate dobanda (% pe an)/Interest rates (% per year)

EUR

< 5.000 0,15

5.000,01 10.000 0,40

> 10.000 1,05

USD, CHF, GBP Orice sold pozitiv/Any positive balance 0,25

TRY, PLN, CZK, HUF, JPY, NOK, SEK, AUD, CAD, DKK

Orice sold pozitiv/Any positive balance 0,50

CONTUL DE ECONOMII MEGA/MEGA SAVING ACCOUNT


RON

40.000 2,00

EUR 500 1,10

USD 500 0,75

CHF 500 0,75

CONTUL DE ECONOMII PERPETUUM/PERPETUUM SAVING ACCOUNT


RON Orice sold pozitiv/Any positive balance 2,25

EUR Orice sold pozitiv/Any positive balance 1,25

USD Orice sold pozitiv/Any positive balance 0,40

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CONTURI CURENTE CU DOBANDA/CONTURI DE ECONOMII (CONTINUARE) CURRENT ACCOUNTS WITH INTEREST/SAVING ACCOUNTS (CONTINUATION)

CONTUL CURENT CU DOBANDA PERSONAL BANKING/PERSONAL BANKING CURRENT ACCOUNT WITH INTEREST


RON

50.000 2,40

EUR

15.000 1,80

USD 1.000 1,00

CHF 1.000 1,00

GBP 1.000 1,00

TRY, PLN, CZK, HUF, JPY, NOK, SEK, AUD, CAD, DKK

1.000 0,50

CONTUL DE ECONOMII IN RON PACHET SENIOR ACTIV*/SAVING ACCOUNT IN RON SENIOR ACTIV PACKAGE*


Pana la 10.000 1,35

> 10.000 1,60

CONTUL DE ECONOMII IN RON Perspective pentru educatie**/PERSPECTIVES FOR EDUCATION SAVING ACCOUNT IN RON**


40.000 0,50 *Acest produs face parte din pachetul dedicat pensionarilor care isi incaseaza pensia prin Bancpost/This product is a component of the package dedicated to the pensioners who receive the pension to

Bancpost

**Acest produs se ofera numai impreuna cu asigurarea Perspective pentru educatie/This product is offered only together with Perspectives for education insurance

CONTUL CURENT CU DOBANDA PENTRU COMPANII MICI SI PFA CONT CURENT DINAMIC/ CURRENT ACCOUNT WITH INTEREST FOR SMALL COMPANIES AND AUTHORIZED PERSONS DYNAMIC ACCOUNT

10


Pana la/Up to 100.000 0

100.000,01 300.000 0,50

> 300.000 1,00

DOBANZI PRODUSE RETRASE DIN OFERTA CURENTA A BANCII - PERSOANE FIZICE/COMPANII MICI SI PFA INTEREST RATES FOR INACTIVE PRODUCTS INDIVIDUALS/SMALL COMPANIES AND AUTHORISED PERSONS

DEPOZITE LA TERMEN CU DOBANDA FIXA PERSOANE FIZICE

TERM DEPOSITS WITH FIXED INTEREST - INDIVIDUALS

1. DEPOZITE LA TERMEN IN RON/TERM DEPOSITS IN RON

2. DEPOZITE LA TERMEN IN EUR/TERM DEPOSITS IN EUR

3. DEPOZITE LA TERMEN IN USD/TERM DEPOSITS IN USD

4. CERTIFICATE DE DEPOZIT LA TERMEN/TERM DEPOSIT CERTIFICATES

PERSOANE FIZICE/

INDIVIDUALS

PRODUS/PRODUCT TERMEN/TERM RATE DOBANDA (% PE AN)/INTEREST RATES (% per year)

