cu profile 62076

Credit Union Name :

CU Type : Region : Peer Group :

Status : Charter State (SCU Only) : Assets :

Year Chartered : Member of Federal Home Loan Bank :

Date Insured : Low Income Designation : No. of Members :

Field of Membership Type : Certification Date:

Research Statistics Supervision and Discount (RSSD) Number :

1. Does the credit union have a website?

a. Website Address :

b. Type of website :

2. If the credit union does not have a website and plans to add one in the future

a. Type of website :

b. Implementation Date :

3. Organizational email address :

4. Does the credit union have Internet access?

5. Data Processing System used to maintain CU records :

6. How members access/perform electronic financial services

a. Home Banking via Internet Website c. Automatic Teller Machine (ATM) e. Kiosk

b. Audio Response/Phone Based d. Mobile Banking f. Other

7. Services offered electronically

a. Account Aggregation f. Electronic Signature Auth./Cert. k. Member Application p. Remote Deposit Capture

b. Account Balance Inquiry g. e-Statements l. Merchandise Purchase q. Share Account Transfers

c. Bill Payment h. External Account Transfers m. Merchant Processing Svs r. Share Draft Orders

d. Download Account History i. Internet Access Services n. New Loan s. View Account History

e. Electronic Cash j. Loan Payments o. New Share Account t. Mobile Payments

u. Other (Please Specify)

GENERAL INFORMATION

Charter Number :

INFORMATION SYSTEM AND TECHNOLOGY

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law.

Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

795294

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Yes

FISCU

Non-Federal Credit Union

[email protected]

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✔

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Yes

1936

Email balance & transaction automatic alerts

5 - $100,000,000 to less than $500,000,000

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Yes

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1

Michigan

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Vendor supplied in-house

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62076

42753

Active

8/2/1974

4/11/2014 9:31:17 AM

No

Transactional

http://www.mfcu.net

330790853

MEMBERS FIRST

Credit Union Name :

Annual Meeting, Date Last Held :

Financial Statement Audit Date :

Type of Audit Performed :

Member Account Verification Date :

Verifier Name :

Trade Names Used :

REGULATORY INFORMATION

Fidelity Bond Provider Name :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

Charter Number :

CUMIS

6/30/2013

Third Party

62076

4/8/2014

6/30/2013

Financial statement audit performed by state-licensed persons

MEMBERS FIRST

Credit Union Name : Charter Number :

CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :

Invest Accounted For : Investment in CUSO :

Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.

Loan to CUSO : Aggregate Cash Outlay :










Consumer mortgage origination,Loan support services

$20,000

Cost Method

Cost Method

Plymouth

No

$0

$0

CA

$118,250

$20,000

$250,000

Electronic transaction services

MI

$250,000

$118,250

Frankenmuth

No

MI

No

62076

Rancho Cucamonga953732627

383548085

262689428

Other

Neighborhood Mortgage Solutions

CU Cooperative Systems Inc

CU Solutions Group

MEMBERS FIRST

$0




Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :













62076MEMBERS FIRST


Credit Union Programs - Place a "" in the associated box to all the credit union offers (Check all that apply)

a. Mortgage Processing

b. Approved Mortgage Seller g. Deposits and Shares Meeting 703.10(a) (FCU Only)

c. Borrowing Repurchase Agreements h. Brokered Certificates of Deposit

d. Brokered Deposits (all deposits acquired through a third party) i. Short-Term, Small Amount Loans (FCU Only)

e. Investment Pilot Program (FCU Only)

Member Service and Product Offerings - Place a "" in the associated box to all the credit union offers (Check all that apply)

Transactional Financial Education

a. ATM/Debit Card Program a. Financial Counseling

b. Check Cashing b. Financial Education

c. Money orders c. Financial Literacy Workshops

d. No surcharge ATMs d. First Time Homebuyer Program

e. Prepaid Debit Cards e. In-School Branches

Depository Credit

a. Business Share Accounts a. Business Loans

b. Health Savings Accounts b. Credit Builder

c. Individual Development Accounts c. Debt Cancellation/Suspension

d. No Cost Share Drafts d. Direct Financing Leases

e. Share Certificates with low minimum balance requirement e. Indirect Business Loans

Other Member Services f. Indirect Consumer Loans

a. Bilingual Services g. Indirect Mortgage Loans

b. Insurance/Investment Sales h. Interest Only or Pymt Option 1st Mortgage Loans

c. No Cost Bill Payer i. Micro Business Loans

d. No Cost Tax Preparation Services j. Micro Consumer Loans

e. Student Scholarship k. Overdraft Lines of Credit

l. Overdraft Protection/ Courtesy Pay

m. Participation Loans

n. Pay Day Loans

o. Real Estate Loans

p. Refund Anticipation Loans

q. Risk Based Loans

r. Share Secured Credit Cards

Minority Credit Union Questions

1. Does your credit union have more than 50% of its eligible potential or current members who are

Black American,Native American, Hispanic American, or Asian American? (Yes/No)

Black American Hispanic American

Native American Asian American

2. Does your credit union have more than 50% of its current management officials who are Black American,

Native American, Hispanic American, or Asian American? (Yes/No)

Black American Hispanic American

Native American Asian American


If Yes, identify the minority group(s) that apply :

If Yes, identify the minority group(s) that apply :

CREDIT UNION PROGRAMS AND MEMBER SERVICES

f. Investments not authorized by the FCU Act (State CU Only)

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No

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62076

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No

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MEMBERS FIRST

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Grant Information - Please provide information on any grants you have received since the last time you reported.

