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Credit Union Name :

CU Type : Region :

Status : Charter State (SCU Only) :

Year Chartered : Member of Federal Home Loan Bank :

Date Insured : Low Income Designation :

Field of Membership Type :

Research Statistics Supervision and Discount (RSSD) Number :

1. Does the credit union have a website?

a. Website Address :

b. Type of website :

2. If the credit union does not have a website and plans to add one in the future

a. Type of websi te :

b. Implementation Date :

3. Organizatio nal email address :

4. Does the credit un ion have Internet access?

5. Data Processing System used to maintain CU records :

6. How members access/perform electronic financial services

a. Home Banking v ia Internet Website c. Automatic Teller Machine (ATM) e. Kiosk

b. Audio Response/Phone Based d. Mobile Banking f. Other

7. Services offered electronically

a. Account Aggregation f. Electronic Signature Auth./Cert. k. Member Application p. Remote Deposit Capture

Certification Date:

GENERAL INFORMATION

Charter Number :

INFORMATION SYSTEM AND TECHNOLOGY

Peer Group :

Assets :

No. of Members :

Yes

FCU

Multiple common bond - primarily educational

[email protected]

1

Yes

1/4/1971

1934

5 - $100,000,000 to less than $50

Yes

Vendor supplied in-house

22

16166

Active

10/22/2013 9:43:02 AM

No

Transactional

61074

www.wctfcu.com

241916033

WATERBURY CONNECTICUT TEACHER

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Credit Union Name :

Ann ual Meetin g, Date L ast Held :

Financial Statement Audit Date :

Type of Audit Performed :

Member Account Verification Date :

Verifier Name :

Trade Names Used :

REGULATORY INFORMATION

Fidelity Bond Provider Name :

Charter Number :

Other

Third Party

9/30/2012

22

5/16/2013

9/30/2012

Financial statement audit performed by state-licensed persons


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Credit Union Name : Charter Number :

CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :

Invest Accounted For : Investment in CUSO :

Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a

"controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO,

and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.

Loan to CUSO : Aggregate Cash Outlay :









The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on

this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

MIHoughton

$0

$0

$0$0

No

22

753103689

Other

Mortgage Market CUSO


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Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :
















22WATERBURY CONNECTICUT TEACHER

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Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :



Services :

















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Credit Union Programs - Place a "" i n the associated box to all the credit uni on offers (Check all that apply)a. Mortgage Processing

b. Approved Mortgage Seller g. Deposits and Shares Meeting 703.10(a) (FCU Only)

c. Borrowing Repurchase Agreements h. Brokered Certificates of Deposit

d. Brokered Deposits (al l deposits acquired through a third party) i . Short-Term, Smal l Amount Loans (FCU Only)

e. Investment Pilot Program (FCU Only)

Member Service and Produ ct Offering s - Place a "" i n the associated box to all the credit uni on offers (Check all that apply)Transactional Financial Education

a. ATM/Debit Card Program a. Financial Counseling

b. Check Cashing b. Financial Education

c. Money orders c. Financial Literacy Workshops

d. No surcharge ATMs d. First Time Homebuyer Program

e. Prepaid Debit Cards e. In-School Branches

Depository Credit

a. Business Share Accounts a. Business Loans

b. Health Savings Accounts b. Credit Builder

c. Individual Development Accounts c. Debt Cancellation/Suspension

d. No Cost Share Drafts d. Direct Financing Leases

e. S hare Certificates with low minimum balance requirement e. I ndirect Business Loans

Other Member Services f. Indirect Consumer Loans

a. Bilingual Services g. Indirect Mortgage Loans

b. Insurance/Investment Sales h. Interest Only or Pymt Option 1st Mortgage Loans

c. No Cost Bill Payer i. Micro Business Loans

d. No Cost Tax Preparation Services j. Micro Consumer Loans

e. Student Scholarship k. Overdraft Lines of Credit

l. Overdraft Protection/ Courtesy Pay

m. Participation Loans

n. Pay Day Loans

CREDIT UNION PROGRAMS AND MEMBER SERVICES

f. Investments not authorized by the FCU Act (State CU Only)

22


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Grant Information - Please provide information on any grants you have received since the last time you reported.

Date AwardedAmo unt

AwardedGrant Type*

CREDIT UNION GRANT INFORMATION (1)

Grantor


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Grant Information - Please provide information on any grants you have received since the last time you reported.

Date AwardedAmo unt

AwardedGrant Type*

CREDIT UNION GRANT INFORMATION (2)

Grantor


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Sal. First Name MI Last Name

CONTACTS

Job Title(s)

Supervisory Committee Member

Mr.

Mr.

Mr.

Park-Knowles

F

Supervisory Committee ChairpersonCaesar

Board Secretary

Mr.

Board MemberMs.

Mr.

Chairperson


Thomas

Mrs.

John

Robert

Linda

Susan

Lory

Gary

Christopher

George

John

Robert

MacDonald

Troupe

V


Board Member


Brown

Manager or CEO

Huckins

Cronan

Board Member

Mr.

Vice Chairperson

Migliorisi

Mr.

Raymond

Mrs.

Russo

Irrera

Fava

(1)

Fontaine

Board Treasurer

Mr.

22

Mr.

SITES (1)

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Site Name : Line 1 : Line 1 :

Site Type :

Operational Status : Main Office : Line 2 : Line 2 :

Phone Number : Ext. :

Hours of Operation : City : City :

County : County :

State : Zip : State : Zip :

Country : Country :


Site Type :




County : County :


Country : Country :


Site Type :




County : County :

State : Zip : State : Zip :Country : Country :


Site Type :




County : County :


Country : Country :

SITES

Physical Address Mailing Address

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the

contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

Connecticut

Waterbury

Waterbury

06762-2852

Mon-Wed 9am-5pmThurs 10am-7pm

Friday 9am-5pm

06811-4021

Yes

P.O. Box 2121

New Haven

New Haven

Danbury Branch

United States

United States

Middlebury

06722

Mon - Wed 9am-5pmThurs 10am-7pmFriday 9am-5pm

(1)

06722

P.O. Box 2121

United States

(203) 791-1117

Connecticut


No

Connecticut

New Haven

Connecticut

Middlebury - Main

Corporate Office

Branch Office

United States

773 Straits Tpke

110 Federal Rd

Fairfield

22

(203) 758-9500

Danbury

cu profile 22

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