PRIM* Sold/Balance 500 4.000 Sold/Balance 4.000,01 40.000 Sold/Balance > 40.000

14 zile/14 days 2,50 2,75 3,00

PERSOANE FIZICE/

INDIVIDUALS


PRIM* Sold/Balance 500 5.000 Sold/Balance 5.000,01 10.000 Sold/Balance > 10.000

14 zile/14 days 0,50 1,00 1,50

PERSOANE FIZICE/

INDIVIDUALS


PRIM Sold/Balance 500 5.000 Sold/Balance 5.000,01 10.000 Sold/Balance > 10.000

14 zile/14 days 0,25 0,60 1,00

PERSOANE FIZICE/

INDIVIDUALS

TERMEN/TERM MONEDA/CURRENCY RATE DOBANDA (% PE AN)/INTEREST RATES (% per year)

30 de zile/30 days RON 1,00



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DEPOZITE LA TERMEN CU DOBANDA VARIABILA PERSOANE FIZICE/COMPANII MICI SI PFA

TERM DEPOSITS WITH VARIABLE INTEREST INDIVIDUALS/SMALL COMPANIES AND AUTHORISED PERSONS

1. DEPOZITE LA TERMEN PENTRU PERSOANE FIZICE/TERM DEPOSITS FOR INDIVIDUALS

PERSOANE FIZICE/

INDIVIDUALS

PRODUS/PRODUCT TERMEN/TERM MONEDA/CURRENCY RATE DOBANDA (% PE AN)/INTEREST RATES (% per year)

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 1 luna/1 month RON 1,00

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 1 luna/1 month EUR/USD 0,50

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 3 luni/3 months RON 1,25

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 3 luni/3 months EUR/USD 0,50








Depozit cu plata dobanzii la maturitate/Deposit with interest paid on maturity

1 luna/1 month EUR/USD 0,50

Depozit cu plata lunara a dobanzii 3 luni/3 months RON 1,25


3 luni/3 months EUR/USD 0,50

Depozit cu plata lunara a dobanzii/Deposit with monthly interest payment 6 luni/6 months RON 1,50










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2. DEPOZITE LA TERMEN PENTRU COMPANII MICI SI PFA/TERM DEPOSITS FOR SMALL COMPANIES AND AUTHORISED PERSONS

COMPANII MICI SI PFA/

SMALL COMPANIES

AND AUTHORISED

PERSONS

PRODUS/PRODUCT TERMEN/TERM MONEDA/CURRENCY RATE DOBANDA (% PE AN)/INTEREST RATES (% per year)

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 1 luna/1 month RON 0,50

Depozit cu capitalizarea dobanzii/Deposit with interest capitalization 1 luna/1 month EUR/USD 0,50









1 luna/1 month EUR/USD 0,50

Depozit cu plata lunara a dobanzii 3 luni/3 months RON 0,75













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CONTURI DE ECONOMII - PERSOANE FIZICE

SAVING ACCOUNTS - INDIVIDUALS

CONTUL DE ECONOMII CU ACUMULARE IN RON, EUR SI USD/SAVING ACCOUNT IN RON, EUR AND USD

Moneda/Currency Sold/Balance Rate dobanda (% pe an)/Interest rates (%per year)

RON

6.000 1,50

EUR 500 0,50

USD 2.000 0,5

CONTUL DE ECONOMII IN VALUTA MEGACONT/SAVING ACCOUNT IN FOREIGN CURRENCY - MEGACONT

Moneda/Currency Sold/Balance Rate dobanda (% pe an)/Interest rates (%per year)

EUR 30.000 0,40

USD Orice sold pozitiv/Any positive balance 0,25

CHF Orice sold pozitiv/Any positive balance 0,25

CONTUL DE ECONOMII IN RON RENTABIL/SAVING ACCOUNT IN RON - RENTABIL

Sold/Balance Rate dobanda (% pe an)/Interest rates (%per year)

3.000 1,10

CONTUL DE ECONOMII IN RON COMBINAT/SAVING ACCOUNT IN RON - COMBINAT


50.000 1,15

CONTUL DE ECONOMII IN RON PERFECT/SAVING ACCOUNT IN RON - PERFECT


Orice sold pozitiv/Any positive balance 0,50

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