Date Awarded Amount Awarded Grant Type*

CREDIT UNION GRANT INFORMATION (1)

Grantor


62076MEMBERS FIRST


Grant Information - Please provide information on any grants you have received since the last time you reported.

Date Awarded Amount Awarded Grant Type*

CREDIT UNION GRANT INFORMATION (2)

Grantor


62076MEMBERS FIRST


Sal. First Name MI Last Name


CONTACTS

Job Title(s)

Kreusch

Mr.

Mr.

Mr.

Ms.

Mr.

Mr.

Mr.

Sherwood

Vice Chairperson

Mr.

Mr.

Board TreasurerBechtel

Supervisory Committee Chairperson

Mr.

Board MemberMr.

Mr.

Chairperson

Frederick

Clare

Gregory

Mrs.

Steve

Donald

Joseph

Diane

Elizabeth

Larry

George

David

Eric

Robert

David

Brubaker

Supervisory Committee Member

Christiansen

DeBoer

Cooper

Board Member


Board Member

Thompson

Board Member

Manager or CEO, Chief Information Officer


Yost

Clarke

Board Secretary

Mr.

Board Member

MEMBERS FIRST

Joseph

Mr.

Board MemberSherene

Ms.

Brott

Cronk Jr

Lehman

Crawford

(1)

Campbell

Ashcroft

Taylor Jr

Boyer

Robert

Board Member


Kevin

Mr.


62076

Mr.


Site Name : Line 1 : Line 1 :

Site Type :

Operational Status : Main Office : Line 2 : Line 2 :

Phone Number : Ext. :

Hours of Operation : City : City :

County : County :

State : Zip : State : Zip :

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SITES

Physical Address Mailing Address


(989) 835-5100

48641-2165

48624

Mon-Thur 9 am - 5 pmFri Lobby 9 am - 6 pmFri Drvie-up 8:30 am - 6 pmSat Drive-up 9 am - 12:30 pm

Michigan

PO Box 2165

United States

(989) 835-5100

Michigan

48640-4702

Monday through Friday 8:00 am to 5:00 pm. Drive thru openon Thursdays and Fridays until 5:30 pm and Saturdays 9:00to noon, in

No

Members First Credit Union - Wackerly

Yes

Branch Office

PO Box 2165

Members First Credit Union-Evart Office

(1)

United States

Midland

Midland

Midland

Midland

Members First Credit Union-Clare Office

Members First Credit Union- Gladwin Office

No

48617

United States

3600

(989) 835-5100

Midland

48641-2165

48641-216549631-8312

Mon-Thur 9 am - 5 pmFri Lobby 8:30 am - 6 pmFri Drive-up 8:30 am - 6 pmSat Drive-up 9 am - 12:30 pm

Osceola

Michigan

PO Box 2165

(989) 835-5100

Gladwin

48641-2165Michigan

MEMBERS FIRST

Michigan

No

Branch Office

Michigan

Midland

Michigan

PO Box 2165

Clare

United States

Gladwin

United States

Midland

Corporate Office

Midland

United States

Branch Office

United States

3615

United States

Evart

600 W Wackerly St

201 E 7th St

650 W 5th St

Midland

Midland

3607

Mon-Thur 9 am - 5 pmFri Lobby 9 am - 6 pmFri Drive-up 8:30 am - 6 pmSat Drive-up 9 am - 12:30 pm

Michigan

62076

1291 W Cedar Ave

Clare



Site Type :




County : County :


Country : Country :


Site Type :




County : County :


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SITES

Physical Address Mailing Address


(989) 835-5100

48641-2165

48858-2995

8 am - 5 pm M, T, Th9 am - 5 pm W8 am - 6 pm F9 am - 12:30 pm Sat Drive-up Only

Michigan

PO Box 2165

United States

(989) 835-5100

Michigan

48625

Mon-Thur 9 am - 5 pmFri Lobby 9 am - 6 pmFri Drive-up 8:30 am - 6 pm

No

Members First Credit Union-Harrison Office

No

Branch Office

PO Box 2165

Members First Credit Union -Mt. Pleasant Bluegrass

(2)

United States

Midland

Midland

Midland

Midland

Members First Credit Union - Dartmouth Branch

Members First Credit Union-Mt Pleasant Broadway Office

No

48640

United States

(989) 835-5100

Harrison

48641-2165

3602

4864148858

Monday through Friday 8:00 am to 5:00 pm. Drive thru openon Thursdays and Fridays until 5:30 pm and Saturdays 9:00to noon, in

Isabella

Michigan

PO Box 2165

(989) 835-5100

Isabella

48641-2165Michigan

MEMBERS FIRST

Michigan

No

Branch Office

Michigan

Clare

Michigan

PO Box 2165

Midland

United States

Mt Pleasant

United States

Midland

Branch Office

Midland

United States

Branch Office

United States

United States

Mt Pleasant

3641 N Clare Ave

4490 E Blue Grass Rd

400 Dartmouth Dr

Midland

Midland

3601

Mon, Tues,Thur 8 an - 5 pmWed 9 am - 5 pmFri Lobby 8 am - 6 pmFri Drive-up 8 am - 6 pmSat Drive-up 9 am - 12:30 pm

Michigan

62076

4976 E Broadway St

Midland

cu profile 62076

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